Account A Series JJ/KK Front-Load 5.0% 

July 30, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.882199 +0.000627        +0.07%
  Domestic Equity (MSA/Delaware Management)   1.067230 -0.003176        -0.30%
  Equity Income (MSA/T Rowe Price)   1.419643 +0.000564        +0.04%
  Large Cap Blend (MSA/Fiduciary Management)   0.862017 -0.000133        -0.02%
  Index 500 Stock (MSA)   2.492727 +0.000257        +0.01%
  Large Cap Core Stock (MSA/FayezSarofim)   1.281907 -0.003022        -0.24%
  Neuberger Berman AMT Socially Responsive   1.016715 +0.001197        +0.12%
  Russell Multi-Style Equity   0.733341 +0.001386        +0.19%
  Fidelity® VIP Contrafund® Portfolio   1.063811 +0.001608        +0.15%
  Growth Stock (MSA/The Boston Company)   1.670059 +0.000286        +0.02%
  Focused Appreciation (MSA/Janus)   1.633717 +0.010553        +0.65%
  Mid Cap Value (MSA/American Century)   1.605110 +0.000628        +0.04%
  Fidelity® VIP Mid Cap Portfolio   2.228213 +0.003943        +0.18%
  Index 400 Stock (MSA)   1.769874 +0.004168        +0.24%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.695096 +0.010364        +0.39%
  Small Cap Value (MSA/T Rowe Price)   1.612879 -0.000249        -0.02%
  Index 600 Stock (MSA)   1.107634 +0.002336        +0.21%
  Russell Aggressive Equity   1.101707 +0.004703        +0.43%
  Small Cap Growth Stock (MSA/Wellington)   1.873010 +0.010428        +0.56%
  International Equity (MSA/Franklin Templeton)   1.667585 -0.002569        -0.15%
  Emerging Markets Equity (MSA/MFS®)   0.765563 +0.000603        +0.08%
  Research International Core (MSA/MFS®)   0.743616 -0.003800        -0.51%
  Russell Non-US   0.810951 -0.004012        -0.49%
  International Growth (MSA/Janus)   1.023799 -0.002234        -0.22%
  Asset Allocation (MSA)   0.974584 -0.000884        -0.09%
  Balanced (MSA)   2.813459 -0.005632        -0.20%
  Russell LifePoints® Variable Moderate   0.942301 -0.002790        -0.30%
  Russell LifePoints® Variable Balanced   0.923587 -0.001004        -0.11%
  Russell LifePoints® Variable Growth   0.877856 -0.000970        -0.11%
  Russell LifePoints® Variable Equity Growth   0.818043 -0.000948        -0.12%
  Russell Global Real Estate Securities   1.867885 -0.002561        -0.14%
  Credit Suisse Commodity Return Strategy   6.004740 -0.010310        -0.17%
  Short-Term Bond (MSA)   0.810732 -0.000125        -0.02%
  Inflation Protection (MSA/American Century)   0.943459 -0.005108        -0.54%
  Russell Core Bond   0.966816 -0.003764        -0.39%
  Select Bond (MSA)   2.405459 -0.009850        -0.41%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.158333 -0.016904        -1.44%
  Multi-Sector Bond (MSA/PIMCO)   1.082753 -0.002070        -0.19%
  High Yield Bond (MSA)   1.443932 -0.002077        -0.14%
  Money Market (MSA)   0.690248 -0.000105        -0.02%

NMFN-UVIP-02 (0309)