Account A Series JJ/KK Front-Load 5.0% 

October 31, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.886025 +0.012534        +1.43%
  Domestic Equity (MSA/Delaware Management)   1.062497 +0.014176        +1.35%
  Equity Income (MSA/T Rowe Price)   1.398961 +0.013486        +0.97%
  Large Cap Blend (MSA/Fiduciary Management)   0.854347 +0.010874        +1.29%
  Index 500 Stock (MSA)   2.528577 +0.028919        +1.16%
  Large Cap Core Stock (MSA/FayezSarofim)   1.280347 +0.015353        +1.21%
  Neuberger Berman AMT Socially Responsive   1.032560 +0.010110        +0.99%
  Russell Multi-Style Equity   0.734871 +0.009139        +1.26%
  Fidelity® VIP Contrafund® Portfolio   1.080391 +0.013224        +1.24%
  Growth Stock (MSA/The Boston Company)   1.695668 +0.018861        +1.12%
  Focused Appreciation (MSA/Janus)   1.675709 +0.018892        +1.14%
  Mid Cap Value (MSA/American Century)   1.626180 +0.017821        +1.11%
  Fidelity® VIP Mid Cap Portfolio   2.174762 +0.028039        +1.31%
  Index 400 Stock (MSA)   1.774386 +0.021097        +1.20%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.723753 +0.024535        +0.91%
  Small Cap Value (MSA/T Rowe Price)   1.587977 +0.023511        +1.50%
  Index 600 Stock (MSA)   1.126838 +0.018275        +1.65%
  Russell Aggressive Equity   1.109894 +0.018365        +1.68%
  Small Cap Growth Stock (MSA/Wellington)   1.887539 +0.024392        +1.31%
  International Equity (MSA/Franklin Templeton)   1.523786 +0.011412        +0.75%
  Emerging Markets Equity (MSA/MFS®)   0.707239 +0.004898        +0.70%
  Research International Core (MSA/MFS®)   0.694868 +0.006568        +0.95%
  Russell Non-US   0.761099 +0.011378        +1.52%
  International Growth (MSA/Janus)   0.949807 +0.008144        +0.86%
  Asset Allocation (MSA)   0.964886 +0.007168        +0.75%
  Balanced (MSA)   2.796663 +0.014802        +0.53%
  Russell LifePoints® Variable Moderate   0.930631 +0.004214        +0.45%
  Russell LifePoints® Variable Balanced   0.908048 +0.007521        +0.84%
  Russell LifePoints® Variable Growth   0.858571 +0.008109        +0.95%
  Russell LifePoints® Variable Equity Growth   0.798727 +0.008807        +1.11%
  Russell Global Real Estate Securities   1.852082 +0.034496        +1.90%
  Credit Suisse Commodity Return Strategy   5.430428 -0.010090        -0.19%
  Short-Term Bond (MSA/T. Rowe Price)   0.799895 -0.000123        -0.02%
  Inflation Protection (MSA/American Century)   0.919548 -0.000142        -0.02%
  Russell Core Bond   0.964801 -0.001937        -0.20%
  Select Bond (MSA/Wells Capital Management Inc.)   2.399172 -0.002277        -0.09%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.193566 -0.004676        -0.39%
  Multi-Sector Bond (MSA/PIMCO)   1.068960 +0.000798        +0.07%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.417261 -0.000219        -0.02%
  Money Market (MSA/BlackRock Advisors LLC)   0.680480 -0.000105        -0.02%

NMFN-UVIP-02 (0309)