Account A Series MM/QQ Back-Load 5.0% 

October 22, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.809519 -0.007011        -0.86%
  Domestic Equity (MSA/Delaware Management)   0.953380 -0.004404        -0.46%
  Equity Income (MSA/T Rowe Price)   1.273964 -0.009359        -0.73%
  Large Cap Blend (MSA/Fiduciary Management)   0.782385 -0.008472        -1.07%
  Index 500 Stock (MSA)   2.145335 -0.015989        -0.74%
  Large Cap Core Stock (MSA/FayezSarofim)   1.108732 -0.007214        -0.65%
  Neuberger Berman AMT Socially Responsive   0.956369 -0.008344        -0.86%
  Russell Multi-Style Equity   0.648419 -0.006625        -1.01%
  Fidelity® VIP Contrafund® Portfolio   0.993240 -0.009714        -0.97%
  Growth Stock (MSA/The Boston Company)   1.458733 -0.012669        -0.86%
  Focused Appreciation (MSA/Janus)   1.501364 -0.016486        -1.09%
  Mid Cap Value (MSA/American Century)   1.471943 -0.011039        -0.74%
  Fidelity® VIP Mid Cap Portfolio   1.949529 -0.018594        -0.94%
  Index 400 Stock (MSA)   1.566859 -0.017485        -1.10%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.314842 -0.024044        -1.03%
  Small Cap Value (MSA/T Rowe Price)   1.405017 -0.019321        -1.36%
  Index 600 Stock (MSA)   1.014914 -0.012303        -1.20%
  Russell Aggressive Equity   0.959889 -0.014158        -1.45%
  Small Cap Growth Stock (MSA/Wellington)   1.638581 -0.022413        -1.35%
  International Equity (MSA/Franklin Templeton)   1.338259 -0.004714        -0.35%
  Emerging Markets Equity (MSA/MFS®)   0.664246 -0.001491        -0.22%
  Research International Core (MSA/MFS®)   0.648065 -0.002971        -0.46%
  Russell Non-US   0.680506 -0.003074        -0.45%
  International Growth (MSA/Janus)   0.864321 -0.001440        -0.17%
  Asset Allocation (MSA)   0.877671 -0.004719        -0.53%
  Balanced (MSA)   2.324787 -0.010099        -0.43%
  Russell LifePoints® Variable Moderate   0.884227 -0.002671        -0.30%
  Russell LifePoints® Variable Balanced   0.852036 -0.004248        -0.50%
  Russell LifePoints® Variable Growth   0.799513 -0.004904        -0.61%
  Russell LifePoints® Variable Equity Growth   0.740647 -0.004823        -0.65%
  Russell Global Real Estate Securities   1.650871 -0.003397        -0.21%
  Credit Suisse Commodity Return Strategy   5.298472 -0.037313        -0.70%
  Short-Term Bond (MSA)   0.773070 -0.000130        -0.02%
  Inflation Protection (MSA/American Century)   0.890192 -0.001747        -0.20%
  Russell Core Bond   0.899142 -0.000151        -0.02%
  Select Bond (MSA)   2.046580 -0.001964        -0.10%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.163198 -0.003445        -0.30%
  Multi-Sector Bond (MSA/PIMCO)   1.025542 +0.000757        +0.07%
  High Yield Bond (MSA)   1.281010 +0.001523        +0.12%
  Money Market (MSA)   0.578362 -0.000097        -0.02%

NMFN-UVIP-04 (0309)