Account A Series MM/QQ Back-Load 3.5% 

October 30, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.937350 +0.004129        +0.44%
  Domestic Equity (MSA/Delaware Management)   1.187366 +0.004977        +0.42%
  Equity Income (MSA/T Rowe Price)   1.543628 +0.007885        +0.51%
  Large Cap Blend (MSA/Fiduciary Management)   0.905152 +0.004946        +0.55%
  Index 500 Stock (MSA)   3.128659 +0.019166        +0.62%
  Large Cap Core Stock (MSA/FayezSarofim)   1.533632 +0.008288        +0.54%
  Neuberger Berman AMT Socially Responsive   1.097242 +0.004172        +0.38%
  Russell Multi-Style Equity   0.839554 +0.006315        +0.76%
  Fidelity® VIP Contrafund® Portfolio   1.145201 +0.006726        +0.59%
  Growth Stock (MSA/The Boston Company)   2.033035 +0.016406        +0.81%
  Focused Appreciation (MSA/Janus)   1.845966 +0.018895        +1.03%
  Mid Cap Value (MSA/American Century)   1.792012 +0.008249        +0.46%
  Fidelity® VIP Mid Cap Portfolio   2.391752 +0.009111        +0.38%
  Index 400 Stock (MSA)   2.028251 +0.006190        +0.31%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.378277 +0.024556        +0.73%
  Small Cap Value (MSA/T Rowe Price)   1.771952 +0.007461        +0.42%
  Index 600 Stock (MSA)   1.189613 +0.008847        +0.75%
  Russell Aggressive Equity   1.262706 +0.010163        +0.81%
  Small Cap Growth Stock (MSA/Wellington)   2.155349 +0.017227        +0.81%
  International Equity (MSA/Franklin Templeton)   1.851079 +0.008927        +0.48%
  Emerging Markets Equity (MSA/MFS®)   0.753700 +0.003741        +0.50%
  Research International Core (MSA/MFS®)   0.738641 +0.003886        +0.53%
  Russell Non-US   0.867278 +0.004322        +0.50%
  International Growth (MSA/Janus)   1.066526 +0.006906        +0.65%
  Asset Allocation (MSA)   1.084706 +0.005386        +0.50%
  Balanced (MSA)   3.787339 +0.015070        +0.40%
  Russell LifePoints® Variable Moderate   0.994202 +0.002679        +0.27%
  Russell LifePoints® Variable Balanced   0.966359 +0.003530        +0.37%
  Russell LifePoints® Variable Growth   0.912659 +0.004305        +0.47%
  Russell LifePoints® Variable Equity Growth   0.847679 +0.005119        +0.61%
  Russell Global Real Estate Securities   2.102658 +0.011413        +0.55%
  Credit Suisse Commodity Return Strategy   5.622674 -0.048542        -0.86%
  Short-Term Bond (MSA/T. Rowe Price)   0.858560 -0.000110        -0.01%
  Inflation Protection (MSA/American Century)   0.986999 +0.000762        +0.08%
  Russell Core Bond   1.118405 +0.000891        +0.08%
  Select Bond (MSA/Wells Capital Management Inc.)   3.567689 +0.002376        +0.07%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.285931 -0.000165        -0.01%
  Multi-Sector Bond (MSA/PIMCO)   1.146321 +0.000887        +0.08%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.718596 -0.000221        -0.01%
  Money Market (MSA/BlackRock Advisors LLC)   0.926527 -0.000119        -0.01%

NMFN-UVIP-03 (0309)