Account A Series JJ/KK Front-Load 3.5% 

July 29, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.978664 -0.006886        -0.70%
  Domestic Equity (MSA/Delaware Management)   1.290697 -0.001964        -0.15%
  Equity Income (MSA/T Rowe Price)   1.668579 -0.009401        -0.56%
  Large Cap Blend (MSA/Fiduciary Management)   0.957101 -0.006071        -0.63%
  Index 500 Stock (MSA)   3.502680 -0.015735        -0.45%
  Large Cap Core Stock (MSA/FayezSarofim)   1.719729 -0.008703        -0.50%
  Neuberger Berman AMT Socially Responsive   1.127411 -0.005139        -0.45%
  Russell Multi-Style Equity   0.911735 -0.004307        -0.47%
  Fidelity® VIP Contrafund® Portfolio   1.179191 -0.004398        -0.37%
  Growth Stock (MSA/The Boston Company)   2.234911 -0.009712        -0.43%
  Focused Appreciation (MSA/Janus)   1.908575 -0.000219        -0.01%
  Mid Cap Value (MSA/American Century)   1.886602 -0.006396        -0.34%
  Fidelity® VIP Mid Cap Portfolio   2.615368 -0.012543        -0.48%
  Index 400 Stock (MSA)   2.199265 -0.012423        -0.56%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.772922 +0.000514        +0.01%
  Small Cap Value (MSA/T Rowe Price)   1.945114 -0.005862        -0.30%
  Index 600 Stock (MSA)   1.227037 +0.001714        +0.14%
  Russell Aggressive Equity   1.366438 +0.002445        +0.18%
  Small Cap Growth Stock (MSA/Wellington)   2.320053 +0.005074        +0.22%
  International Equity (MSA/Franklin Templeton)   2.267980 +0.011254        +0.50%
  Emerging Markets Equity (MSA/MFS®)   0.849220 -0.001698        -0.20%
  Research International Core (MSA/MFS®)   0.829770 +0.000723        +0.09%
  Russell Non-US   1.015101 -0.000116        -0.01%
  International Growth (MSA/Janus)   1.237218 -0.000142        -0.01%
  Asset Allocation (MSA)   1.176222 -0.001020        -0.09%
  Balanced (MSA)   4.506604 -0.003287        -0.07%
  Russell LifePoints® Variable Moderate   1.049219 -0.000120        -0.01%
  Russell LifePoints® Variable Balanced   1.026433 -0.002031        -0.20%
  Russell LifePoints® Variable Growth   0.975647 -0.001965        -0.20%
  Russell LifePoints® Variable Equity Growth   0.909223 -0.001930        -0.21%
  Russell Global Real Estate Securities   2.329808 +0.001148        +0.05%
  Credit Suisse Commodity Return Strategy   6.303298 -0.030228        -0.48%
  Short-Term Bond (MSA)   0.900233 -0.000103        -0.01%
  Inflation Protection (MSA/American Century)   1.053078 +0.001716        +0.16%
  Russell Core Bond   1.209013 +0.000987        +0.08%
  Select Bond (MSA)   4.214073 +0.006133        +0.15%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.304700 +0.008516        +0.66%
  Multi-Sector Bond (MSA/PIMCO)   1.204355 -0.001195        -0.10%
  High Yield Bond (MSA)   1.935333 -0.002704        -0.14%
  Money Market (MSA)   1.103342 -0.000124        -0.01%

NMFN-UVIP-01 (0309)