Account B Series MM/QQ Back-Load 3.5% 

July 28, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.950415 -0.002000        -0.21%
  Domestic Equity (MSA/Delaware Management)   1.211343 -0.001318        -0.11%
  Equity Income (MSA/T Rowe Price)   1.586199 -0.001482        -0.09%
  Large Cap Blend (MSA/Fiduciary Management)   0.928854 -0.001180        -0.13%
  Index 500 Stock (MSA)   3.187299 -0.000411        -0.01%
  Large Cap Core Stock (MSA/FayezSarofim)   1.561967 -0.000602        -0.04%
  Neuberger Berman AMT Socially Responsive   1.092163 -0.000904        -0.08%
  Russell Multi-Style Equity   0.848730 -0.000327        -0.04%
  Fidelity® VIP Contrafund® Portfolio   1.141410 -0.001389        -0.12%
  Growth Stock (MSA/The Boston Company)   2.028474 -0.004070        -0.20%
  Focused Appreciation (MSA/Janus)   1.804383 -0.002031        -0.11%
  Mid Cap Value (MSA/American Century)   1.789496 +0.004181        +0.23%
  Fidelity® VIP Mid Cap Portfolio   2.484123 -0.009131        -0.37%
  Index 400 Stock (MSA)   2.049269 -0.003867        -0.19%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.361150 -0.009736        -0.29%
  Small Cap Value (MSA/T Rowe Price)   1.828216 -0.009012        -0.49%
  Index 600 Stock (MSA)   1.181636 -0.004035        -0.34%
  Russell Aggressive Equity   1.263759 -0.006114        -0.48%
  Small Cap Growth Stock (MSA/Wellington)   2.144873 -0.016502        -0.76%
  International Equity (MSA/Franklin Templeton)   2.029215 -0.004549        -0.22%
  Emerging Markets Equity (MSA/MFS®)   0.820583 -0.001861        -0.23%
  Research International Core (MSA/MFS®)   0.799473 -0.000308        -0.04%
  Russell Non-US   0.940619 -0.000363        -0.04%
  International Growth (MSA/Janus)   1.159456 -0.005140        -0.44%
  Asset Allocation (MSA)   1.103142 -0.002085        -0.19%
  Balanced (MSA)   3.853661 -0.003854        -0.10%
  Russell LifePoints® Variable Moderate   1.011942 -0.001334        -0.13%
  Russell LifePoints® Variable Balanced   0.991785 -0.000382        -0.04%
  Russell LifePoints® Variable Growth   0.942756 -0.001257        -0.13%
  Russell LifePoints® Variable Equity Growth   0.878650 -0.001220        -0.14%
  Russell Global Real Estate Securities   2.157606 +0.004417        +0.21%
  Credit Suisse Commodity Return Strategy   6.231416 -0.002402        -0.04%
  Short-Term Bond (MSA)   0.868227 -0.000335        -0.04%
  Inflation Protection (MSA/American Century)   1.013919 -0.002163        -0.21%
  Russell Core Bond   1.119266 -0.001475        -0.13%
  Select Bond (MSA)   3.606253 -0.004226        -0.12%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.250031 -0.004065        -0.32%
  Multi-Sector Bond (MSA/PIMCO)   1.162593 -0.002487        -0.21%
  High Yield Bond (MSA)   1.751463 -0.000675        -0.04%
  Money Market (MSA)   0.939056 -0.000354        -0.04%

NMFN-UVIP-11 (0309)