Account B Series JJ/KK/LL Front-Load  

October 23, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.228610 +0.017119        +1.41%
  Domestic Equity (MSA/Delaware Management)   1.963255 +0.020141        +1.04%
  Equity Income (MSA/T Rowe Price)   2.387074 +0.023978        +1.01%
  Large Cap Blend (MSA/Fiduciary Management)   1.184372 +0.013590        +1.16%
  Index 500 Stock (MSA)   8.006891 +0.097979        +1.24%
  Large Cap Core Stock (MSA/FayezSarofim)   3.378179 +0.040124        +1.20%
  Neuberger Berman AMT Socially Responsive   1.451073 +0.019946        +1.39%
  Russell Multi-Style Equity   1.511010 +0.018907        +1.27%
  Fidelity® VIP Contrafund® Portfolio   1.505672 +0.019295        +1.30%
  Growth Stock (MSA/The Boston Company)   4.461337 +0.069823        +1.59%
  Focused Appreciation (MSA/Janus)   2.826613 +0.041631        +1.49%
  Mid Cap Value (MSA/American Century)   2.758703 +0.028299        +1.04%
  Fidelity® VIP Mid Cap Portfolio   3.673375 +0.057092        +1.58%
  Index 400 Stock (MSA)   3.658807 +0.053413        +1.48%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   8.496177 +0.101677        +1.21%
  Small Cap Value (MSA/T Rowe Price)   2.914176 +0.050500        +1.76%
  Index 600 Stock (MSA)   1.542953 +0.024173        +1.59%
  Russell Aggressive Equity   2.245252 +0.036547        +1.65%
  Small Cap Growth Stock (MSA/Wellington)   3.843312 +0.072920        +1.93%
  International Equity (MSA/Franklin Templeton)   4.276515 +0.023685        +0.56%
  Emerging Markets Equity (MSA/MFS®)   0.991933 -0.002085        -0.21%
  Research International Core (MSA/MFS®)   0.976242 +0.006403        +0.66%
  Russell Non-US   1.580730 +0.014945        +0.95%
  International Growth (MSA/Janus)   1.773436 +0.011840        +0.67%
  Asset Allocation (MSA)   1.801142 +0.012385        +0.69%
  Balanced (MSA)   13.737921 +0.075779        +0.55%
  Russell LifePoints® Variable Moderate   1.326942 +0.003746        +0.28%
  Russell LifePoints® Variable Balanced   1.282408 +0.007344        +0.58%
  Russell LifePoints® Variable Growth   1.205944 +0.009490        +0.79%
  Russell LifePoints® Variable Equity Growth   1.117727 +0.009350        +0.84%
  Russell Global Real Estate Securities   3.827350 +0.028628        +0.75%
  Credit Suisse Commodity Return Strategy   6.423890 +0.032813        +0.51%
  Short-Term Bond (MSA)   1.155625 -0.001145        -0.10%
  Inflation Protection (MSA/American Century)   1.328461 -0.003611        -0.27%
  Russell Core Bond   2.064981 -0.003856        -0.19%
  Select Bond (MSA)   16.198641 -0.038902        -0.24%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.729255 -0.011381        -0.65%
  Multi-Sector Bond (MSA/PIMCO)   1.534634 -0.000031        -0.00%
  High Yield Bond (MSA)   3.856491 -0.000079        -0.00%
  Money Market (MSA)   3.386531 -0.000069        -0.00%
NMFN-UVDA-05 (0309)