Account B Series MM/QQ Back-Load 5.0% 

May 17, 2013

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.762738 +0.008323        +1.10%
  Domestic Equity (MSA/Delaware Management)   0.876661 +0.008068        +0.93%
  Equity Income (MSA/T Rowe Price)   1.242320 +0.012374        +1.01%
  Large Cap Blend (MSA/Fiduciary Management)   0.752627 +0.005969        +0.80%
  Index 500 Stock (MSA)   2.012772 +0.020131        +1.01%
  Large Cap Core Stock (MSA)   1.067890 +0.011364        +1.08%
  Neuberger Berman AMT Socially Responsive   0.889374 +0.009156        +1.04%
  Russell Multi-Style Equity   0.604842 +0.006734        +1.13%
  Fidelity® VIP Contrafund® Portfolio   0.910172 +0.009273        +1.03%
  Growth Stock (MSA)   1.315164 +0.014905        +1.15%
  Focused Appreciation (MSA/Janus)   1.416286 +0.011314        +0.81%
  Mid Cap Value (MSA/American Century)   1.345853 +0.014702        +1.10%
  Fidelity® VIP Mid Cap Portfolio   1.861566 +0.021892        +1.19%
  Index 400 Stock (MSA)   1.506607 +0.014147        +0.95%
  Mid Cap Growth Stock (MSA)   2.330718 +0.020655        +0.89%
  Small Cap Value (MSA/T Rowe Price)   1.445252 +0.018324        +1.28%
  Index 600 Stock (MSA)   0.968686 +0.012071        +1.26%
  Russell Aggressive Equity   0.940341 +0.009762        +1.05%
  Small Cap Growth Stock (MSA)   1.533026 +0.016764        +1.11%
  International Equity (MSA/Franklin Templeton)   1.420551 +0.004870        +0.34%
  Emerging Markets Equity (MSA/MFS®)   0.788690 +0.000609        +0.08%
  Research International Core (MSA/MFS®)   0.699929 +0.002940        +0.42%
  Russell Non-US   0.701768 +0.002418        +0.35%
  International Growth (MSA/Janus)   0.933622 +0.001220        +0.13%
  Asset Allocation (MSA)   0.890404 +0.004146        +0.47%
  Balanced (MSA)   2.390965 +0.005503        +0.23%
  Russell LifePoints® Variable Moderate   0.920334 +0.000722        +0.08%
  Russell LifePoints® Variable Balanced   0.874019 +0.003278        +0.38%
  Russell LifePoints® Variable Growth   0.814900 +0.004039        +0.50%
  Russell LifePoints® Variable Equity Growth   0.748824 +0.004845        +0.65%
  Russell Global Real Estate Securities   1.798146 +0.015474        +0.87%
  Commodities Return Strategy (MSA/Credit Suisse)   6.534652 +0.034185        +0.53%
  Short-Term Bond (MSA)   0.835458 -0.000140        -0.02%
  Inflation Protection (MSA/American Century)   0.996694 -0.004328        -0.43%
  Russell Core Bond   0.954783 -0.002808        -0.29%
  Select Bond (MSA)   2.187802 -0.007085        -0.32%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.199571 -0.015214        -1.25%
  Multi-Sector Bond (MSA/PIMCO)   1.103700 -0.002077        -0.19%
  High Yield Bond (MSA)   1.335587 -0.000224        -0.02%
  Money Market (MSA)   0.631528 -0.000104        -0.02%

NMFN-UVIP-12 (0309)