Account B Series JJ/KK/LL Front-Load  

November 26, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.307700 +0.001115        +0.09%
  Domestic Equity (MSA/Delaware Management)   2.082889 +0.005719        +0.28%
  Equity Income (MSA/T Rowe Price)   2.504047 +0.002773        +0.11%
  Large Cap Blend (MSA/Fiduciary Management)   1.270838 -0.001160        -0.09%
  Index 500 Stock (MSA)   8.519394 +0.025410        +0.30%
  Large Cap Core Stock (MSA/FayezSarofim)   3.563963 +0.012611        +0.36%
  Neuberger Berman AMT Socially Responsive   1.533772 +0.005764        +0.38%
  Russell Multi-Style Equity   1.611675 +0.004698        +0.29%
  Fidelity® VIP Contrafund® Portfolio   1.596147 +0.003746        +0.24%
  Growth Stock (MSA/The Boston Company)   4.726312 +0.009652        +0.20%
  Focused Appreciation (MSA/Janus)   3.052614 +0.009195        +0.30%
  Mid Cap Value (MSA/American Century)   2.921792 +0.004941        +0.17%
  Fidelity® VIP Mid Cap Portfolio   3.937404 +0.007325        +0.19%
  Index 400 Stock (MSA)   3.879955 +0.001900        +0.05%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   9.106288 +0.026598        +0.29%
  Small Cap Value (MSA/T Rowe Price)   3.059829 +0.002528        +0.08%
  Index 600 Stock (MSA)   1.643463 +0.004804        +0.29%
  Russell Aggressive Equity   2.389953 +0.001414        +0.06%
  Small Cap Growth Stock (MSA/Wellington)   4.173138 +0.016879        +0.41%
  International Equity (MSA/Franklin Templeton)   4.408940 +0.018914        +0.43%
  Emerging Markets Equity (MSA/MFS®)   1.021152 +0.002042        +0.20%
  Research International Core (MSA/MFS®)   1.016211 +0.002119        +0.21%
  Russell Non-US   1.655826 +0.002687        +0.16%
  International Growth (MSA/Janus)   1.857910 +0.002599        +0.14%
  Asset Allocation (MSA)   1.871264 +0.003065        +0.16%
  Balanced (MSA)   14.146385 +0.018712        +0.13%
  Russell LifePoints® Variable Moderate   1.356183 +0.002486        +0.18%
  Russell LifePoints® Variable Balanced   1.328159 +0.002428        +0.18%
  Russell LifePoints® Variable Growth   1.258587 +0.002351        +0.19%
  Russell LifePoints® Variable Equity Growth   1.171977 +0.002318        +0.20%
  Russell Global Real Estate Securities   3.968114 +0.023824        +0.60%
  Credit Suisse Commodity Return Strategy   6.419412 -0.011105        -0.17%
  Short-Term Bond (MSA/T. Rowe Price)   1.153694 -0.000024        -0.00%
  Inflation Protection (MSA/American Century)   1.328731 +0.001167        +0.09%
  Russell Core Bond   2.065449 +0.001863        +0.09%
  Select Bond (MSA/Wells Capital Management Inc.)   16.238743 +0.012515        +0.08%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.757201 +0.006442        +0.37%
  Multi-Sector Bond (MSA/PIMCO)   1.537729 +0.001358        +0.09%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   3.822431 -0.000078        -0.00%
  Money Market (MSA/BlackRock Advisors LLC)   3.384180 -0.000069        -0.00%
NMFN-UVDA-05 (0309)