Account B Series JJ/KK/LL Front-Load  

October 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.221803 +0.026264        +2.20%
  Domestic Equity (MSA/Delaware Management)   1.951803 +0.034558        +1.80%
  Equity Income (MSA/T Rowe Price)   2.380105 +0.040940        +1.75%
  Large Cap Blend (MSA/Fiduciary Management)   1.183286 +0.022667        +1.95%
  Index 500 Stock (MSA)   7.966681 +0.153459        +1.96%
  Large Cap Core Stock (MSA/FayezSarofim)   3.359278 +0.046472        +1.40%
  Neuberger Berman AMT Socially Responsive   1.443400 +0.030902        +2.19%
  Russell Multi-Style Equity   1.507126 +0.033111        +2.25%
  Fidelity® VIP Contrafund® Portfolio   1.500692 +0.029799        +2.03%
  Growth Stock (MSA/The Boston Company)   4.429001 +0.103972        +2.40%
  Focused Appreciation (MSA/Janus)   2.815148 +0.056688        +2.06%
  Mid Cap Value (MSA/American Century)   2.750476 +0.049985        +1.85%
  Fidelity® VIP Mid Cap Portfolio   3.650235 +0.084621        +2.37%
  Index 400 Stock (MSA)   3.645089 +0.083132        +2.33%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   8.480443 +0.214258        +2.59%
  Small Cap Value (MSA/T Rowe Price)   2.902627 +0.050502        +1.77%
  Index 600 Stock (MSA)   1.536965 +0.025384        +1.68%
  Russell Aggressive Equity   2.240953 +0.039476        +1.79%
  Small Cap Growth Stock (MSA/Wellington)   3.821400 +0.059342        +1.58%
  International Equity (MSA/Franklin Templeton)   4.267181 +0.064101        +1.53%
  Emerging Markets Equity (MSA/MFS®)   0.996103 +0.005141        +0.52%
  Research International Core (MSA/MFS®)   0.974141 +0.010685        +1.11%
  Russell Non-US   1.572625 +0.017669        +1.14%
  International Growth (MSA/Janus)   1.764271 +0.017119        +0.98%
  Asset Allocation (MSA)   1.798111 +0.021703        +1.22%
  Balanced (MSA)   13.719469 +0.132831        +0.98%
  Russell LifePoints® Variable Moderate   1.326997 +0.008778        +0.67%
  Russell LifePoints® Variable Balanced   1.281232 +0.013487        +1.06%
  Russell LifePoints® Variable Growth   1.203615 +0.014248        +1.20%
  Russell LifePoints® Variable Equity Growth   1.115430 +0.015209        +1.38%
  Russell Global Real Estate Securities   3.805977 +0.042983        +1.14%
  Credit Suisse Commodity Return Strategy   6.435135 +0.054778        +0.86%
  Short-Term Bond (MSA)   1.156794 -0.000024        -0.00%
  Inflation Protection (MSA/American Century)   1.334489 -0.001222        -0.09%
  Russell Core Bond   2.068879 -0.000042        -0.00%
  Select Bond (MSA)   16.250733 -0.000333        -0.00%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.745534 -0.008140        -0.46%
  Multi-Sector Bond (MSA/PIMCO)   1.533306 +0.002749        +0.18%
  High Yield Bond (MSA)   3.851416 +0.026087        +0.68%
  Money Market (MSA)   3.386669 -0.000069        -0.00%
NMFN-UVDA-05 (0309)