Account B Series JJ/KK/LL Front-Load 5.0% 

October 22, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.840473 -0.007267        -0.86%
  Domestic Equity (MSA/Delaware Management)   1.018631 -0.004692        -0.46%
  Equity Income (MSA/T Rowe Price)   1.349257 -0.009893        -0.73%
  Large Cap Blend (MSA/Fiduciary Management)   0.812245 -0.008784        -1.07%
  Index 500 Stock (MSA)   2.463946 -0.018329        -0.74%
  Large Cap Core Stock (MSA/FayezSarofim)   1.228410 -0.007975        -0.65%
  Neuberger Berman AMT Socially Responsive   0.992865 -0.008648        -0.86%
  Russell Multi-Style Equity   0.700689 -0.007150        -1.01%
  Fidelity® VIP Contrafund® Portfolio   1.031177 -0.010070        -0.97%
  Growth Stock (MSA/The Boston Company)   1.616053 -0.014013        -0.86%
  Focused Appreciation (MSA/Janus)   1.590099 -0.017438        -1.08%
  Mid Cap Value (MSA/American Century)   1.558919 -0.011670        -0.74%
  Fidelity® VIP Mid Cap Portfolio   2.064749 -0.019664        -0.94%
  Index 400 Stock (MSA)   1.693124 -0.018870        -1.10%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.615172 -0.027127        -1.03%
  Small Cap Value (MSA/T Rowe Price)   1.501158 -0.020622        -1.36%
  Index 600 Stock (MSA)   1.053678 -0.012758        -1.20%
  Russell Aggressive Equity   1.037200 -0.015284        -1.45%
  Small Cap Growth Stock (MSA/Wellington)   1.770579 -0.024193        -1.35%
  International Equity (MSA/Franklin Templeton)   1.490086 -0.005228        -0.35%
  Emerging Markets Equity (MSA/MFS®)   0.689601 -0.001539        -0.22%
  Research International Core (MSA/MFS®)   0.672811 -0.003075        -0.45%
  Russell Non-US   0.735300 -0.003311        -0.45%
  International Growth (MSA/Janus)   0.923456 -0.001526        -0.16%
  Asset Allocation (MSA)   0.937736 -0.005029        -0.53%
  Balanced (MSA)   2.755717 -0.011933        -0.43%
  Russell LifePoints® Variable Moderate   0.917962 -0.002760        -0.30%
  Russell LifePoints® Variable Balanced   0.884594 -0.004398        -0.49%
  Russell LifePoints® Variable Growth   0.830058 -0.005079        -0.61%
  Russell LifePoints® Variable Equity Growth   0.768948 -0.004996        -0.65%
  Russell Global Real Estate Securities   1.783881 -0.003646        -0.20%
  Credit Suisse Commodity Return Strategy   5.391648 -0.037894        -0.70%
  Short-Term Bond (MSA)   0.802561 -0.000124        -0.02%
  Inflation Protection (MSA/American Century)   0.924142 -0.001800        -0.19%
  Russell Core Bond   0.971512 -0.000150        -0.02%
  Select Bond (MSA)   2.433513 -0.002302        -0.09%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.207592 -0.003560        -0.29%
  Multi-Sector Bond (MSA/PIMCO)   1.064658 +0.000800        +0.08%
  High Yield Bond (MSA)   1.419231 +0.001707        +0.12%
  Money Market (MSA)   0.682354 -0.000105        -0.02%

NMFN-UVIP-10 (0309)