Account A Series JJ/KK Front-Load 5.0% 

April 23, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.848409 +0.001418        +0.17%
  Domestic Equity (MSA/Delaware Management)   1.017768 -0.000157        -0.02%
  Equity Income (MSA/T Rowe Price)   1.397536 +0.000580        +0.04%
  Large Cap Blend (MSA/Fiduciary Management)   0.827649 -0.000128        -0.02%
  Index 500 Stock (MSA)   2.397784 -0.005582        -0.23%
  Large Cap Core Stock (MSA/FayezSarofim)   1.244091 -0.001625        -0.13%
  Neuberger Berman AMT Socially Responsive   0.999677 -0.000154        -0.02%
  Russell Multi-Style Equity   0.707877 -0.001627        -0.23%
  Fidelity® VIP Contrafund® Portfolio   1.025156 -0.003456        -0.34%
  Growth Stock (MSA/The Boston Company)   1.627643 -0.008526        -0.52%
  Focused Appreciation (MSA/Janus)   1.588514 -0.011215        -0.70%
  Mid Cap Value (MSA/American Century)   1.545089 +0.000651        +0.04%
  Fidelity® VIP Mid Cap Portfolio   2.181945 -0.007176        -0.33%
  Index 400 Stock (MSA)   1.744530 -0.003876        -0.22%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.626025 -0.017504        -0.66%
  Small Cap Value (MSA/T Rowe Price)   1.668624 -0.009751        -0.58%
  Index 600 Stock (MSA)   1.125345 -0.006111        -0.54%
  Russell Aggressive Equity   1.130421 -0.005824        -0.51%
  Small Cap Growth Stock (MSA/Wellington)   1.850755 -0.021320        -1.14%
  International Equity (MSA/Franklin Templeton)   1.683592 -0.008867        -0.52%
  Emerging Markets Equity (MSA/MFS®)   0.717938 -0.003771        -0.52%
  Research International Core (MSA/MFS®)   0.737730 -0.001610        -0.22%
  Russell Non-US   0.807518 -0.001440        -0.18%
  International Growth (MSA/Janus)   1.004975 -0.003667        -0.36%
  Asset Allocation (MSA)   0.961856 -0.000893        -0.09%
  Balanced (MSA)   2.787699 -0.002189        -0.08%
  Russell LifePoints® Variable Moderate   0.935699 -0.000144        -0.02%
  Russell LifePoints® Variable Balanced   0.911001 -0.001013        -0.11%
  Russell LifePoints® Variable Growth   0.864819 -0.001824        -0.21%
  Russell LifePoints® Variable Equity Growth   0.804725 -0.000957        -0.12%
  Russell Global Real Estate Securities   1.776352 -0.003710        -0.21%
  Credit Suisse Commodity Return Strategy   6.504357 +0.008522        +0.13%
  Short-Term Bond (MSA)   0.822280 -0.000127        -0.02%
  Inflation Protection (MSA/American Century)   0.935997 +0.002374        +0.25%
  Russell Core Bond   0.968652 +0.001679        +0.17%
  Select Bond (MSA)   2.413218 +0.003477        +0.14%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.136357 +0.005485        +0.49%
  Multi-Sector Bond (MSA/PIMCO)   1.077021 +0.000800        +0.07%
  High Yield Bond (MSA)   1.454628 -0.000224        -0.02%
  Money Market (MSA)   0.700573 -0.000106        -0.02%

NMFN-UVIP-02 (0309)