Account A Series JJ/KK Front-Load 5.0% 

October 24, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.858445 +0.006210        +0.73%
  Domestic Equity (MSA/Delaware Management)   1.034937 +0.005885        +0.57%
  Equity Income (MSA/T Rowe Price)   1.370623 +0.007857        +0.58%
  Large Cap Blend (MSA/Fiduciary Management)   0.830091 +0.008528        +1.04%
  Index 500 Stock (MSA)   2.463510 +0.016572        +0.68%
  Large Cap Core Stock (MSA/FayezSarofim)   1.250600 +0.007591        +0.61%
  Neuberger Berman AMT Socially Responsive   1.012223 +0.005655        +0.56%
  Russell Multi-Style Equity   0.714550 +0.005077        +0.72%
  Fidelity® VIP Contrafund® Portfolio   1.051546 +0.007123        +0.68%
  Growth Stock (MSA/The Boston Company)   1.653836 +0.012308        +0.75%
  Focused Appreciation (MSA/Janus)   1.624641 +0.010988        +0.68%
  Mid Cap Value (MSA/American Century)   1.583191 +0.008325        +0.53%
  Fidelity® VIP Mid Cap Portfolio   2.107015 +0.009949        +0.47%
  Index 400 Stock (MSA)   1.724222 +0.006245        +0.36%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.657589 +0.017910        +0.68%
  Small Cap Value (MSA/T Rowe Price)   1.526511 -0.000915        -0.06%
  Index 600 Stock (MSA)   1.071819 +0.001514        +0.14%
  Russell Aggressive Equity   1.054746 +0.000525        +0.05%
  Small Cap Growth Stock (MSA/Wellington)   1.812272 +0.007691        +0.43%
  International Equity (MSA/Franklin Templeton)   1.498786 +0.000602        +0.04%
  Emerging Markets Equity (MSA/MFS®)   0.688673 +0.000610        +0.09%
  Research International Core (MSA/MFS®)   0.677800 +0.000638        +0.09%
  Russell Non-US   0.742105 -0.000114        -0.02%
  International Growth (MSA/Janus)   0.930778 +0.001240        +0.13%
  Asset Allocation (MSA)   0.948026 +0.003923        +0.42%
  Balanced (MSA)   2.761564 +0.007199        +0.26%
  Russell LifePoints® Variable Moderate   0.921168 +0.000730        +0.08%
  Russell LifePoints® Variable Balanced   0.891137 +0.001567        +0.18%
  Russell LifePoints® Variable Growth   0.838876 +0.002346        +0.28%
  Russell LifePoints® Variable Equity Growth   0.777649 +0.002318        +0.30%
  Russell Global Real Estate Securities   1.794561 -0.002523        -0.14%
  Credit Suisse Commodity Return Strategy   5.380724 -0.037881        -0.70%
  Short-Term Bond (MSA)   0.801536 -0.000124        -0.02%
  Inflation Protection (MSA/American Century)   0.920542 -0.000971        -0.11%
  Russell Core Bond   0.969423 -0.000149        -0.02%
  Select Bond (MSA)   2.405581 -0.000371        -0.02%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.198227 -0.001309        -0.11%
  Multi-Sector Bond (MSA/PIMCO)   1.066258 +0.001764        +0.17%
  High Yield Bond (MSA)   1.418793 -0.000219        -0.02%
  Money Market (MSA)   0.681215 -0.000105        -0.02%

NMFN-UVIP-02 (0309)