Account A Series JJ/KK Front-Load 3.5% 

October 31, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.987259 +0.014005        +1.44%
  Domestic Equity (MSA/Delaware Management)   1.285916 +0.017207        +1.36%
  Equity Income (MSA/T Rowe Price)   1.651030 +0.015981        +0.98%
  Large Cap Blend (MSA/Fiduciary Management)   0.951958 +0.012153        +1.29%
  Index 500 Stock (MSA)   3.566613 +0.040930        +1.16%
  Large Cap Core Stock (MSA/FayezSarofim)   1.719956 +0.020691        +1.22%
  Neuberger Berman AMT Socially Responsive   1.150591 +0.011311        +0.99%
  Russell Multi-Style Equity   0.918771 +0.011462        +1.26%
  Fidelity® VIP Contrafund® Portfolio   1.203838 +0.014782        +1.24%
  Growth Stock (MSA/The Boston Company)   2.278004 +0.025428        +1.13%
  Focused Appreciation (MSA/Janus)   1.977670 +0.022374        +1.14%
  Mid Cap Value (MSA/American Century)   1.919215 +0.021107        +1.11%
  Fidelity® VIP Mid Cap Portfolio   2.566651 +0.033191        +1.31%
  Index 400 Stock (MSA)   2.218283 +0.026461        +1.21%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.841980 +0.034758        +0.91%
  Small Cap Value (MSA/T Rowe Price)   1.921897 +0.028530        +1.51%
  Index 600 Stock (MSA)   1.255590 +0.020411        +1.65%
  Russell Aggressive Equity   1.387630 +0.023014        +1.69%
  Small Cap Growth Stock (MSA/Wellington)   2.359872 +0.030588        +1.31%
  International Equity (MSA/Franklin Templeton)   2.076910 +0.015635        +0.76%
  Emerging Markets Equity (MSA/MFS®)   0.788059 +0.005488        +0.70%
  Research International Core (MSA/MFS®)   0.774295 +0.007349        +0.96%
  Russell Non-US   0.951527 +0.014261        +1.52%
  International Growth (MSA/Janus)   1.149550 +0.009902        +0.87%
  Asset Allocation (MSA)   1.167781 +0.008721        +0.75%
  Balanced (MSA)   4.487358 +0.023926        +0.54%
  Russell LifePoints® Variable Moderate   1.037007 +0.004737        +0.46%
  Russell LifePoints® Variable Balanced   1.011807 +0.008419        +0.84%
  Russell LifePoints® Variable Growth   0.956701 +0.009073        +0.96%
  Russell LifePoints® Variable Equity Growth   0.890022 +0.009849        +1.12%
  Russell Global Real Estate Securities   2.315498 +0.043217        +1.90%
  Credit Suisse Commodity Return Strategy   5.711794 -0.010387        -0.18%
  Short-Term Bond (MSA/T. Rowe Price)   0.891357 -0.000102        -0.01%
  Inflation Protection (MSA/American Century)   1.024651 -0.000118        -0.01%
  Russell Core Bond   1.206280 -0.002375        -0.20%
  Select Bond (MSA/Wells Capital Management Inc.)   4.201466 -0.003822        -0.09%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.329967 -0.005158        -0.39%
  Multi-Sector Bond (MSA/PIMCO)   1.191152 +0.000937        +0.08%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.903904 -0.000218        -0.01%
  Money Market (MSA/BlackRock Advisors LLC)   1.091602 -0.000125        -0.01%

NMFN-UVIP-01 (0309)