Account A Series JJ/KK Front-Load 3.5% 

May 23, 2013

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.851252 -0.001825        -0.21%
  Domestic Equity (MSA/Delaware Management)   1.091093 -0.001064        -0.10%
  Equity Income (MSA/T Rowe Price)   1.499144 -0.002082        -0.14%
  Large Cap Blend (MSA/Fiduciary Management)   0.837337 -0.002665        -0.32%
  Index 500 Stock (MSA)   3.019654 -0.008556        -0.28%
  Large Cap Core Stock (MSA)   1.532447 -0.006067        -0.39%
  Neuberger Berman AMT Socially Responsive   0.986019 -0.001682        -0.17%
  Russell Multi-Style Equity   0.784952 -0.001884        -0.24%
  Fidelity® VIP Contrafund® Portfolio   1.011028 -0.002166        -0.21%
  Growth Stock (MSA)   1.879876 -0.007976        -0.42%
  Focused Appreciation (MSA/Janus)   1.696362 -0.009792        -0.57%
  Mid Cap Value (MSA/American Century)   1.613087 -0.005517        -0.34%
  Fidelity® VIP Mid Cap Portfolio   2.229826 -0.004860        -0.22%
  Index 400 Stock (MSA)   1.947433 -0.001335        -0.07%
  Mid Cap Growth Stock (MSA)   3.529429 -0.011847        -0.33%
  Small Cap Value (MSA/T Rowe Price)   1.794073 -0.001039        -0.06%
  Index 600 Stock (MSA)   1.074085 -0.001040        -0.10%
  Russell Aggressive Equity   1.221221 +0.002301        +0.19%
  Small Cap Growth Stock (MSA)   1.997302 +0.000702        +0.04%
  International Equity (MSA/Franklin Templeton)   2.075218 -0.026061        -1.24%
  Emerging Markets Equity (MSA/MFS®)   0.873939 -0.013432        -1.51%
  Research International Core (MSA/MFS®)   0.772949 -0.016409        -2.08%
  Russell Non-US   0.909402 -0.014251        -1.54%
  International Growth (MSA/Janus)   1.146181 -0.021744        -1.86%
  Asset Allocation (MSA)   1.109680 -0.004624        -0.41%
  Balanced (MSA)   4.336366 -0.016670        -0.38%
  Russell LifePoints® Variable Moderate   1.026514 -0.004059        -0.39%
  Russell LifePoints® Variable Balanced   0.973712 -0.004923        -0.50%
  Russell LifePoints® Variable Growth   0.905601 -0.006674        -0.73%
  Russell LifePoints® Variable Equity Growth   0.831434 -0.006614        -0.79%
  Russell Global Real Estate Securities   2.264921 -0.056856        -2.45%
  Commodities Return Strategy (MSA/Credit Suisse)   6.832002 +0.008388        +0.12%
  Short-Term Bond (MSA)   0.939040 -0.000108        -0.01%
  Inflation Protection (MSA/American Century)   1.112707 -0.001063        -0.10%
  Russell Core Bond   1.248533 -0.001302        -0.10%
  Select Bond (MSA)   4.338454 -0.000498        -0.01%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.340447 +0.002442        +0.18%
  Multi-Sector Bond (MSA/PIMCO)   1.234106 -0.002268        -0.18%
  High Yield Bond (MSA)   1.923899 -0.007602        -0.39%
  Money Market (MSA)   1.158314 -0.000129        -0.01%

NMFN-UVIP-01 (0309)