Account B Series MM/QQ Back-Load 3.5% 

April 23, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.905994 +0.001537        +0.17%
  Domestic Equity (MSA/Delaware Management)   1.147134 -0.000147        -0.01%
  Equity Income (MSA/T Rowe Price)   1.549468 +0.000682        +0.04%
  Large Cap Blend (MSA/Fiduciary Management)   0.883840 -0.000114        -0.01%
  Index 500 Stock (MSA)   3.044855 -0.007010        -0.23%
  Large Cap Core Stock (MSA/FayezSarofim)   1.500938 -0.001922        -0.13%
  Neuberger Berman AMT Socially Responsive   1.067568 -0.000137        -0.01%
  Russell Multi-Style Equity   0.814907 -0.001852        -0.23%
  Fidelity® VIP Contrafund® Portfolio   1.094749 -0.003662        -0.33%
  Growth Stock (MSA/The Boston Company)   1.963800 -0.010236        -0.52%
  Focused Appreciation (MSA/Janus)   1.761235 -0.012389        -0.70%
  Mid Cap Value (MSA/American Century)   1.713125 +0.000766        +0.04%
  Fidelity® VIP Mid Cap Portfolio   2.419139 -0.007893        -0.33%
  Index 400 Stock (MSA)   2.008266 -0.004410        -0.22%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.279850 -0.021778        -0.66%
  Small Cap Value (MSA/T Rowe Price)   1.880703 -0.010942        -0.58%
  Index 600 Stock (MSA)   1.201733 -0.006495        -0.54%
  Russell Aggressive Equity   1.301317 -0.006671        -0.51%
  Small Cap Growth Stock (MSA/Wellington)   2.130576 -0.024489        -1.14%
  International Equity (MSA/Franklin Templeton)   2.050581 -0.010747        -0.52%
  Emerging Markets Equity (MSA/MFS®)   0.766672 -0.004007        -0.52%
  Research International Core (MSA/MFS®)   0.787819 -0.001699        -0.22%
  Russell Non-US   0.929582 -0.001634        -0.18%
  International Growth (MSA/Janus)   1.132685 -0.004104        -0.36%
  Asset Allocation (MSA)   1.084083 -0.000979        -0.09%
  Balanced (MSA)   3.798424 -0.002885        -0.08%
  Russell LifePoints® Variable Moderate   0.999253 -0.000128        -0.01%
  Russell LifePoints® Variable Balanced   0.972836 -0.001057        -0.11%
  Russell LifePoints® Variable Growth   0.923544 -0.001924        -0.21%
  Russell LifePoints® Variable Equity Growth   0.859353 -0.001000        -0.12%
  Russell Global Real Estate Securities   2.044938 -0.004219        -0.21%
  Credit Suisse Commodity Return Strategy   6.689366 +0.008936        +0.13%
  Short-Term Bond (MSA)   0.878156 -0.000113        -0.01%
  Inflation Protection (MSA/American Century)   0.999601 +0.002562        +0.26%
  Russell Core Bond   1.115150 +0.001961        +0.18%
  Select Bond (MSA)   3.599333 +0.005279        +0.15%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.213567 +0.005889        +0.49%
  Multi-Sector Bond (MSA/PIMCO)   1.150197 +0.000884        +0.08%
  High Yield Bond (MSA)   1.755026 -0.000225        -0.01%
  Money Market (MSA)   0.950453 -0.000119        -0.01%

NMFN-UVIP-11 (0309)