Account B Series JJ/KK/LL Front-Load 3.5% 

May 22, 2013

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.853077 -0.007006        -0.81%
  Domestic Equity (MSA/Delaware Management)   1.092157 -0.008571        -0.78%
  Equity Income (MSA/T Rowe Price)   1.501226 -0.012589        -0.83%
  Large Cap Blend (MSA/Fiduciary Management)   0.840002 -0.006948        -0.82%
  Index 500 Stock (MSA)   3.087760 -0.025469        -0.82%
  Large Cap Core Stock (MSA)   1.538514 -0.011960        -0.77%
  Neuberger Berman AMT Socially Responsive   0.987701 -0.012664        -1.27%
  Russell Multi-Style Equity   0.786836 -0.006820        -0.86%
  Fidelity® VIP Contrafund® Portfolio   1.013194 -0.010369        -1.01%
  Growth Stock (MSA)   1.887852 -0.017856        -0.94%
  Focused Appreciation (MSA/Janus)   1.706154 -0.012010        -0.70%
  Mid Cap Value (MSA/American Century)   1.618604 -0.018315        -1.12%
  Fidelity® VIP Mid Cap Portfolio   2.234686 -0.031170        -1.38%
  Index 400 Stock (MSA)   1.948768 -0.034690        -1.75%
  Mid Cap Growth Stock (MSA)   3.551659 -0.049185        -1.37%
  Small Cap Value (MSA/T Rowe Price)   1.795112 -0.026032        -1.43%
  Index 600 Stock (MSA)   1.075125 -0.017540        -1.61%
  Russell Aggressive Equity   1.218920 -0.019671        -1.59%
  Small Cap Growth Stock (MSA)   1.996600 -0.023503        -1.16%
  International Equity (MSA/Franklin Templeton)   2.101279 -0.012078        -0.57%
  Emerging Markets Equity (MSA/MFS®)   0.887371 -0.002602        -0.29%
  Research International Core (MSA/MFS®)   0.789358 -0.003527        -0.44%
  Russell Non-US   0.923653 -0.005099        -0.55%
  International Growth (MSA/Janus)   1.167925 -0.006186        -0.53%
  Asset Allocation (MSA)   1.114304 -0.007324        -0.65%
  Balanced (MSA)   4.571083 -0.026002        -0.57%
  Russell LifePoints® Variable Moderate   1.030573 -0.006031        -0.58%
  Russell LifePoints® Variable Balanced   0.978635 -0.005887        -0.60%
  Russell LifePoints® Variable Growth   0.912275 -0.006675        -0.73%
  Russell LifePoints® Variable Equity Growth   0.838048 -0.006615        -0.78%
  Russell Global Real Estate Securities   2.321777 -0.044444        -1.88%
  Commodities Return Strategy (MSA/Credit Suisse)   6.823614 -0.000783        -0.01%
  Short-Term Bond (MSA)   0.939148 -0.000108        -0.01%
  Inflation Protection (MSA/American Century)   1.113770 -0.006675        -0.60%
  Russell Core Bond   1.249835 -0.003619        -0.29%
  Select Bond (MSA)   4.377360 -0.013973        -0.32%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.338005 -0.013133        -0.97%
  Multi-Sector Bond (MSA/PIMCO)   1.236374 -0.003332        -0.27%
  High Yield Bond (MSA)   1.931501 -0.000222        -0.01%
  Money Market (MSA)   1.160237 -0.000129        -0.01%

NMFN-UVIP-09 (0309)