Account B Series MM/QQ Back-Load 5.0% 

October 31, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.853288 +0.012060        +1.43%
  Domestic Equity (MSA/Delaware Management)   0.994313 +0.013253        +1.35%
  Equity Income (MSA/T Rowe Price)   1.320731 +0.012714        +0.97%
  Large Cap Blend (MSA/Fiduciary Management)   0.822839 +0.010462        +1.29%
  Index 500 Stock (MSA)   2.286720 +0.026122        +1.16%
  Large Cap Core Stock (MSA/FayezSarofim)   1.155467 +0.013840        +1.21%
  Neuberger Berman AMT Socially Responsive   0.994482 +0.009724        +0.99%
  Russell Multi-Style Equity   0.679968 +0.008447        +1.26%
  Fidelity® VIP Contrafund® Portfolio   1.040516 +0.012722        +1.24%
  Growth Stock (MSA/The Boston Company)   1.530410 +0.017003        +1.12%
  Focused Appreciation (MSA/Janus)   1.582002 +0.017814        +1.14%
  Mid Cap Value (MSA/American Century)   1.535262 +0.016804        +1.11%
  Fidelity® VIP Mid Cap Portfolio   2.053150 +0.026443        +1.30%
  Index 400 Stock (MSA)   1.641860 +0.019499        +1.20%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.422821 +0.021791        +0.91%
  Small Cap Value (MSA/T Rowe Price)   1.486094 +0.021983        +1.50%
  Index 600 Stock (MSA)   1.085248 +0.017586        +1.65%
  Russell Aggressive Equity   1.027037 +0.016980        +1.68%
  Small Cap Growth Stock (MSA/Wellington)   1.746609 +0.022548        +1.31%
  International Equity (MSA/Franklin Templeton)   1.368358 +0.010229        +0.75%
  Emerging Markets Equity (MSA/MFS®)   0.681150 +0.004708        +0.70%
  Research International Core (MSA/MFS®)   0.669228 +0.006317        +0.95%
  Russell Non-US   0.704295 +0.010519        +1.52%
  International Growth (MSA/Janus)   0.888874 +0.007610        +0.86%
  Asset Allocation (MSA)   0.902973 +0.006696        +0.75%
  Balanced (MSA)   2.387293 +0.012603        +0.53%
  Russell LifePoints® Variable Moderate   0.896320 +0.004047        +0.45%
  Russell LifePoints® Variable Balanced   0.874519 +0.007231        +0.83%
  Russell LifePoints® Variable Growth   0.826874 +0.007798        +0.95%
  Russell LifePoints® Variable Equity Growth   0.769236 +0.008472        +1.11%
  Russell Global Real Estate Securities   1.713775 +0.031897        +1.90%
  Credit Suisse Commodity Return Strategy   5.335926 -0.009988        -0.19%
  Short-Term Bond (MSA/T. Rowe Price)   0.770406 -0.000129        -0.02%
  Inflation Protection (MSA/American Century)   0.885660 -0.000149        -0.02%
  Russell Core Bond   0.892820 -0.001805        -0.20%
  Select Bond (MSA/Wells Capital Management Inc.)   2.053520 -0.001977        -0.10%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.149545 -0.004520        -0.39%
  Multi-Sector Bond (MSA/PIMCO)   1.029559 +0.000755        +0.07%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.279075 -0.000215        -0.02%
  Money Market (MSA/BlackRock Advisors LLC)   0.578183 -0.000097        -0.02%

NMFN-UVIP-12 (0309)