Account B Series JJ/KK/LL Front-Load 5.0% 

July 29, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.881572 -0.006238        -0.70%
  Domestic Equity (MSA/Delaware Management)   1.070406 -0.001671        -0.16%
  Equity Income (MSA/T Rowe Price)   1.419079 -0.008052        -0.56%
  Large Cap Blend (MSA/Fiduciary Management)   0.862150 -0.005503        -0.63%
  Index 500 Stock (MSA)   2.540552 -0.011514        -0.45%
  Large Cap Core Stock (MSA/FayezSarofim)   1.284929 -0.006553        -0.51%
  Neuberger Berman AMT Socially Responsive   1.015518 -0.004669        -0.46%
  Russell Multi-Style Equity   0.731955 -0.003487        -0.47%
  Fidelity® VIP Contrafund® Portfolio   1.062203 -0.004003        -0.38%
  Growth Stock (MSA/The Boston Company)   1.669773 -0.007323        -0.44%
  Focused Appreciation (MSA/Janus)   1.623164 -0.000250        -0.02%
  Mid Cap Value (MSA/American Century)   1.604482 -0.005503        -0.34%
  Fidelity® VIP Mid Cap Portfolio   2.224270 -0.010756        -0.48%
  Index 400 Stock (MSA)   1.765706 -0.010044        -0.57%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.691659 +0.000260        +0.01%
  Small Cap Value (MSA/T Rowe Price)   1.613128 -0.004925        -0.30%
  Index 600 Stock (MSA)   1.105298 +0.001501        +0.14%
  Russell Aggressive Equity   1.097004 +0.001919        +0.18%
  Small Cap Growth Stock (MSA/Wellington)   1.862582 +0.004000        +0.22%
  International Equity (MSA/Franklin Templeton)   1.670154 +0.008222        +0.49%
  Emerging Markets Equity (MSA/MFS®)   0.764960 -0.001560        -0.20%
  Research International Core (MSA/MFS®)   0.747416 +0.000622        +0.08%
  Russell Non-US   0.814963 -0.000126        -0.02%
  International Growth (MSA/Janus)   1.026033 -0.000158        -0.02%
  Asset Allocation (MSA)   0.975468 -0.000885        -0.09%
  Balanced (MSA)   2.835738 -0.002181        -0.08%
  Russell LifePoints® Variable Moderate   0.945091 -0.000146        -0.02%
  Russell LifePoints® Variable Balanced   0.924591 -0.001866        -0.20%
  Russell LifePoints® Variable Growth   0.878826 -0.001805        -0.20%
  Russell LifePoints® Variable Equity Growth   0.818991 -0.001771        -0.22%
  Russell Global Real Estate Securities   1.870446 +0.000848        +0.05%
  Credit Suisse Commodity Return Strategy   6.015050 -0.029084        -0.48%
  Short-Term Bond (MSA)   0.810857 -0.000125        -0.02%
  Inflation Protection (MSA/American Century)   0.948567 +0.001508        +0.16%
  Russell Core Bond   0.970580 +0.000754        +0.08%
  Select Bond (MSA)   2.436798 +0.003450        +0.14%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.175237 +0.007625        +0.65%
  Multi-Sector Bond (MSA/PIMCO)   1.084823 -0.001119        -0.10%
  High Yield Bond (MSA)   1.446009 -0.002077        -0.14%
  Money Market (MSA)   0.691298 -0.000105        -0.02%

NMFN-UVIP-10 (0309)