Account B Series MM/QQ Back-Load 3.5% 

October 22, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.901734 -0.007773        -0.85%
  Domestic Equity (MSA/Delaware Management)   1.153502 -0.005283        -0.46%
  Equity Income (MSA/T Rowe Price)   1.502966 -0.010982        -0.73%
  Large Cap Blend (MSA/Fiduciary Management)   0.871459 -0.009402        -1.07%
  Index 500 Stock (MSA)   3.084059 -0.022863        -0.74%
  Large Cap Core Stock (MSA/FayezSarofim)   1.488972 -0.009629        -0.64%
  Neuberger Berman AMT Socially Responsive   1.065273 -0.009251        -0.86%
  Russell Multi-Style Equity   0.810417 -0.008248        -1.01%
  Fidelity® VIP Contrafund® Portfolio   1.106352 -0.010776        -0.96%
  Growth Stock (MSA/The Boston Company)   1.958969 -0.016936        -0.86%
  Focused Appreciation (MSA/Janus)   1.771265 -0.019379        -1.08%
  Mid Cap Value (MSA/American Century)   1.736569 -0.012955        -0.74%
  Fidelity® VIP Mid Cap Portfolio   2.299947 -0.021844        -0.94%
  Index 400 Stock (MSA)   1.958243 -0.021774        -1.10%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.273191 -0.033869        -1.02%
  Small Cap Value (MSA/T Rowe Price)   1.699897 -0.023308        -1.35%
  Index 600 Stock (MSA)   1.130481 -0.013659        -1.19%
  Russell Aggressive Equity   1.199611 -0.017646        -1.45%
  Small Cap Growth Stock (MSA/Wellington)   2.047839 -0.027929        -1.35%
  International Equity (MSA/Franklin Templeton)   1.823424 -0.006351        -0.35%
  Emerging Markets Equity (MSA/MFS®)   0.739877 -0.001632        -0.22%
  Research International Core (MSA/MFS®)   0.721871 -0.003280        -0.45%
  Russell Non-US   0.850422 -0.003807        -0.45%
  International Growth (MSA/Janus)   1.045690 -0.001701        -0.16%
  Asset Allocation (MSA)   1.061856 -0.005668        -0.53%
  Balanced (MSA)   3.750332 -0.016143        -0.43%
  Russell LifePoints® Variable Moderate   0.984925 -0.002936        -0.30%
  Russell LifePoints® Variable Balanced   0.949065 -0.004694        -0.49%
  Russell LifePoints® Variable Growth   0.890580 -0.005427        -0.61%
  Russell LifePoints® Variable Equity Growth   0.825004 -0.005339        -0.64%
  Russell Global Real Estate Securities   2.063241 -0.004164        -0.20%
  Credit Suisse Commodity Return Strategy   5.571019 -0.039011        -0.70%
  Short-Term Bond (MSA)   0.861110 -0.000111        -0.01%
  Inflation Protection (MSA/American Century)   0.991571 -0.001906        -0.19%
  Russell Core Bond   1.123697 -0.000144        -0.01%
  Select Bond (MSA)   3.614486 -0.003327        -0.09%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.295698 -0.003786        -0.29%
  Multi-Sector Bond (MSA/PIMCO)   1.142326 +0.000888        +0.08%
  High Yield Bond (MSA)   1.720364 +0.002114        +0.12%
  Money Market (MSA)   0.928819 -0.000119        -0.01%

NMFN-UVIP-11 (0309)