Account A Series JJ/KK Front-Load 3.5% 

November 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.005128 +0.006927        +0.69%
  Domestic Equity (MSA/Delaware Management)   1.315623 +0.006228        +0.48%
  Equity Income (MSA/T Rowe Price)   1.684060 +0.009296        +0.56%
  Large Cap Blend (MSA/Fiduciary Management)   0.979372 +0.005130        +0.53%
  Index 500 Stock (MSA)   3.644164 +0.018827        +0.52%
  Large Cap Core Stock (MSA/FayezSarofim)   1.749152 +0.011260        +0.65%
  Neuberger Berman AMT Socially Responsive   1.179086 +0.005820        +0.50%
  Russell Multi-Style Equity   0.937790 +0.004970        +0.53%
  Fidelity® VIP Contrafund® Portfolio   1.223264 +0.007625        +0.63%
  Growth Stock (MSA/The Boston Company)   2.312557 +0.012548        +0.55%
  Focused Appreciation (MSA/Janus)   2.026549 +0.014539        +0.72%
  Mid Cap Value (MSA/American Century)   1.956023 +0.008734        +0.45%
  Fidelity® VIP Mid Cap Portfolio   2.623012 +0.013914        +0.53%
  Index 400 Stock (MSA)   2.254656 +0.010170        +0.45%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.943917 +0.018275        +0.47%
  Small Cap Value (MSA/T Rowe Price)   1.920548 +0.004696        +0.25%
  Index 600 Stock (MSA)   1.249771 +0.000789        +0.06%
  Russell Aggressive Equity   1.383433 +0.000697        +0.05%
  Small Cap Growth Stock (MSA/Wellington)   2.396888 +0.009655        +0.40%
  International Equity (MSA/Franklin Templeton)   2.076432 +0.014466        +0.70%
  Emerging Markets Equity (MSA/MFS®)   0.782981 +0.011040        +1.43%
  Research International Core (MSA/MFS®)   0.778202 +0.006507        +0.84%
  Russell Non-US   0.960386 +0.005465        +0.57%
  International Growth (MSA/Janus)   1.163464 +0.012379        +1.08%
  Asset Allocation (MSA)   1.177728 +0.005754        +0.49%
  Balanced (MSA)   4.516172 +0.017768        +0.39%
  Russell LifePoints® Variable Moderate   1.040324 +0.003756        +0.36%
  Russell LifePoints® Variable Balanced   1.017886 +0.004614        +0.46%
  Russell LifePoints® Variable Growth   0.963557 +0.004470        +0.47%
  Russell LifePoints® Variable Equity Growth   0.896902 +0.004409        +0.49%
  Russell Global Real Estate Securities   2.300133 +0.012330        +0.54%
  Credit Suisse Commodity Return Strategy   5.707751 +0.009053        +0.16%
  Short-Term Bond (MSA/T. Rowe Price)   0.888349 -0.000102        -0.01%
  Inflation Protection (MSA/American Century)   1.020347 +0.003564        +0.35%
  Russell Core Bond   1.205606 +0.002092        +0.17%
  Select Bond (MSA/Wells Capital Management Inc.)   4.194684 +0.006183        +0.15%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.336750 +0.006088        +0.46%
  Multi-Sector Bond (MSA/PIMCO)   1.180792 +0.003077        +0.26%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.878703 +0.004939        +0.26%
  Money Market (MSA/BlackRock Advisors LLC)   1.088976 -0.000125        -0.01%

NMFN-UVIP-01 (0309)