Account A Series JJ/KK Front-Load 3.5% 

October 24, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.956264 +0.006955        +0.73%
  Domestic Equity (MSA/Delaware Management)   1.252215 +0.007169        +0.58%
  Equity Income (MSA/T Rowe Price)   1.617139 +0.009334        +0.58%
  Large Cap Blend (MSA/Fiduciary Management)   0.924676 +0.009536        +1.04%
  Index 500 Stock (MSA)   3.473875 +0.023505        +0.68%
  Large Cap Core Stock (MSA/FayezSarofim)   1.679532 +0.010260        +0.61%
  Neuberger Berman AMT Socially Responsive   1.127619 +0.006343        +0.57%
  Russell Multi-Style Equity   0.893118 +0.006380        +0.72%
  Fidelity® VIP Contrafund® Portfolio   1.171375 +0.007981        +0.69%
  Growth Stock (MSA/The Boston Company)   2.221190 +0.016617        +0.75%
  Focused Appreciation (MSA/Janus)   1.916870 +0.013039        +0.68%
  Mid Cap Value (MSA/American Century)   1.867964 +0.009896        +0.53%
  Fidelity® VIP Mid Cap Portfolio   2.486010 +0.011836        +0.48%
  Index 400 Stock (MSA)   2.154974 +0.007890        +0.37%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.747617 +0.025403        +0.68%
  Small Cap Value (MSA/T Rowe Price)   1.846994 -0.001034        -0.06%
  Index 600 Stock (MSA)   1.193956 +0.001733        +0.15%
  Russell Aggressive Equity   1.318318 +0.000708        +0.05%
  Small Cap Growth Stock (MSA/Wellington)   2.265144 +0.009702        +0.43%
  International Equity (MSA/Franklin Templeton)   2.042272 +0.000900        +0.04%
  Emerging Markets Equity (MSA/MFS®)   0.767161 +0.000710        +0.09%
  Research International Core (MSA/MFS®)   0.755068 +0.000740        +0.10%
  Russell Non-US   0.927526 -0.000106        -0.01%
  International Growth (MSA/Janus)   1.126209 +0.001544        +0.14%
  Asset Allocation (MSA)   1.147059 +0.004792        +0.42%
  Balanced (MSA)   4.429820 +0.011722        +0.27%
  Russell LifePoints® Variable Moderate   1.026179 +0.000854        +0.08%
  Russell LifePoints® Variable Balanced   0.992690 +0.001784        +0.18%
  Russell LifePoints® Variable Growth   0.934497 +0.002650        +0.28%
  Russell LifePoints® Variable Equity Growth   0.866296 +0.002617        +0.30%
  Russell Global Real Estate Securities   2.242965 -0.003065        -0.14%
  Credit Suisse Commodity Return Strategy   5.657951 -0.039608        -0.70%
  Short-Term Bond (MSA)   0.892938 -0.000102        -0.01%
  Inflation Protection (MSA/American Century)   1.025475 -0.001041        -0.10%
  Russell Core Bond   1.211724 -0.000139        -0.01%
  Select Bond (MSA)   4.211526 -0.000483        -0.01%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.334792 -0.001406        -0.11%
  Multi-Sector Bond (MSA/PIMCO)   1.187812 +0.002012        +0.17%
  High Yield Bond (MSA)   1.905435 -0.000219        -0.01%
  Money Market (MSA)   1.092478 -0.000125        -0.01%

NMFN-UVIP-01 (0309)