Account A Series MM/QQ Back-Load 3.5% 

October 23, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.914377 +0.012643        +1.40%
  Domestic Equity (MSA/Delaware Management)   1.165333 +0.011831        +1.03%
  Equity Income (MSA/T Rowe Price)   1.518053 +0.015087        +1.00%
  Large Cap Blend (MSA/Fiduciary Management)   0.881479 +0.010020        +1.15%
  Index 500 Stock (MSA)   3.062119 +0.037145        +1.23%
  Large Cap Core Stock (MSA/FayezSarofim)   1.506707 +0.017735        +1.19%
  Neuberger Berman AMT Socially Responsive   1.080004 +0.014731        +1.38%
  Russell Multi-Style Equity   0.820598 +0.010181        +1.26%
  Fidelity® VIP Contrafund® Portfolio   1.120593 +0.014241        +1.29%
  Growth Stock (MSA/The Boston Company)   1.989901 +0.030932        +1.58%
  Focused Appreciation (MSA/Janus)   1.797549 +0.026284        +1.48%
  Mid Cap Value (MSA/American Century)   1.754378 +0.017809        +1.03%
  Fidelity® VIP Mid Cap Portfolio   2.336006 +0.036059        +1.57%
  Index 400 Stock (MSA)   1.987040 +0.028797        +1.47%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.303163 +0.039178        +1.20%
  Small Cap Value (MSA/T Rowe Price)   1.729688 +0.029791        +1.75%
  Index 600 Stock (MSA)   1.148350 +0.017869        +1.58%
  Russell Aggressive Equity   1.219329 +0.019718        +1.64%
  Small Cap Growth Stock (MSA/Wellington)   2.087220 +0.039381        +1.92%
  International Equity (MSA/Franklin Templeton)   1.833381 +0.009957        +0.55%
  Emerging Markets Equity (MSA/MFS®)   0.738246 -0.001631        -0.22%
  Research International Core (MSA/MFS®)   0.726558 +0.004687        +0.65%
  Russell Non-US   0.858446 +0.008024        +0.94%
  International Growth (MSA/Janus)   1.052605 +0.006915        +0.66%
  Asset Allocation (MSA)   1.069093 +0.007237        +0.68%
  Balanced (MSA)   3.749231 +0.020279        +0.54%
  Russell LifePoints® Variable Moderate   0.987607 +0.002682        +0.27%
  Russell LifePoints® Variable Balanced   0.954429 +0.005364        +0.57%
  Russell LifePoints® Variable Growth   0.897547 +0.006967        +0.78%
  Russell LifePoints® Variable Equity Growth   0.831874 +0.006870        +0.83%
  Russell Global Real Estate Securities   2.078566 +0.015325        +0.74%
  Credit Suisse Commodity Return Strategy   5.599017 +0.027998        +0.50%
  Short-Term Bond (MSA)   0.860165 -0.000945        -0.11%
  Inflation Protection (MSA/American Century)   0.988776 -0.002795        -0.28%
  Russell Core Bond   1.121482 -0.002215        -0.20%
  Select Bond (MSA)   3.573735 -0.008969        -0.25%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.287087 -0.008611        -0.66%
  Multi-Sector Bond (MSA/PIMCO)   1.142179 -0.000147        -0.01%
  High Yield Bond (MSA)   1.720143 -0.000221        -0.01%
  Money Market (MSA)   0.927360 -0.000119        -0.01%

NMFN-UVIP-03 (0309)