Account B Series JJ/KK/LL Front-Load  

October 30, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.260430 +0.005688        +0.45%
  Domestic Equity (MSA/Delaware Management)   2.001887 +0.008607        +0.43%
  Equity Income (MSA/T Rowe Price)   2.429125 +0.012669        +0.52%
  Large Cap Blend (MSA/Fiduciary Management)   1.217097 +0.006781        +0.56%
  Index 500 Stock (MSA)   8.187064 +0.051030        +0.63%
  Large Cap Core Stock (MSA/FayezSarofim)   3.441146 +0.018965        +0.55%
  Neuberger Berman AMT Socially Responsive   1.475347 +0.005768        +0.39%
  Russell Multi-Style Equity   1.547085 +0.011803        +0.77%
  Fidelity® VIP Contrafund® Portfolio   1.539901 +0.009210        +0.60%
  Growth Stock (MSA/The Boston Company)   4.561487 +0.037297        +0.82%
  Focused Appreciation (MSA/Janus)   2.904941 +0.030045        +1.05%
  Mid Cap Value (MSA/American Century)   2.820011 +0.013284        +0.47%
  Fidelity® VIP Mid Cap Portfolio   3.763877 +0.014742        +0.39%
  Index 400 Stock (MSA)   3.737510 +0.011808        +0.32%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   8.695948 +0.064140        +0.74%
  Small Cap Value (MSA/T Rowe Price)   2.987640 +0.012901        +0.43%
  Index 600 Stock (MSA)   1.599603 +0.012068        +0.76%
  Russell Aggressive Equity   2.326885 +0.018978        +0.82%
  Small Cap Growth Stock (MSA/Wellington)   3.971760 +0.032169        +0.82%
  International Equity (MSA/Franklin Templeton)   4.321061 +0.021304        +0.50%
  Emerging Markets Equity (MSA/MFS®)   1.013463 +0.005140        +0.51%
  Research International Core (MSA/MFS®)   0.993227 +0.005331        +0.54%
  Russell Non-US   1.598202 +0.008136        +0.51%
  International Growth (MSA/Janus)   1.798250 +0.011838        +0.66%
  Asset Allocation (MSA)   1.828829 +0.009278        +0.51%
  Balanced (MSA)   13.888046 +0.056753        +0.41%
  Russell LifePoints® Variable Moderate   1.336813 +0.003746        +0.28%
  Russell LifePoints® Variable Balanced   1.299419 +0.004886        +0.38%
  Russell LifePoints® Variable Growth   1.227176 +0.005921        +0.48%
  Russell LifePoints® Variable Equity Growth   1.139825 +0.007006        +0.62%
  Russell Global Real Estate Securities   3.874637 +0.021447        +0.56%
  Credit Suisse Commodity Return Strategy   6.455907 -0.055032        -0.85%
  Short-Term Bond (MSA/T. Rowe Price)   1.154338 -0.000024        -0.00%
  Inflation Protection (MSA/American Century)   1.327075 +0.001167        +0.09%
  Russell Core Bond   2.060872 +0.001864        +0.09%
  Select Bond (MSA/Wells Capital Management Inc.)   16.183463 +0.012523        +0.08%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.729008 -0.000035        -0.00%
  Multi-Sector Bond (MSA/PIMCO)   1.541362 +0.001358        +0.09%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   3.855938 -0.000079        -0.00%
  Money Market (MSA/BlackRock Advisors LLC)   3.386047 -0.000069        -0.00%
NMFN-UVDA-05 (0309)