Account B Series MM/QQ Back-Load 5.0% 

July 29, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.850098 -0.006027        -0.70%
  Domestic Equity (MSA/Delaware Management)   1.003007 -0.001579        -0.16%
  Equity Income (MSA/T Rowe Price)   1.341455 -0.007630        -0.57%
  Large Cap Blend (MSA/Fiduciary Management)   0.831426 -0.005319        -0.64%
  Index 500 Stock (MSA)   2.256978 -0.010260        -0.45%
  Large Cap Core Stock (MSA/FayezSarofim)   1.161098 -0.005938        -0.51%
  Neuberger Berman AMT Socially Responsive   0.979328 -0.004516        -0.46%
  Russell Multi-Style Equity   0.678142 -0.003240        -0.48%
  Fidelity® VIP Contrafund® Portfolio   1.024321 -0.003875        -0.38%
  Growth Stock (MSA/The Boston Company)   1.508977 -0.006638        -0.44%
  Focused Appreciation (MSA/Janus)   1.534374 -0.000258        -0.02%
  Mid Cap Value (MSA/American Century)   1.516734 -0.005223        -0.34%
  Fidelity® VIP Mid Cap Portfolio   2.102599 -0.010196        -0.48%
  Index 400 Stock (MSA)   1.635930 -0.009328        -0.57%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.391183 +0.000199        +0.01%
  Small Cap Value (MSA/T Rowe Price)   1.511580 -0.004636        -0.31%
  Index 600 Stock (MSA)   1.065880 +0.001433        +0.13%
  Russell Aggressive Equity   1.016421 +0.001765        +0.17%
  Small Cap Growth Stock (MSA/Wellington)   1.725734 +0.003683        +0.21%
  International Equity (MSA/Franklin Templeton)   1.501725 +0.007372        +0.49%
  Emerging Markets Equity (MSA/MFS®)   0.737693 -0.001515        -0.20%
  Research International Core (MSA/MFS®)   0.720766 +0.000590        +0.08%
  Russell Non-US   0.755117 -0.000127        -0.02%
  International Growth (MSA/Janus)   0.961455 -0.000161        -0.02%
  Asset Allocation (MSA)   0.914052 -0.000841        -0.09%
  Balanced (MSA)   2.409532 -0.001886        -0.08%
  Russell LifePoints® Variable Moderate   0.911418 -0.000153        -0.02%
  Russell LifePoints® Variable Balanced   0.891600 -0.001812        -0.20%
  Russell LifePoints® Variable Growth   0.847478 -0.001752        -0.21%
  Russell LifePoints® Variable Equity Growth   0.789771 -0.001719        -0.22%
  Russell Global Real Estate Securities   1.733004 +0.000762        +0.04%
  Credit Suisse Commodity Return Strategy   5.917997 -0.028697        -0.48%
  Short-Term Bond (MSA)   0.781969 -0.000131        -0.02%
  Inflation Protection (MSA/American Century)   0.914786 +0.001442        +0.16%
  Russell Core Bond   0.899326 +0.000687        +0.08%
  Select Bond (MSA)   2.069994 +0.002903        +0.14%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.133351 +0.007338        +0.65%
  Multi-Sector Bond (MSA/PIMCO)   1.046182 -0.001094        -0.10%
  High Yield Bond (MSA)   1.306697 -0.001895        -0.14%
  Money Market (MSA)   0.587331 -0.000097        -0.02%

NMFN-UVIP-12 (0309)