Account A Series JJ/KK Front-Load 5.0% 

November 20, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.895139 +0.001441        +0.16%
  Domestic Equity (MSA/Delaware Management)   1.081043 +0.002843        +0.26%
  Equity Income (MSA/T Rowe Price)   1.417952 +0.003799        +0.27%
  Large Cap Blend (MSA/Fiduciary Management)   0.873655 +0.003000        +0.34%
  Index 500 Stock (MSA)   2.568184 +0.004798        +0.19%
  Large Cap Core Stock (MSA/FayezSarofim)   1.292680 +0.001351        +0.10%
  Neuberger Berman AMT Socially Responsive   1.052079 +0.002954        +0.28%
  Russell Multi-Style Equity   0.745519 +0.001361        +0.18%
  Fidelity® VIP Contrafund® Portfolio   1.090123 +0.002154        +0.20%
  Growth Stock (MSA/The Boston Company)   1.710699 +0.000332        +0.02%
  Focused Appreciation (MSA/Janus)   1.703462 -0.000921        -0.05%
  Mid Cap Value (MSA/American Century)   1.648668 +0.004487        +0.27%
  Fidelity® VIP Mid Cap Portfolio   2.208985 +0.011696        +0.53%
  Index 400 Stock (MSA)   1.793929 +0.008060        +0.45%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.780868 +0.013669        +0.49%
  Small Cap Value (MSA/T Rowe Price)   1.581735 +0.015996        +1.02%
  Index 600 Stock (MSA)   1.120027 +0.013203        +1.19%
  Russell Aggressive Equity   1.105108 +0.012149        +1.11%
  Small Cap Growth Stock (MSA/Wellington)   1.907920 +0.018757        +0.99%
  International Equity (MSA/Franklin Templeton)   1.511629 -0.003550        -0.23%
  Emerging Markets Equity (MSA/MFS®)   0.692229 +0.000606        +0.09%
  Research International Core (MSA/MFS®)   0.691989 -0.000846        -0.12%
  Russell Non-US   0.763210 -0.001391        -0.18%
  International Growth (MSA/Janus)   0.950325 -0.001524        -0.16%
  Asset Allocation (MSA)   0.967587 +0.000661        +0.07%
  Balanced (MSA)   2.801338 +0.001466        +0.05%
  Russell LifePoints® Variable Moderate   0.929504 +0.000726        +0.08%
  Russell LifePoints® Variable Balanced   0.908646 +0.001557        +0.17%
  Russell LifePoints® Variable Growth   0.860034 +0.001511        +0.18%
  Russell LifePoints® Variable Equity Growth   0.800313 +0.001495        +0.19%
  Russell Global Real Estate Securities   1.828485 -0.002519        -0.14%
  Credit Suisse Commodity Return Strategy   5.413707 +0.036062        +0.67%
  Short-Term Bond (MSA/T. Rowe Price)   0.796658 -0.000123        -0.02%
  Inflation Protection (MSA/American Century)   0.911767 +0.001510        +0.17%
  Russell Core Bond   0.961830 +0.000743        +0.08%
  Select Bond (MSA/Wells Capital Management Inc.)   2.389884 +0.001533        +0.06%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.193250 +0.003175        +0.27%
  Multi-Sector Bond (MSA/PIMCO)   1.056067 -0.000163        -0.02%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.393726 -0.002132        -0.15%
  Money Market (MSA/BlackRock Advisors LLC)   0.678382 -0.000105        -0.02%

NMFN-UVIP-02 (0309)