Account B Series MM/QQ Back-Load 5.0% 

November 28, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.862190 -0.007123        -0.82%
  Domestic Equity (MSA/Delaware Management)   1.008629 -0.008074        -0.79%
  Equity Income (MSA/T Rowe Price)   1.333468 -0.009538        -0.71%
  Large Cap Blend (MSA/Fiduciary Management)   0.843091 -0.001791        -0.21%
  Index 500 Stock (MSA)   2.336372 -0.006648        -0.28%
  Large Cap Core Stock (MSA/FayezSarofim)   1.167505 -0.010172        -0.86%
  Neuberger Berman AMT Socially Responsive   1.018062 -0.001626        -0.16%
  Russell Multi-Style Equity   0.694158 -0.002620        -0.38%
  Fidelity® VIP Contrafund® Portfolio   1.055724 -0.005379        -0.51%
  Growth Stock (MSA/The Boston Company)   1.559195 -0.002671        -0.17%
  Focused Appreciation (MSA/Janus)   1.639109 +0.001932        +0.12%
  Mid Cap Value (MSA/American Century)   1.560233 -0.006782        -0.43%
  Fidelity® VIP Mid Cap Portfolio   2.101943 -0.009784        -0.46%
  Index 400 Stock (MSA)   1.664106 -0.013398        -0.80%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.500557 -0.003786        -0.15%
  Small Cap Value (MSA/T Rowe Price)   1.468377 -0.025155        -1.68%
  Index 600 Stock (MSA)   1.076942 -0.015638        -1.43%
  Russell Aggressive Equity   1.015264 -0.018049        -1.75%
  Small Cap Growth Stock (MSA/Wellington)   1.787546 -0.016737        -0.93%
  International Equity (MSA/Franklin Templeton)   1.368630 -0.011615        -0.84%
  Emerging Markets Equity (MSA/MFS®)   0.672471 -0.006398        -0.94%
  Research International Core (MSA/MFS®)   0.671065 -0.004492        -0.66%
  Russell Non-US   0.712754 -0.003181        -0.44%
  International Growth (MSA/Janus)   0.902078 -0.004809        -0.53%
  Asset Allocation (MSA)   0.910096 -0.003335        -0.37%
  Balanced (MSA)   2.403596 -0.005662        -0.24%
  Russell LifePoints® Variable Moderate   0.899634 -0.001973        -0.22%
  Russell LifePoints® Variable Balanced   0.879391 -0.003560        -0.40%
  Russell LifePoints® Variable Growth   0.831687 -0.005020        -0.60%
  Russell LifePoints® Variable Equity Growth   0.774964 -0.004152        -0.53%
  Russell Global Real Estate Securities   1.714005 -0.001609        -0.09%
  Credit Suisse Commodity Return Strategy   5.093744 -0.200837        -3.79%
  Short-Term Bond (MSA/T. Rowe Price)   0.767536 +0.000487        +0.06%
  Inflation Protection (MSA/American Century)   0.882301 -0.001090        -0.12%
  Russell Core Bond   0.894396 +0.001347        +0.15%
  Select Bond (MSA/Wells Capital Management Inc.)   2.056889 +0.002560        +0.12%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.173216 +0.004990        +0.43%
  Multi-Sector Bond (MSA/PIMCO)   1.021960 -0.000343        -0.03%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.259257 -0.003879        -0.31%
  Money Market (MSA/BlackRock Advisors LLC)   0.575470 -0.000193        -0.03%

NMFN-UVIP-12 (0309)