Account B Series JJ/KK/LL Front-Load 3.5% 

July 24, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.991085 -0.000114        -0.01%
  Domestic Equity (MSA/Delaware Management)   1.298704 +0.001668        +0.13%
  Equity Income (MSA/T Rowe Price)   1.686122 +0.000728        +0.04%
  Large Cap Blend (MSA/Fiduciary Management)   0.968727 +0.003297        +0.34%
  Index 500 Stock (MSA)   3.605825 +0.001427        +0.04%
  Large Cap Core Stock (MSA/FayezSarofim)   1.737735 -0.002091        -0.12%
  Neuberger Berman AMT Socially Responsive   1.142091 +0.000370        +0.03%
  Russell Multi-Style Equity   0.922068 +0.000361        +0.04%
  Fidelity® VIP Contrafund® Portfolio   1.190037 +0.001504        +0.13%
  Growth Stock (MSA/The Boston Company)   2.263118 +0.000468        +0.02%
  Focused Appreciation (MSA/Janus)   1.929446 -0.005166        -0.27%
  Mid Cap Value (MSA/American Century)   1.894897 +0.002874        +0.15%
  Fidelity® VIP Mid Cap Portfolio   2.654336 +0.004019        +0.15%
  Index 400 Stock (MSA)   2.230414 +0.001958        +0.09%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.808014 +0.015717        +0.41%
  Small Cap Value (MSA/T Rowe Price)   1.976049 -0.008287        -0.42%
  Index 600 Stock (MSA)   1.241662 -0.000142        -0.01%
  Russell Aggressive Equity   1.384573 -0.001027        -0.07%
  Small Cap Growth Stock (MSA/Wellington)   2.362347 +0.000619        +0.03%
  International Equity (MSA/Franklin Templeton)   2.273471 +0.004976        +0.22%
  Emerging Markets Equity (MSA/MFS®)   0.854513 +0.000703        +0.08%
  Research International Core (MSA/MFS®)   0.833521 +0.002361        +0.28%
  Russell Non-US   1.021335 +0.003113        +0.31%
  International Growth (MSA/Janus)   1.243771 +0.002362        +0.19%
  Asset Allocation (MSA)   1.183096 +0.000750        +0.06%
  Balanced (MSA)   4.749618 -0.003456        -0.07%
  Russell LifePoints® Variable Moderate   1.052759 -0.001100        -0.10%
  Russell LifePoints® Variable Balanced   1.032765 -0.000119        -0.01%
  Russell LifePoints® Variable Growth   0.983624 +0.000814        +0.08%
  Russell LifePoints® Variable Equity Growth   0.917052 +0.000808        +0.09%
  Russell Global Real Estate Securities   2.341059 -0.003102        -0.13%
  Credit Suisse Commodity Return Strategy   6.326595 -0.000726        -0.01%
  Short-Term Bond (MSA)   0.900749 -0.000103        -0.01%
  Inflation Protection (MSA/American Century)   1.050007 -0.001958        -0.19%
  Russell Core Bond   1.207454 -0.002392        -0.20%
  Select Bond (MSA)   4.243797 -0.007166        -0.17%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.289348 -0.008819        -0.68%
  Multi-Sector Bond (MSA/PIMCO)   1.209275 -0.001196        -0.10%
  High Yield Bond (MSA)   1.941409 +0.002260        +0.12%
  Money Market (MSA)   1.105677 -0.000124        -0.01%

NMFN-UVIP-09 (0309)