Account A Series JJ/KK Front-Load 

November 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.304407 +0.009111        +0.70%
  Domestic Equity (MSA/Delaware Management)   2.080221 +0.010042        +0.49%
  Equity Income (MSA/T Rowe Price)   2.507129 +0.014074        +0.56%
  Large Cap Blend (MSA/Fiduciary Management)   1.270968 +0.006777        +0.54%
  Index 500 Stock (MSA)   8.309359 +0.043708        +0.53%
  Large Cap Core Stock (MSA/FayezSarofim)   3.549529 +0.023183        +0.66%
  Neuberger Berman AMT Socially Responsive   1.530065 +0.007697        +0.51%
  Russell Multi-Style Equity   1.602377 +0.008642        +0.54%
  Fidelity® VIP Contrafund® Portfolio   1.587493 +0.010045        +0.64%
  Growth Stock (MSA/The Boston Company)   4.692672 +0.025903        +0.56%
  Focused Appreciation (MSA/Janus)   3.017049 +0.021928        +0.73%
  Mid Cap Value (MSA/American Century)   2.912089 +0.013276        +0.46%
  Fidelity® VIP Mid Cap Portfolio   3.905008 +0.021080        +0.54%
  Index 400 Stock (MSA)   3.852635 +0.017740        +0.46%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   8.992607 +0.042512        +0.47%
  Small Cap Value (MSA/T Rowe Price)   3.036821 +0.007712        +0.25%
  Index 600 Stock (MSA)   1.621860 +0.001176        +0.07%
  Russell Aggressive Equity   2.363866 +0.001414        +0.06%
  Small Cap Growth Stock (MSA/Wellington)   4.095519 +0.016882        +0.41%
  International Equity (MSA/Franklin Templeton)   4.361876 +0.030797        +0.71%
  Emerging Markets Equity (MSA/MFS®)   1.016098 +0.014422        +1.44%
  Research International Core (MSA/MFS®)   1.009896 +0.008538        +0.85%
  Russell Non-US   1.641027 +0.009492        +0.58%
  International Growth (MSA/Janus)   1.839638 +0.019744        +1.08%
  Asset Allocation (MSA)   1.862144 +0.009273        +0.50%
  Balanced (MSA)   14.013429 +0.056450        +0.40%
  Russell LifePoints® Variable Moderate   1.350037 +0.005001        +0.37%
  Russell LifePoints® Variable Balanced   1.320929 +0.006111        +0.46%
  Russell LifePoints® Variable Growth   1.250396 +0.005918        +0.48%
  Russell LifePoints® Variable Equity Growth   1.163900 +0.005831        +0.50%
  Russell Global Real Estate Securities   3.930268 +0.021436        +0.55%
  Credit Suisse Commodity Return Strategy   6.452996 +0.010843        +0.17%
  Short-Term Bond (MSA/T. Rowe Price)   1.152693 -0.000024        -0.00%
  Inflation Protection (MSA/American Century)   1.324090 +0.004749        +0.36%
  Russell Core Bond   2.059944 +0.003769        +0.18%
  Select Bond (MSA/Wells Capital Management Inc.)   16.020199 +0.025122        +0.16%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.734705 +0.008063        +0.47%
  Multi-Sector Bond (MSA/PIMCO)   1.532329 +0.004136        +0.27%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   3.812363 +0.010381        +0.27%
  Money Market (MSA/BlackRock Advisors LLC)   3.376873 -0.000069        -0.00%

NMFN-UVDA-01 (0309)