Account A Series JJ/KK Front-Load 3.5% 

October 22, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.936170 -0.008057        -0.85%
  Domestic Equity (MSA/Delaware Management)   1.232389 -0.005628        -0.45%
  Equity Income (MSA/T Rowe Price)   1.591805 -0.011609        -0.72%
  Large Cap Blend (MSA/Fiduciary Management)   0.904725 -0.009749        -1.07%
  Index 500 Stock (MSA)   3.408470 -0.025220        -0.73%
  Large Cap Core Stock (MSA/FayezSarofim)   1.649601 -0.010644        -0.64%
  Neuberger Berman AMT Socially Responsive   1.105968 -0.009589        -0.86%
  Russell Multi-Style Equity   0.875725 -0.008901        -1.01%
  Fidelity® VIP Contrafund® Portfolio   1.148594 -0.011171        -0.96%
  Growth Stock (MSA/The Boston Company)   2.170274 -0.018732        -0.86%
  Focused Appreciation (MSA/Janus)   1.875968 -0.020499        -1.08%
  Mid Cap Value (MSA/American Century)   1.839181 -0.013695        -0.74%
  Fidelity® VIP Mid Cap Portfolio   2.435950 -0.023102        -0.94%
  Index 400 Stock (MSA)   2.115939 -0.023498        -1.10%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.678016 -0.038006        -1.02%
  Small Cap Value (MSA/T Rowe Price)   1.816175 -0.024877        -1.35%
  Index 600 Stock (MSA)   1.173656 -0.014164        -1.19%
  Russell Aggressive Equity   1.296285 -0.019050        -1.45%
  Small Cap Growth Stock (MSA/Wellington)   2.212858 -0.030148        -1.34%
  International Equity (MSA/Franklin Templeton)   2.030257 -0.007043        -0.35%
  Emerging Markets Equity (MSA/MFS®)   0.768134 -0.001684        -0.22%
  Research International Core (MSA/MFS®)   0.749451 -0.003395        -0.45%
  Russell Non-US   0.918948 -0.004101        -0.44%
  International Growth (MSA/Janus)   1.117262 -0.001802        -0.16%
  Asset Allocation (MSA)   1.134519 -0.006040        -0.53%
  Balanced (MSA)   4.394142 -0.018854        -0.43%
  Russell LifePoints® Variable Moderate   1.022527 -0.003034        -0.30%
  Russell LifePoints® Variable Balanced   0.985324 -0.004860        -0.49%
  Russell LifePoints® Variable Growth   0.924601 -0.005621        -0.60%
  Russell LifePoints® Variable Equity Growth   0.856535 -0.005532        -0.64%
  Russell Global Real Estate Securities   2.229440 -0.004468        -0.20%
  Credit Suisse Commodity Return Strategy   5.668991 -0.039618        -0.69%
  Short-Term Bond (MSA)   0.894009 -0.000103        -0.01%
  Inflation Protection (MSA/American Century)   1.029404 -0.001965        -0.19%
  Russell Core Bond   1.214240 -0.000139        -0.01%
  Select Bond (MSA)   4.222522 -0.003828        -0.09%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.345119 -0.003912        -0.29%
  Multi-Sector Bond (MSA/PIMCO)   1.185936 +0.000938        +0.08%
  High Yield Bond (MSA)   1.905873 +0.002368        +0.12%
  Money Market (MSA)   1.092728 -0.000125        -0.01%

NMFN-UVIP-01 (0309)