Account A Series JJ/KK Front-Load 

October 31, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.278688 +0.018258        +1.45%
  Domestic Equity (MSA/Delaware Management)   2.029230 +0.027343        +1.37%
  Equity Income (MSA/T Rowe Price)   2.453098 +0.023973        +0.99%
  Large Cap Blend (MSA/Fiduciary Management)   1.232952 +0.015855        +1.30%
  Index 500 Stock (MSA)   8.116449 +0.093899        +1.17%
  Large Cap Core Stock (MSA/FayezSarofim)   3.483376 +0.042230        +1.23%
  Neuberger Berman AMT Socially Responsive   1.490135 +0.014788        +1.00%
  Russell Multi-Style Equity   1.566776 +0.019691        +1.27%
  Fidelity® VIP Contrafund® Portfolio   1.559192 +0.019291        +1.25%
  Growth Stock (MSA/The Boston Company)   4.613413 +0.051926        +1.14%
  Focused Appreciation (MSA/Janus)   2.938458 +0.033517        +1.15%
  Mid Cap Value (MSA/American Century)   2.851639 +0.031628        +1.12%
  Fidelity® VIP Mid Cap Portfolio   3.813547 +0.049670        +1.32%
  Index 400 Stock (MSA)   3.782989 +0.045479        +1.22%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   8.742864 +0.079911        +0.92%
  Small Cap Value (MSA/T Rowe Price)   3.032944 +0.045304        +1.52%
  Index 600 Stock (MSA)   1.626190 +0.026587        +1.66%
  Russell Aggressive Equity   2.366350 +0.039465        +1.70%
  Small Cap Growth Stock (MSA/Wellington)   4.024296 +0.052536        +1.32%
  International Equity (MSA/Franklin Templeton)   4.354248 +0.033187        +0.77%
  Emerging Markets Equity (MSA/MFS®)   1.020667 +0.007204        +0.71%
  Research International Core (MSA/MFS®)   1.002839 +0.009612        +0.97%
  Russell Non-US   1.622673 +0.024471        +1.53%
  International Growth (MSA/Janus)   1.814045 +0.015795        +0.88%
  Asset Allocation (MSA)   1.842764 +0.013935        +0.76%
  Balanced (MSA)   13.896485 +0.075397        +0.55%
  Russell LifePoints® Variable Moderate   1.343074 +0.006261        +0.47%
  Russell LifePoints® Variable Balanced   1.310446 +0.011027        +0.85%
  Russell LifePoints® Variable Growth   1.239042 +0.011866        +0.97%
  Russell LifePoints® Variable Equity Growth   1.152688 +0.012863        +1.13%
  Russell Global Real Estate Securities   3.948702 +0.074065        +1.91%
  Credit Suisse Commodity Return Strategy   6.444795 -0.011112        -0.17%
  Short-Term Bond (MSA/T. Rowe Price)   1.154314 -0.000024        -0.00%
  Inflation Protection (MSA/American Century)   1.327048 -0.000027        -0.00%
  Russell Core Bond   2.057017 -0.003855        -0.19%
  Select Bond (MSA/Wells Capital Management Inc.)   16.014368 -0.013059        -0.08%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.722491 -0.006517        -0.38%
  Multi-Sector Bond (MSA/PIMCO)   1.542720 +0.001358        +0.09%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   3.855859 -0.000079        -0.00%
  Money Market (MSA/BlackRock Advisors LLC)   3.378324 -0.000069        -0.00%

NMFN-UVDA-01 (0309)