Account B Series JJ/KK/LL Front-Load 3.5% 

September 19, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.999122 -0.001888        -0.19%
  Domestic Equity (MSA/Delaware Management)   1.307732 -0.000150        -0.01%
  Equity Income (MSA/T Rowe Price)   1.681945 -0.001149        -0.07%
  Large Cap Blend (MSA/Fiduciary Management)   0.953919 -0.003630        -0.38%
  Index 500 Stock (MSA)   3.634569 -0.002300        -0.06%
  Large Cap Core Stock (MSA/FayezSarofim)   1.737712 -0.002298        -0.13%
  Neuberger Berman AMT Socially Responsive   1.155058 -0.003120        -0.27%
  Russell Multi-Style Equity   0.925341 -0.001963        -0.21%
  Fidelity® VIP Contrafund® Portfolio   1.204768 +0.000840        +0.07%
  Growth Stock (MSA/The Boston Company)   2.269654 -0.000260        -0.01%
  Focused Appreciation (MSA/Janus)   1.962956 -0.001791        -0.09%
  Mid Cap Value (MSA/American Century)   1.917210 -0.005860        -0.30%
  Fidelity® VIP Mid Cap Portfolio   2.634172 -0.019632        -0.74%
  Index 400 Stock (MSA)   2.226670 -0.014262        -0.64%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.841128 -0.024089        -0.62%
  Small Cap Value (MSA/T Rowe Price)   1.898173 -0.017551        -0.92%
  Index 600 Stock (MSA)   1.221293 -0.013284        -1.08%
  Russell Aggressive Equity   1.363481 -0.016534        -1.20%
  Small Cap Growth Stock (MSA/Wellington)   2.292265 -0.020268        -0.88%
  International Equity (MSA/Franklin Templeton)   2.206559 -0.004810        -0.22%
  Emerging Markets Equity (MSA/MFS®)   0.821494 -0.000094        -0.01%
  Research International Core (MSA/MFS®)   0.804608 +0.000738        +0.09%
  Russell Non-US   0.993022 -0.000916        -0.09%
  International Growth (MSA/Janus)   1.210553 +0.003222        +0.27%
  Asset Allocation (MSA)   1.173425 -0.001123        -0.10%
  Balanced (MSA)   4.718789 -0.000542        -0.01%
  Russell LifePoints® Variable Moderate   1.040059 -0.000119        -0.01%
  Russell LifePoints® Variable Balanced   1.019374 -0.002019        -0.20%
  Russell LifePoints® Variable Growth   0.968001 -0.002875        -0.30%
  Russell LifePoints® Variable Equity Growth   0.902909 -0.002826        -0.31%
  Russell Global Real Estate Securities   2.230116 -0.001663        -0.07%
  Credit Suisse Commodity Return Strategy   5.835681 -0.049551        -0.84%
  Short-Term Bond (MSA)   0.894798 -0.000103        -0.01%
  Inflation Protection (MSA/American Century)   1.024042 +0.002663        +0.26%
  Russell Core Bond   1.199583 +0.002101        +0.18%
  Select Bond (MSA)   4.215113 +0.009675        +0.23%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.284847 +0.012426        +0.98%
  Multi-Sector Bond (MSA/PIMCO)   1.193671 +0.004177        +0.35%
  High Yield Bond (MSA)   1.920890 -0.000220        -0.01%
  Money Market (MSA)   1.098581 -0.000126        -0.01%

NMFN-UVIP-09 (0309)