Article Library 

Our article library provides information to help you make financial planning decisions for retirement planning, college savings, and much more. Also, you can learn about the latest economic and financial market news and the outlook of market conditions. Contact a financial representative for guidance on these topics or questions about our products and services.

Financial Planning

Business Planning

Getting Down to Business: What You Need to Know
10 Point Plan to Prepare Small Businesses for Disasters
Employer-Provided Group Life Insurance
What's Key for Your Business?

Challenges in Life

The Longevity Revolution: Costs of Caregiving
What Risks Do You Face?
Dealing with the Loss of a Loved One
How It Feels to Be Disabled
Special Planning Is a Must for Individuals with Special Needs
Special Needs Planning Process

Disability Insurance

What if You Became Disabled?
7 Stories: How Disability Income Insurance Affected My Life
The Business Need for Disability Insurance
Prepare for Both a Disability and Retirement

Education Funding

Saving for College Is Not Enough
529 Plans—Saving for Your Child's Education
Permanent Life Insurance as Part of a College Savings Plan
Your College Savings Plan

Family Life

10 Essentials for Teaching Kids about Money
‘Fiscal Cliff’: What Does It Mean to You?
Take Charge: 5 Actions to Kick-Start Your New Year
Gifts that Last: 6 Strategies to Bring Your Values to Life
6 Steps to Raising a Financially Savvy Child
7 Steps to Create Your Best Life
Financial Planning: Walking the Walk
Nine Habits of the Financially Secure
Offense and Defense Are Key to Your Financial Game Plan
Onward and Upward: Tips for Managing in Transition
Dream, Then Plan
A Vital Financial Tool: Your Detailed Budget
The Kid Factor: Planning for a Child's Financial Needs

Investments

10 Points to Investing for Financial Security
How Risk-Tolerant Are You? 4 Key Questions That Help You Decide
Find Your Financial Equilibrium
Break the Cycle of Emotional Investing

Life Insurance

7 Ways Life Insurance Improves Your Balance Sheet
Protect Yourself, Part II: How You Can Control Your Financial Risk
Protect Yourself: Build a Flexible Foundation
5 Ways to Use the Living Benefits of Permanent Life Insurance
Pitfalls of Price Shopping Life Insurance
Six Reasons to Consider Life Insurance for the Entire Family
There's More to Permanent Life Insurance than Just a Death Benefit

Retirement

5 Actions Today for a Secure Retirement Tomorrow
Four Steps to Building a Retirement Plan You Can Count On
You're Living Longer: Plan for It
5 Health Risks That Can Cost You
Save Income Tax: Take Another Look at Your Nest Egg
What's the Plan? Questions to Ask Yourself About Retirement
Test Drive Your Dreams
Retirement Blueprint Part 2: Create Income Streams
Retirement Blueprint Part 1: Think Ahead
5 Tips for Choosing the Right Variable Annuity
Consider the Benefits of an IRA When Your 401(k) Isn’t Enough
Generate Income in Retirement with a Fixed Lifetime Income Annuity
Steps to Make Your Retirement Dreams a Reality

Starting Out

Step It Up: 7 Strategies to Boost Your Financial Fitness
Dream Big to Create the Life You Want
A Financial Plan Provides Confidence
Use Leverage to Multiply Financial Planning Results
Stay on Course with Smart Financial Choices at Each Life Stage
Create Your Plan B: Balance Your Priorities
A Guide for the Future
Laying the Foundation for a Grandchild’s Future
Your First Job

Wealth and Giving

6 Essential Steps for Every Estate Plan
Trustworthy Assets: Eight Ways to Benefit from a Trust
2013 Tax Law Changes – What You Need to Know
Add Flexibility to Irrevocable Life Insurance Trusts
Facing the Fiscal Cliff: What It May Mean for You
Leaving a Lasting Legacy with a Dynasty Trust
Getting the Most Out of Your Charitable Gifts
4 Tax Smart Strategies for Uncertain Times
Build a Legacy of Giving with Life Insurance
Defining Your Wealth Management Goals
Don’t Leave Your Estate to Chance
Estate Planning Tools
Leaving a Legacy

Market and Economic Commentary

Weekly Market Commentary

May 20, 2013
May 13, 2013
May 06, 2013
April 29, 2013

Quarterly Market Commentary

First Quarter 2013
Fourth Quarter 2012
Third Quarter 2012
Second Quarter 2012

Monthly Economic Commentary

May 2013 - Great Recession’s Effects Still Being Felt Throughout the Globe
April 2013 - Are Employment Predictions a Bracket Buster or Not?
March 2013 - Businesses Have Potential to Boost Economy
February 2013 - Temper Expectations for 2013 Growth
January 2013 - Forecasting 2013 Through a 2012 Lens
December 2012 - Dollhouses and Makeovers
November 2012 - A Glass Half Full
October 2012 - The Fiscal Cliff Cometh
September 2012 - U.S. Assets: The Ultimate Safe Haven?
August 2012 - The Consumer: A Supporting Part or the Lead Role?
July 2012 - Signs of Warning...Amid Signs of Growth
June 2012 - The Fed Wears Many Hats