Account B Series RR Back-Load (Class B)  

November 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.255863 +0.008755        +0.70%
  Domestic Equity (MSA/Delaware Management)   1.946230 +0.009369        +0.48%
  Equity Income (MSA/T Rowe Price)   2.366255 +0.013251        +0.56%
  Large Cap Blend (MSA/Fiduciary Management)   1.223752 +0.006509        +0.53%
  Index 500 Stock (MSA)   7.521768 +0.039463        +0.53%
  Large Cap Core Stock (MSA/FayezSarofim)   3.202521 +0.020873        +0.66%
  Neuberger Berman AMT Socially Responsive   1.473233 +0.007391        +0.50%
  Russell Multi-Style Equity   1.482275 +0.007974        +0.54%
  Fidelity® VIP Contrafund® Portfolio   1.528483 +0.009650        +0.64%
  Growth Stock (MSA/The Boston Company)   4.234015 +0.023314        +0.55%
  Focused Appreciation (MSA/Janus)   2.847495 +0.020657        +0.73%
  Mid Cap Value (MSA/American Century)   2.748460 +0.012493        +0.46%
  Fidelity® VIP Mid Cap Portfolio   3.685501 +0.019846        +0.54%
  Index 400 Stock (MSA)   3.563936 +0.016362        +0.46%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   8.006479 +0.037742        +0.47%
  Small Cap Value (MSA/T Rowe Price)   2.841100 +0.007176        +0.25%
  Index 600 Stock (MSA)   1.561564 +0.001111        +0.07%
  Russell Aggressive Equity   2.186707 +0.001278        +0.06%
  Small Cap Growth Stock (MSA/Wellington)   3.788627 +0.015566        +0.41%
  International Equity (MSA/Franklin Templeton)   3.915867 +0.027595        +0.71%
  Emerging Markets Equity (MSA/MFS®)   0.978338 +0.013873        +1.44%
  Research International Core (MSA/MFS®)   0.972301 +0.008207        +0.85%
  Russell Non-US   1.518063 +0.008760        +0.58%
  International Growth (MSA/Janus)   1.721148 +0.018449        +1.08%
  Asset Allocation (MSA)   1.742228 +0.008652        +0.50%
  Balanced (MSA)   11.946099 +0.047959        +0.40%
  Russell LifePoints® Variable Moderate   1.299852 +0.004797        +0.37%
  Russell LifePoints® Variable Balanced   1.271799 +0.005867        +0.46%
  Russell LifePoints® Variable Growth   1.203921 +0.005681        +0.47%
  Russell LifePoints® Variable Equity Growth   1.120625 +0.005599        +0.50%
  Russell Global Real Estate Securities   3.635708 +0.019781        +0.55%
  Credit Suisse Commodity Return Strategy   6.338886 +0.010564        +0.17%
  Short-Term Bond (MSA/T. Rowe Price)   1.110059 -0.000038        -0.00%
  Inflation Protection (MSA/American Century)   1.274906 +0.004555        +0.36%
  Russell Core Bond   1.905666 +0.003461        +0.18%
  Select Bond (MSA/Wells Capital Management Inc.)   13.719397 +0.021326        +0.16%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.670301 +0.007741        +0.47%
  Multi-Sector Bond (MSA/PIMCO)   1.475375 +0.003963        +0.27%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   3.439767 +0.009320        +0.27%
  Money Market (MSA/BlackRock Advisors LLC)   2.870956 -0.000098        -0.00%
NMFN-UVDA-08 (0309)