Account A Series JJ/KK Front-Load 3.5% 

November 26, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.007191 +0.000764        +0.08%
  Domestic Equity (MSA/Delaware Management)   1.316690 +0.003492        +0.27%
  Equity Income (MSA/T Rowe Price)   1.681198 +0.001704        +0.10%
  Large Cap Blend (MSA/Fiduciary Management)   0.978810 -0.000986        -0.10%
  Index 500 Stock (MSA)   3.659474 +0.010571        +0.29%
  Large Cap Core Stock (MSA/FayezSarofim)   1.755436 +0.006046        +0.35%
  Neuberger Berman AMT Socially Responsive   1.181386 +0.004329        +0.37%
  Russell Multi-Style Equity   0.942788 +0.002660        +0.28%
  Fidelity® VIP Contrafund® Portfolio   1.229353 +0.002769        +0.23%
  Growth Stock (MSA/The Boston Company)   2.328037 +0.004535        +0.20%
  Focused Appreciation (MSA/Janus)   2.049472 +0.005981        +0.29%
  Mid Cap Value (MSA/American Century)   1.961615 +0.003132        +0.16%
  Fidelity® VIP Mid Cap Portfolio   2.643526 +0.004669        +0.18%
  Index 400 Stock (MSA)   2.269576 +0.000898        +0.04%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.976746 +0.011242        +0.28%
  Small Cap Value (MSA/T Rowe Price)   1.934187 +0.001416        +0.07%
  Index 600 Stock (MSA)   1.265820 +0.003581        +0.28%
  Russell Aggressive Equity   1.398041 +0.000695        +0.05%
  Small Cap Growth Stock (MSA/Wellington)   2.441164 +0.009645        +0.40%
  International Equity (MSA/Franklin Templeton)   2.097848 +0.008803        +0.42%
  Emerging Markets Equity (MSA/MFS®)   0.786504 +0.001499        +0.19%
  Research International Core (MSA/MFS®)   0.782699 +0.001558        +0.20%
  Russell Non-US   0.968590 +0.001481        +0.15%
  International Growth (MSA/Janus)   1.174467 +0.001533        +0.13%
  Asset Allocation (MSA)   1.182937 +0.001826        +0.15%
  Balanced (MSA)   4.534902 +0.005572        +0.12%
  Russell LifePoints® Variable Moderate   1.044569 +0.001817        +0.17%
  Russell LifePoints® Variable Balanced   1.022975 +0.001774        +0.17%
  Russell LifePoints® Variable Growth   0.969413 +0.001720        +0.18%
  Russell LifePoints® Variable Equity Growth   0.902701 +0.001700        +0.19%
  Russell Global Real Estate Securities   2.321188 +0.013719        +0.59%
  Credit Suisse Commodity Return Strategy   5.675370 -0.010354        -0.18%
  Short-Term Bond (MSA/T. Rowe Price)   0.888702 -0.000102        -0.01%
  Inflation Protection (MSA/American Century)   1.023440 +0.000802        +0.08%
  Russell Core Bond   1.208258 +0.000976        +0.08%
  Select Bond (MSA/Wells Capital Management Inc.)   4.208927 +0.002847        +0.07%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.353448 +0.004835        +0.36%
  Multi-Sector Bond (MSA/PIMCO)   1.184394 +0.000934        +0.08%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.882777 -0.000216        -0.01%
  Money Market (MSA/BlackRock Advisors LLC)   1.088351 -0.000125        -0.01%

NMFN-UVIP-01 (0309)