Account B Series JJ/KK/LL Front-Load 3.5% 

October 29, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.968953 +0.003419        +0.35%
  Domestic Equity (MSA/Delaware Management)   1.263373 +0.000769        +0.06%
  Equity Income (MSA/T Rowe Price)   1.626675 -0.001138        -0.07%
  Large Cap Blend (MSA/Fiduciary Management)   0.934657 +0.001645        +0.18%
  Index 500 Stock (MSA)   3.572956 -0.005095        -0.14%
  Large Cap Core Stock (MSA/FayezSarofim)   1.690059 -0.002283        -0.13%
  Neuberger Berman AMT Socially Responsive   1.134933 -0.003614        -0.32%
  Russell Multi-Style Equity   0.900472 -0.001029        -0.11%
  Fidelity® VIP Contrafund® Portfolio   1.182056 -0.001758        -0.15%
  Growth Stock (MSA/The Boston Company)   2.234368 -0.010695        -0.48%
  Focused Appreciation (MSA/Janus)   1.935256 -0.009576        -0.49%
  Mid Cap Value (MSA/American Century)   1.889345 -0.000217        -0.01%
  Fidelity® VIP Mid Cap Portfolio   2.523775 -0.002427        -0.10%
  Index 400 Stock (MSA)   2.185103 -0.004898        -0.22%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.790579 -0.016913        -0.44%
  Small Cap Value (MSA/T Rowe Price)   1.885369 -0.006789        -0.36%
  Index 600 Stock (MSA)   1.225976 -0.002010        -0.16%
  Russell Aggressive Equity   1.353614 -0.001872        -0.14%
  Small Cap Growth Stock (MSA/Wellington)   2.310636 -0.015200        -0.65%
  International Equity (MSA/Franklin Templeton)   2.051306 -0.012710        -0.62%
  Emerging Markets Equity (MSA/MFS®)   0.778676 +0.000708        +0.09%
  Research International Core (MSA/MFS®)   0.762901 -0.004221        -0.55%
  Russell Non-US   0.932583 -0.005697        -0.61%
  International Growth (MSA/Janus)   1.132253 -0.005984        -0.53%
  Asset Allocation (MSA)   1.153289 -0.003085        -0.27%
  Balanced (MSA)   4.668303 -0.010162        -0.22%
  Russell LifePoints® Variable Moderate   1.029475 -0.002061        -0.20%
  Russell LifePoints® Variable Balanced   0.999709 -0.002012        -0.20%
  Russell LifePoints® Variable Growth   0.943145 -0.001027        -0.11%
  Russell LifePoints® Variable Equity Growth   0.874846 -0.001910        -0.22%
  Russell Global Real Estate Securities   2.259916 -0.007274        -0.32%
  Credit Suisse Commodity Return Strategy   5.771502 +0.057742        +1.01%
  Short-Term Bond (MSA)   0.891561 -0.000968        -0.11%
  Inflation Protection (MSA/American Century)   1.023964 -0.001963        -0.19%
  Russell Core Bond   1.207675 -0.002375        -0.20%
  Select Bond (MSA)   4.239625 -0.007228        -0.17%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.335278 +0.002350        +0.18%
  Multi-Sector Bond (MSA/PIMCO)   1.189278 -0.000136        -0.01%
  High Yield Bond (MSA)   1.904341 -0.000219        -0.01%
  Money Market (MSA)   1.093547 -0.000125        -0.01%

NMFN-UVIP-09 (0309)