Account B Series JJ/KK/LL Front-Load 3.5% 

August 19, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.980440 +0.004337        +0.44%
  Domestic Equity (MSA/Delaware Management)   1.286606 +0.006300        +0.49%
  Equity Income (MSA/T Rowe Price)   1.665880 +0.006523        +0.39%
  Large Cap Blend (MSA/Fiduciary Management)   0.952019 +0.003424        +0.36%
  Index 500 Stock (MSA)   3.589909 +0.017535        +0.49%
  Large Cap Core Stock (MSA/FayezSarofim)   1.719683 +0.007175        +0.42%
  Neuberger Berman AMT Socially Responsive   1.139189 +0.008364        +0.74%
  Russell Multi-Style Equity   0.914666 +0.003621        +0.40%
  Fidelity® VIP Contrafund® Portfolio   1.188127 +0.006078        +0.51%
  Growth Stock (MSA/The Boston Company)   2.251840 +0.014313        +0.64%
  Focused Appreciation (MSA/Janus)   1.943235 +0.011565        +0.60%
  Mid Cap Value (MSA/American Century)   1.903668 +0.007705        +0.41%
  Fidelity® VIP Mid Cap Portfolio   2.642122 +0.016940        +0.65%
  Index 400 Stock (MSA)   2.234605 +0.012628        +0.57%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.852446 +0.020917        +0.55%
  Small Cap Value (MSA/T Rowe Price)   1.953803 +0.007231        +0.37%
  Index 600 Stock (MSA)   1.244488 +0.004568        +0.37%
  Russell Aggressive Equity   1.386505 +0.004166        +0.30%
  Small Cap Growth Stock (MSA/Wellington)   2.353630 +0.008764        +0.37%
  International Equity (MSA/Franklin Templeton)   2.224711 +0.012322        +0.56%
  Emerging Markets Equity (MSA/MFS®)   0.848525 +0.004724        +0.56%
  Research International Core (MSA/MFS®)   0.816644 +0.003240        +0.40%
  Russell Non-US   0.995754 +0.004716        +0.48%
  International Growth (MSA/Janus)   1.221612 +0.006605        +0.54%
  Asset Allocation (MSA)   1.176615 +0.003834        +0.33%
  Balanced (MSA)   4.735607 +0.009162        +0.19%
  Russell LifePoints® Variable Moderate   1.047671 +0.001833        +0.18%
  Russell LifePoints® Variable Balanced   1.025870 +0.003700        +0.36%
  Russell LifePoints® Variable Growth   0.974224 +0.003586        +0.37%
  Russell LifePoints® Variable Equity Growth   0.907037 +0.003539        +0.39%
  Russell Global Real Estate Securities   2.338322 +0.011029        +0.47%
  Credit Suisse Commodity Return Strategy   6.131166 -0.000704        -0.01%
  Short-Term Bond (MSA)   0.898862 -0.000103        -0.01%
  Inflation Protection (MSA/American Century)   1.047222 -0.001981        -0.19%
  Russell Core Bond   1.210596 -0.000139        -0.01%
  Select Bond (MSA)   4.247123 -0.003886        -0.09%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.304567 -0.005197        -0.40%
  Multi-Sector Bond (MSA/PIMCO)   1.205500 +0.000944        +0.08%
  High Yield Bond (MSA)   1.940760 -0.000223        -0.01%
  Money Market (MSA)   1.102460 -0.000123        -0.01%

NMFN-UVIP-09 (0309)