Account A Series JJ/KK Front-Load 3.5% 

July 23, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.991199 +0.000734        +0.07%
  Domestic Equity (MSA/Delaware Management)   1.297036 -0.001966        -0.15%
  Equity Income (MSA/T Rowe Price)   1.685394 -0.000193        -0.01%
  Large Cap Blend (MSA/Fiduciary Management)   0.965430 -0.002667        -0.28%
  Index 500 Stock (MSA)   3.534874 +0.005912        +0.17%
  Large Cap Core Stock (MSA/FayezSarofim)   1.739826 +0.000746        +0.04%
  Neuberger Berman AMT Socially Responsive   1.141721 +0.000370        +0.03%
  Russell Multi-Style Equity   0.921707 +0.000361        +0.04%
  Fidelity® VIP Contrafund® Portfolio   1.188533 +0.002816        +0.24%
  Growth Stock (MSA/The Boston Company)   2.262650 +0.002652        +0.12%
  Focused Appreciation (MSA/Janus)   1.934612 +0.006136        +0.32%
  Mid Cap Value (MSA/American Century)   1.892023 -0.000217        -0.01%
  Fidelity® VIP Mid Cap Portfolio   2.650317 -0.009673        -0.36%
  Index 400 Stock (MSA)   2.228456 -0.002470        -0.11%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.781206 +0.008094        +0.21%
  Small Cap Value (MSA/T Rowe Price)   1.984336 -0.000228        -0.01%
  Index 600 Stock (MSA)   1.241804 -0.001071        -0.09%
  Russell Aggressive Equity   1.385600 -0.000159        -0.01%
  Small Cap Growth Stock (MSA/Wellington)   2.361728 +0.020214        +0.86%
  International Equity (MSA/Franklin Templeton)   2.268495 +0.013357        +0.59%
  Emerging Markets Equity (MSA/MFS®)   0.853810 +0.000703        +0.08%
  Research International Core (MSA/MFS®)   0.831160 +0.000724        +0.09%
  Russell Non-US   1.018222 +0.001498        +0.15%
  International Growth (MSA/Janus)   1.241409 +0.001527        +0.12%
  Asset Allocation (MSA)   1.182346 +0.000750        +0.06%
  Balanced (MSA)   4.526339 +0.002253        +0.05%
  Russell LifePoints® Variable Moderate   1.053859 +0.000859        +0.08%
  Russell LifePoints® Variable Balanced   1.032884 +0.000839        +0.08%
  Russell LifePoints® Variable Growth   0.982810 +0.000815        +0.08%
  Russell LifePoints® Variable Equity Growth   0.916244 +0.000808        +0.09%
  Russell Global Real Estate Securities   2.344161 +0.006814        +0.29%
  Credit Suisse Commodity Return Strategy   6.327321 +0.018957        +0.30%
  Short-Term Bond (MSA)   0.900852 -0.000103        -0.01%
  Inflation Protection (MSA/American Century)   1.051965 -0.000121        -0.01%
  Russell Core Bond   1.209846 -0.000139        -0.01%
  Select Bond (MSA)   4.213665 -0.000484        -0.01%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.298167 -0.001388        -0.11%
  Multi-Sector Bond (MSA/PIMCO)   1.210471 +0.000918        +0.08%
  High Yield Bond (MSA)   1.939149 -0.000223        -0.01%
  Money Market (MSA)   1.104085 -0.000124        -0.01%

NMFN-UVIP-01 (0309)