Account B Series JJ/KK/LL Front-Load 5.0% 

October 23, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.852235 +0.011762        +1.40%
  Domestic Equity (MSA/Delaware Management)   1.029052 +0.010421        +1.02%
  Equity Income (MSA/T Rowe Price)   1.362766 +0.013509        +1.00%
  Large Cap Blend (MSA/Fiduciary Management)   0.821563 +0.009318        +1.15%
  Index 500 Stock (MSA)   2.494137 +0.030191        +1.23%
  Large Cap Core Stock (MSA/FayezSarofim)   1.243009 +0.014599        +1.19%
  Neuberger Berman AMT Socially Responsive   1.006568 +0.013703        +1.38%
  Russell Multi-Style Equity   0.709473 +0.008784        +1.25%
  Fidelity® VIP Contrafund® Portfolio   1.044423 +0.013246        +1.28%
  Growth Stock (MSA/The Boston Company)   1.641528 +0.025475        +1.58%
  Focused Appreciation (MSA/Janus)   1.613653 +0.023554        +1.48%
  Mid Cap Value (MSA/American Century)   1.574866 +0.015947        +1.02%
  Fidelity® VIP Mid Cap Portfolio   2.097066 +0.032317        +1.57%
  Index 400 Stock (MSA)   1.717977 +0.024853        +1.47%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.646494 +0.031322        +1.20%
  Small Cap Value (MSA/T Rowe Price)   1.527426 +0.026268        +1.75%
  Index 600 Stock (MSA)   1.070305 +0.016627        +1.58%
  Russell Aggressive Equity   1.054221 +0.017021        +1.64%
  Small Cap Growth Stock (MSA/Wellington)   1.804581 +0.034002        +1.92%
  International Equity (MSA/Franklin Templeton)   1.498184 +0.008098        +0.54%
  Emerging Markets Equity (MSA/MFS®)   0.688063 -0.001538        -0.22%
  Research International Core (MSA/MFS®)   0.677162 +0.004351        +0.65%
  Russell Non-US   0.742219 +0.006919        +0.94%
  International Growth (MSA/Janus)   0.929538 +0.006082        +0.66%
  Asset Allocation (MSA)   0.944103 +0.006367        +0.68%
  Balanced (MSA)   2.770632 +0.014915        +0.54%
  Russell LifePoints® Variable Moderate   0.920438 +0.002476        +0.27%
  Russell LifePoints® Variable Balanced   0.889570 +0.004976        +0.56%
  Russell LifePoints® Variable Growth   0.836530 +0.006472        +0.78%
  Russell LifePoints® Variable Equity Growth   0.775331 +0.006383        +0.83%
  Russell Global Real Estate Securities   1.797084 +0.013203        +0.74%
  Credit Suisse Commodity Return Strategy   5.418605 +0.026957        +0.50%
  Short-Term Bond (MSA)   0.801660 -0.000901        -0.11%
  Inflation Protection (MSA/American Century)   0.921513 -0.002629        -0.28%
  Russell Core Bond   0.969572 -0.001940        -0.20%
  Select Bond (MSA)   2.427358 -0.006155        -0.25%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.199536 -0.008056        -0.67%
  Multi-Sector Bond (MSA/PIMCO)   1.064494 -0.000164        -0.02%
  High Yield Bond (MSA)   1.419012 -0.000219        -0.02%
  Money Market (MSA)   0.682249 -0.000105        -0.02%

NMFN-UVIP-10 (0309)