Account B Series JJ/KK/LL Front-Load 5.0% 

April 24, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.848278 -0.000131        -0.02%
  Domestic Equity (MSA/Delaware Management)   1.014555 -0.003213        -0.32%
  Equity Income (MSA/T Rowe Price)   1.398115 +0.000579        +0.04%
  Large Cap Blend (MSA/Fiduciary Management)   0.827521 -0.000128        -0.02%
  Index 500 Stock (MSA)   2.447651 +0.003606        +0.15%
  Large Cap Core Stock (MSA/FayezSarofim)   1.248198 +0.004107        +0.33%
  Neuberger Berman AMT Socially Responsive   1.001812 +0.002135        +0.21%
  Russell Multi-Style Equity   0.708147 +0.000270        +0.04%
  Fidelity® VIP Contrafund® Portfolio   1.026796 +0.001640        +0.16%
  Growth Stock (MSA/The Boston Company)   1.625186 -0.002457        -0.15%
  Focused Appreciation (MSA/Janus)   1.586441 -0.002073        -0.13%
  Mid Cap Value (MSA/American Century)   1.546629 +0.001540        +0.10%
  Fidelity® VIP Mid Cap Portfolio   2.180365 -0.001580        -0.07%
  Index 400 Stock (MSA)   1.745162 +0.000632        +0.04%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.624165 -0.008632        -0.33%
  Small Cap Value (MSA/T Rowe Price)   1.666333 -0.002291        -0.14%
  Index 600 Stock (MSA)   1.121780 -0.003565        -0.32%
  Russell Aggressive Equity   1.126011 -0.004410        -0.39%
  Small Cap Growth Stock (MSA/Wellington)   1.848294 -0.002461        -0.13%
  International Equity (MSA/Franklin Templeton)   1.688026 +0.004434        +0.26%
  Emerging Markets Equity (MSA/MFS®)   0.715632 -0.002306        -0.32%
  Research International Core (MSA/MFS®)   0.738364 +0.000634        +0.09%
  Russell Non-US   0.808708 +0.001190        +0.15%
  International Growth (MSA/Janus)   1.006224 +0.001249        +0.12%
  Asset Allocation (MSA)   0.961708 -0.000148        -0.02%
  Balanced (MSA)   2.803730 -0.000432        -0.02%
  Russell LifePoints® Variable Moderate   0.936447 +0.000748        +0.08%
  Russell LifePoints® Variable Balanced   0.911733 +0.000732        +0.08%
  Russell LifePoints® Variable Growth   0.865531 +0.000712        +0.08%
  Russell LifePoints® Variable Equity Growth   0.804601 -0.000124        -0.02%
  Russell Global Real Estate Securities   1.782949 +0.006597        +0.37%
  Credit Suisse Commodity Return Strategy   6.531920 +0.027563        +0.42%
  Short-Term Bond (MSA)   0.822153 -0.000127        -0.02%
  Inflation Protection (MSA/American Century)   0.936692 +0.000695        +0.07%
  Russell Core Bond   0.968503 -0.000149        -0.02%
  Select Bond (MSA)   2.436254 +0.001566        +0.06%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.137313 +0.000956        +0.08%
  Multi-Sector Bond (MSA/PIMCO)   1.075889 -0.001132        -0.11%
  High Yield Bond (MSA)   1.454404 -0.000224        -0.02%
  Money Market (MSA)   0.701426 -0.000106        -0.02%

NMFN-UVIP-10 (0309)