Account B Series JJ/KK/LL Front-Load 5.0% 

November 25, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.902337 -0.001717        -0.19%
  Domestic Equity (MSA/Delaware Management)   1.083969 -0.003926        -0.36%
  Equity Income (MSA/T Rowe Price)   1.421676 -0.004234        -0.30%
  Large Cap Blend (MSA/Fiduciary Management)   0.878463 +0.000648        +0.07%
  Index 500 Stock (MSA)   2.634219 -0.003051        -0.12%
  Large Cap Core Stock (MSA/FayezSarofim)   1.300976 -0.001750        -0.13%
  Neuberger Berman AMT Socially Responsive   1.055271 -0.004166        -0.39%
  Russell Multi-Style Equity   0.751210 -0.000485        -0.06%
  Fidelity® VIP Contrafund® Portfolio   1.099721 -0.001040        -0.09%
  Growth Stock (MSA/The Boston Company)   1.727832 -0.000862        -0.05%
  Focused Appreciation (MSA/Janus)   1.729774 +0.000391        +0.02%
  Mid Cap Value (MSA/American Century)   1.657818 -0.001203        -0.07%
  Fidelity® VIP Mid Cap Portfolio   2.233741 -0.001547        -0.07%
  Index 400 Stock (MSA)   1.812907 -0.000280        -0.02%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.815802 -0.002926        -0.10%
  Small Cap Value (MSA/T Rowe Price)   1.595389 -0.004303        -0.27%
  Index 600 Stock (MSA)   1.131692 -0.001010        -0.09%
  Russell Aggressive Equity   1.116565 -0.002224        -0.20%
  Small Cap Growth Stock (MSA/Wellington)   1.942931 -0.005852        -0.30%
  International Equity (MSA/Franklin Templeton)   1.531179 +0.002250        +0.15%
  Emerging Markets Equity (MSA/MFS®)   0.703806 -0.000821        -0.12%
  Research International Core (MSA/MFS®)   0.700321 +0.002109        +0.30%
  Russell Non-US   0.772799 +0.002425        +0.31%
  International Growth (MSA/Janus)   0.968173 +0.005357        +0.56%
  Asset Allocation (MSA)   0.974939 -0.000150        -0.02%
  Balanced (MSA)   2.836693 +0.001471        +0.05%
  Russell LifePoints® Variable Moderate   0.934864 +0.000724        +0.08%
  Russell LifePoints® Variable Balanced   0.915576 +0.000707        +0.08%
  Russell LifePoints® Variable Growth   0.867579 +0.000687        +0.08%
  Russell LifePoints® Variable Equity Growth   0.807782 -0.000125        -0.02%
  Russell Global Real Estate Securities   1.843838 +0.000833        +0.05%
  Credit Suisse Commodity Return Strategy   5.400318 +0.017602        +0.33%
  Short-Term Bond (MSA/T. Rowe Price)   0.796817 -0.000123        -0.02%
  Inflation Protection (MSA/American Century)   0.916836 +0.001508        +0.16%
  Russell Core Bond   0.964651 +0.001633        +0.17%
  Select Bond (MSA/Wells Capital Management Inc.)   2.420788 +0.005378        +0.22%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.209109 +0.011001        +0.92%
  Multi-Sector Bond (MSA/PIMCO)   1.061009 +0.000796        +0.08%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.400315 +0.001700        +0.12%
  Money Market (MSA/BlackRock Advisors LLC)   0.678786 -0.000105        -0.02%

NMFN-UVIP-10 (0309)