Account B Series JJ/KK/LL Front-Load  

July 28, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.265098 -0.002252        -0.18%
  Domestic Equity (MSA/Delaware Management)   2.021685 -0.001544        -0.08%
  Equity Income (MSA/T Rowe Price)   2.470916 -0.001508        -0.06%
  Large Cap Blend (MSA/Fiduciary Management)   1.236354 -0.001169        -0.09%
  Index 500 Stock (MSA)   8.098125 +0.001578        +0.02%
  Large Cap Core Stock (MSA/FayezSarofim)   3.469336 -0.000213        -0.01%
  Neuberger Berman AMT Socially Responsive   1.453697 -0.000732        -0.05%
  Russell Multi-Style Equity   1.548204 -0.000095        -0.01%
  Fidelity® VIP Contrafund® Portfolio   1.519306 -0.001356        -0.09%
  Growth Stock (MSA/The Boston Company)   4.505295 -0.007578        -0.17%
  Focused Appreciation (MSA/Janus)   2.810831 -0.002252        -0.08%
  Mid Cap Value (MSA/American Century)   2.787610 +0.007413        +0.27%
  Fidelity® VIP Mid Cap Portfolio   3.869765 -0.012966        -0.33%
  Index 400 Stock (MSA)   3.738110 -0.005841        -0.16%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   8.540422 -0.021965        -0.26%
  Small Cap Value (MSA/T Rowe Price)   3.051387 -0.014048        -0.46%
  Index 600 Stock (MSA)   1.572838 -0.004860        -0.31%
  Russell Aggressive Equity   2.305312 -0.010402        -0.45%
  Small Cap Growth Stock (MSA/Wellington)   3.912548 -0.028825        -0.73%
  International Equity (MSA/Franklin Templeton)   4.689060 -0.008989        -0.19%
  Emerging Markets Equity (MSA/MFS®)   1.092260 -0.002122        -0.19%
  Research International Core (MSA/MFS®)   1.064175 -0.000065        -0.01%
  Russell Non-US   1.715858 -0.000106        -0.01%
  International Growth (MSA/Janus)   1.935204 -0.007950        -0.41%
  Asset Allocation (MSA)   1.841136 -0.002882        -0.16%
  Balanced (MSA)   13.908831 -0.009400        -0.07%
  Russell LifePoints® Variable Moderate   1.346934 -0.001339        -0.10%
  Russell LifePoints® Variable Balanced   1.320144 -0.000081        -0.01%
  Russell LifePoints® Variable Growth   1.254843 -0.001267        -0.10%
  Russell LifePoints® Variable Equity Growth   1.169542 -0.001244        -0.11%
  Russell Global Real Estate Securities   3.935746 +0.009329        +0.24%
  Credit Suisse Commodity Return Strategy   7.082611 -0.000436        -0.01%
  Short-Term Bond (MSA)   1.155556 -0.000071        -0.01%
  Inflation Protection (MSA/American Century)   1.349500 -0.002440        -0.18%
  Russell Core Bond   2.041634 -0.002029        -0.10%
  Select Bond (MSA)   16.050850 -0.013607        -0.08%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.663771 -0.004870        -0.29%
  Multi-Sector Bond (MSA/PIMCO)   1.547450 -0.002808        -0.18%
  High Yield Bond (MSA)   3.889994 -0.000239        -0.01%
  Money Market (MSA)   3.392264 -0.000181        -0.01%
NMFN-UVDA-05 (0309)