Account B Series JJ/KK/LL Front-Load 5.0% 

November 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.901315 +0.006176        +0.69%
  Domestic Equity (MSA/Delaware Management)   1.086142 +0.005099        +0.47%
  Equity Income (MSA/T Rowe Price)   1.425766 +0.007814        +0.55%
  Large Cap Blend (MSA/Fiduciary Management)   0.878221 +0.004566        +0.52%
  Index 500 Stock (MSA)   2.631212 +0.013490        +0.52%
  Large Cap Core Stock (MSA/FayezSarofim)   1.301004 +0.008324        +0.64%
  Neuberger Berman AMT Socially Responsive   1.057257 +0.005178        +0.49%
  Russell Multi-Style Equity   0.749461 +0.003942        +0.53%
  Fidelity® VIP Contrafund® Portfolio   1.096918 +0.006795        +0.62%
  Growth Stock (MSA/The Boston Company)   1.719964 +0.009265        +0.54%
  Focused Appreciation (MSA/Janus)   1.715704 +0.012242        +0.72%
  Mid Cap Value (MSA/American Century)   1.655997 +0.007329        +0.44%
  Fidelity® VIP Mid Cap Portfolio   2.220678 +0.011693        +0.53%
  Index 400 Stock (MSA)   1.801987 +0.008058        +0.45%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.800915 +0.012869        +0.46%
  Small Cap Value (MSA/T Rowe Price)   1.585550 +0.003815        +0.24%
  Index 600 Stock (MSA)   1.120690 +0.000663        +0.06%
  Russell Aggressive Equity   1.105622 +0.000514        +0.05%
  Small Cap Growth Stock (MSA/Wellington)   1.915561 +0.007641        +0.40%
  International Equity (MSA/Franklin Templeton)   1.522174 +0.010545        +0.70%
  Emerging Markets Equity (MSA/MFS®)   0.702102 +0.009873        +1.43%
  Research International Core (MSA/MFS®)   0.697796 +0.005807        +0.84%
  Russell Non-US   0.767548 +0.004338        +0.57%
  International Growth (MSA/Janus)   0.960507 +0.010182        +1.07%
  Asset Allocation (MSA)   0.972299 +0.004712        +0.49%
  Balanced (MSA)   2.828898 +0.011019        +0.39%
  Russell LifePoints® Variable Moderate   0.932835 +0.003331        +0.36%
  Russell LifePoints® Variable Balanced   0.912747 +0.004101        +0.45%
  Russell LifePoints® Variable Growth   0.864008 +0.003974        +0.46%
  Russell LifePoints® Variable Equity Growth   0.804235 +0.003922        +0.49%
  Russell Global Real Estate Securities   1.838267 +0.009782        +0.53%
  Credit Suisse Commodity Return Strategy   5.422094 +0.008387        +0.15%
  Short-Term Bond (MSA/T. Rowe Price)   0.796535 -0.000123        -0.02%
  Inflation Protection (MSA/American Century)   0.914926 +0.003159        +0.35%
  Russell Core Bond   0.963464 +0.001634        +0.17%
  Select Bond (MSA/Wells Capital Management Inc.)   2.414610 +0.003464        +0.14%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.198662 +0.005412        +0.45%
  Multi-Sector Bond (MSA/PIMCO)   1.058784 +0.002717        +0.26%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.397345 +0.003619        +0.26%
  Money Market (MSA/BlackRock Advisors LLC)   0.679205 -0.000105        -0.02%

NMFN-UVIP-10 (0309)