Account B Series JJ/KK/LL Front-Load 5.0% 

July 24, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.892937 -0.000138        -0.02%
  Domestic Equity (MSA/Delaware Management)   1.077258 +0.001341        +0.12%
  Equity Income (MSA/T Rowe Price)   1.434282 +0.000563        +0.04%
  Large Cap Blend (MSA/Fiduciary Management)   0.872794 +0.002936        +0.34%
  Index 500 Stock (MSA)   2.565423 +0.000914        +0.04%
  Large Cap Core Stock (MSA/FayezSarofim)   1.298638 -0.001614        -0.12%
  Neuberger Berman AMT Socially Responsive   1.028943 +0.000293        +0.03%
  Russell Multi-Style Equity   0.740396 +0.000261        +0.04%
  Fidelity® VIP Contrafund® Portfolio   1.072184 +0.001313        +0.12%
  Growth Stock (MSA/The Boston Company)   1.691182 +0.000283        +0.02%
  Focused Appreciation (MSA/Janus)   1.641237 -0.004459        -0.27%
  Mid Cap Value (MSA/American Century)   1.611855 +0.002381        +0.15%
  Fidelity® VIP Mid Cap Portfolio   2.257857 +0.003330        +0.15%
  Index 400 Stock (MSA)   1.791068 +0.001502        +0.08%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.709283 +0.011076        +0.41%
  Small Cap Value (MSA/T Rowe Price)   1.639106 -0.006939        -0.42%
  Index 600 Stock (MSA)   1.118692 -0.000173        -0.02%
  Russell Aggressive Equity   1.111783 -0.000868        -0.08%
  Small Cap Growth Stock (MSA/Wellington)   1.896910 +0.000423        +0.02%
  International Equity (MSA/Franklin Templeton)   1.674528 +0.003599        +0.22%
  Emerging Markets Equity (MSA/MFS®)   0.769880 +0.000603        +0.08%
  Research International Core (MSA/MFS®)   0.750944 +0.002098        +0.28%
  Russell Non-US   0.820130 +0.002467        +0.30%
  International Growth (MSA/Janus)   1.031671 +0.001918        +0.19%
  Asset Allocation (MSA)   0.981363 +0.000583        +0.06%
  Balanced (MSA)   2.846647 -0.002184        -0.08%
  Russell LifePoints® Variable Moderate   0.948468 -0.001029        -0.11%
  Russell LifePoints® Variable Balanced   0.930478 -0.000143        -0.02%
  Russell LifePoints® Variable Growth   0.886186 +0.000699        +0.08%
  Russell LifePoints® Variable Equity Growth   0.826206 +0.000696        +0.08%
  Russell Global Real Estate Securities   1.879850 -0.002565        -0.14%
  Credit Suisse Commodity Return Strategy   6.038471 -0.000931        -0.02%
  Short-Term Bond (MSA)   0.811482 -0.000125        -0.02%
  Inflation Protection (MSA/American Century)   0.945988 -0.001801        -0.19%
  Russell Core Bond   0.969520 -0.001959        -0.20%
  Select Bond (MSA)   2.432935 -0.004204        -0.17%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.161637 -0.007992        -0.68%
  Multi-Sector Bond (MSA/PIMCO)   1.089469 -0.001120        -0.10%
  High Yield Bond (MSA)   1.450835 +0.001632        +0.11%
  Money Market (MSA)   0.691822 -0.000105        -0.02%

NMFN-UVIP-10 (0309)