Account B Series MM/QQ Back-Load 5.0% 

October 24, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.826807 +0.005970        +0.73%
  Domestic Equity (MSA/Delaware Management)   0.968615 +0.005495        +0.57%
  Equity Income (MSA/T Rowe Price)   1.294102 +0.007401        +0.58%
  Large Cap Blend (MSA/Fiduciary Management)   0.799554 +0.008204        +1.04%
  Index 500 Stock (MSA)   2.228089 +0.014959        +0.68%
  Large Cap Core Stock (MSA/FayezSarofim)   1.128730 +0.006836        +0.61%
  Neuberger Berman AMT Socially Responsive   0.974988 +0.005433        +0.56%
  Russell Multi-Style Equity   0.661228 +0.004689        +0.71%
  Fidelity® VIP Contrafund® Portfolio   1.012832 +0.006847        +0.68%
  Growth Stock (MSA/The Boston Company)   1.492797 +0.011089        +0.75%
  Focused Appreciation (MSA/Janus)   1.533937 +0.010354        +0.68%
  Mid Cap Value (MSA/American Century)   1.494820 +0.007840        +0.53%
  Fidelity® VIP Mid Cap Portfolio   1.989383 +0.009367        +0.47%
  Index 400 Stock (MSA)   1.595595 +0.005758        +0.36%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.364194 +0.015901        +0.68%
  Small Cap Value (MSA/T Rowe Price)   1.428707 -0.000876        -0.06%
  Index 600 Stock (MSA)   1.032359 +0.001444        +0.14%
  Russell Aggressive Equity   0.976100 +0.000472        +0.05%
  Small Cap Growth Stock (MSA/Wellington)   1.677121 +0.007095        +0.42%
  International Equity (MSA/Franklin Templeton)   1.346036 +0.000522        +0.04%
  Emerging Markets Equity (MSA/MFS®)   0.663333 +0.000578        +0.09%
  Research International Core (MSA/MFS®)   0.652853 +0.000606        +0.09%
  Russell Non-US   0.686785 -0.000115        -0.02%
  International Growth (MSA/Janus)   0.871150 +0.001148        +0.13%
  Asset Allocation (MSA)   0.887278 +0.003660        +0.41%
  Balanced (MSA)   2.357558 +0.006114        +0.26%
  Russell LifePoints® Variable Moderate   0.887291 +0.000691        +0.08%
  Russell LifePoints® Variable Balanced   0.858314 +0.001497        +0.17%
  Russell LifePoints® Variable Growth   0.807984 +0.002248        +0.28%
  Russell LifePoints® Variable Equity Growth   0.749008 +0.002223        +0.30%
  Russell Global Real Estate Securities   1.660709 -0.002358        -0.14%
  Credit Suisse Commodity Return Strategy   5.287592 -0.037299        -0.70%
  Short-Term Bond (MSA)   0.772061 -0.000130        -0.02%
  Inflation Protection (MSA/American Century)   0.886701 -0.000947        -0.11%
  Russell Core Bond   0.897183 -0.000151        -0.02%
  Select Bond (MSA)   2.059202 -0.000346        -0.02%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.154145 -0.001277        -0.11%
  Multi-Sector Bond (MSA/PIMCO)   1.027055 +0.001685        +0.16%
  High Yield Bond (MSA)   1.280580 -0.000215        -0.02%
  Money Market (MSA)   0.578862 -0.000097        -0.02%

NMFN-UVIP-12 (0309)