Account B Series MM/QQ Back-Load 5.0% 

July 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.856395 -0.002642        -0.31%
  Domestic Equity (MSA/Delaware Management)   1.002942 -0.002625        -0.26%
  Equity Income (MSA/T Rowe Price)   1.352897 -0.002907        -0.21%
  Large Cap Blend (MSA/Fiduciary Management)   0.836247 -0.001904        -0.23%
  Index 500 Stock (MSA)   2.264085 -0.006381        -0.28%
  Large Cap Core Stock (MSA/FayezSarofim)   1.169686 -0.004425        -0.38%
  Neuberger Berman AMT Socially Responsive   0.986744 -0.002241        -0.23%
  Russell Multi-Style Equity   0.681835 -0.001735        -0.25%
  Fidelity® VIP Contrafund® Portfolio   1.025697 -0.004226        -0.41%
  Growth Stock (MSA/The Boston Company)   1.516414 -0.003716        -0.24%
  Focused Appreciation (MSA/Janus)   1.537005 -0.003617        -0.23%
  Mid Cap Value (MSA/American Century)   1.517114 -0.003253        -0.21%
  Fidelity® VIP Mid Cap Portfolio   2.124556 -0.004551        -0.21%
  Index 400 Stock (MSA)   1.651313 -0.007428        -0.45%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.376372 -0.010215        -0.43%
  Small Cap Value (MSA/T Rowe Price)   1.532416 -0.010179        -0.66%
  Index 600 Stock (MSA)   1.071346 -0.005383        -0.50%
  Russell Aggressive Equity   1.022953 -0.006331        -0.62%
  Small Cap Growth Stock (MSA/Wellington)   1.724740 -0.008828        -0.51%
  International Equity (MSA/Franklin Templeton)   1.482231 -0.009079        -0.61%
  Emerging Markets Equity (MSA/MFS®)   0.734507 +0.001023        +0.14%
  Research International Core (MSA/MFS®)   0.716041 -0.002497        -0.35%
  Russell Non-US   0.750721 -0.003987        -0.53%
  International Growth (MSA/Janus)   0.957553 -0.001132        -0.12%
  Asset Allocation (MSA)   0.914592 -0.002528        -0.28%
  Balanced (MSA)   2.411288 -0.004183        -0.17%
  Russell LifePoints® Variable Moderate   0.911792 -0.001311        -0.14%
  Russell LifePoints® Variable Balanced   0.892799 -0.002115        -0.24%
  Russell LifePoints® Variable Growth   0.849423 -0.002041        -0.24%
  Russell LifePoints® Variable Equity Growth   0.790832 -0.002782        -0.35%
  Russell Global Real Estate Securities   1.731116 -0.009311        -0.53%
  Credit Suisse Commodity Return Strategy   5.953687 -0.002999        -0.05%
  Short-Term Bond (MSA)   0.783018 -0.000394        -0.05%
  Inflation Protection (MSA/American Century)   0.914418 +0.000338        +0.04%
  Russell Core Bond   0.898857 -0.000453        -0.05%
  Select Bond (MSA)   2.071149 +0.000585        +0.03%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.127338 +0.003742        +0.33%
  Multi-Sector Bond (MSA/PIMCO)   1.050346 -0.001449        -0.14%
  High Yield Bond (MSA)   1.308453 -0.000659        -0.05%
  Money Market (MSA)   0.588107 -0.000291        -0.05%

NMFN-UVIP-12 (0309)