Account B Series RR Front-Load  

November 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.329131 +0.009293        +0.70%
  Domestic Equity (MSA/Delaware Management)   2.150210 +0.010394        +0.49%
  Equity Income (MSA/T Rowe Price)   2.580156 +0.014501        +0.57%
  Large Cap Blend (MSA/Fiduciary Management)   1.295108 +0.006914        +0.54%
  Index 500 Stock (MSA)   1.673106 +0.008812        +0.53%
  Large Cap Core Stock (MSA/FayezSarofim)   1.357059 +0.008872        +0.66%
  Neuberger Berman AMT Socially Responsive   1.559105 +0.007853        +0.51%
  Russell Multi-Style Equity   1.565747 +0.008455        +0.54%
  Fidelity® VIP Contrafund® Portfolio   1.617625 +0.010246        +0.64%
  Growth Stock (MSA/The Boston Company)   1.484713 +0.008205        +0.56%
  Focused Appreciation (MSA/Janus)   3.104854 +0.022586        +0.73%
  Mid Cap Value (MSA/American Century)   2.996912 +0.013683        +0.46%
  Fidelity® VIP Mid Cap Portfolio   4.018680 +0.021721        +0.54%
  Index 400 Stock (MSA)   3.161878 +0.014580        +0.46%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   1.407810 +0.006665        +0.48%
  Small Cap Value (MSA/T Rowe Price)   3.138757 +0.007992        +0.26%
  Index 600 Stock (MSA)   1.652669 +0.001210        +0.07%
  Russell Aggressive Equity   2.092288 +0.001266        +0.06%
  Small Cap Growth Stock (MSA/Wellington)   1.954709 +0.008071        +0.41%
  International Equity (MSA/Franklin Templeton)   1.921756 +0.013581        +0.71%
  Emerging Markets Equity (MSA/MFS®)   1.035380 +0.014702        +1.44%
  Research International Core (MSA/MFS®)   1.029044 +0.008707        +0.85%
  Russell Non-US   1.364335 +0.007901        +0.58%
  International Growth (MSA/Janus)   1.901498 +0.020421        +1.09%
  Asset Allocation (MSA)   1.924773 +0.009598        +0.50%
  Balanced (MSA)   1.750748 +0.007064        +0.41%
  Russell LifePoints® Variable Moderate   1.375639 +0.005105        +0.37%
  Russell LifePoints® Variable Balanced   1.346007 +0.006236        +0.47%
  Russell LifePoints® Variable Growth   1.274128 +0.006038        +0.48%
  Russell LifePoints® Variable Equity Growth   1.186033 +0.005950        +0.50%
  Russell Global Real Estate Securities   4.331744 +0.023655        +0.55%
  Credit Suisse Commodity Return Strategy   6.510416 +0.010983        +0.17%
  Short-Term Bond (MSA/T. Rowe Price)   1.174714 -0.000016        -0.00%
  Inflation Protection (MSA/American Century)   1.349253 +0.004848        +0.36%
  Russell Core Bond   2.127660 +0.003907        +0.18%
  Select Bond (MSA/Wells Capital Management Inc.)   2.156858 +0.003397        +0.16%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.767621 +0.008228        +0.47%
  Multi-Sector Bond (MSA/PIMCO)   1.561394 +0.004225        +0.27%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   2.567974 +0.007010        +0.27%
  Money Market (MSA/BlackRock Advisors LLC)   1.253255 -0.000017        -0.00%
NMFN-UVDA-09 (0309)