Account B Series QQ Front-Load 3.5% 

November 25, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.065203 -0.001963        -0.18%
  Domestic Equity (MSA/Delaware Management)   1.450907 -0.005168        -0.35%
  Equity Income (MSA/T Rowe Price)   1.831455 -0.005344        -0.29%
  Large Cap Blend (MSA/Fiduciary Management)   1.037018 +0.000827        +0.08%
  Index 500 Stock (MSA)   4.565351 -0.005014        -0.11%
  Large Cap Core Stock (MSA/FayezSarofim)   2.040685 -0.002622        -0.13%
  Neuberger Berman AMT Socially Responsive   1.245779 -0.004843        -0.39%
  Russell Multi-Style Equity   1.056411 -0.000618        -0.06%
  Fidelity® VIP Contrafund® Portfolio   1.298246 -0.001149        -0.09%
  Growth Stock (MSA/The Boston Company)   2.710381 -0.001189        -0.04%
  Focused Appreciation (MSA/Janus)   2.228359 +0.000637        +0.03%
  Mid Cap Value (MSA/American Century)   2.135743 -0.001422        -0.07%
  Fidelity® VIP Mid Cap Portfolio   2.877509 -0.001821        -0.06%
  Index 400 Stock (MSA)   2.549361 -0.000240        -0.01%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   4.508902 -0.004416        -0.10%
  Small Cap Value (MSA/T Rowe Price)   2.135456 -0.005631        -0.26%
  Index 600 Stock (MSA)   1.335980 -0.001112        -0.08%
  Russell Aggressive Equity   1.570209 -0.003033        -0.19%
  Small Cap Growth Stock (MSA/Wellington)   2.732224 -0.008065        -0.29%
  International Equity (MSA/Franklin Templeton)   2.455268 +0.003755        +0.15%
  Emerging Markets Equity (MSA/MFS®)   0.830898 -0.000919        -0.11%
  Research International Core (MSA/MFS®)   0.826757 +0.002539        +0.31%
  Russell Non-US   1.086755 +0.003476        +0.32%
  International Growth (MSA/Janus)   1.295971 +0.007247        +0.56%
  Asset Allocation (MSA)   1.304982 -0.000123        -0.01%
  Balanced (MSA)   4.720060 +0.002730        +0.06%
  Russell LifePoints® Variable Moderate   1.103608 +0.000921        +0.08%
  Russell LifePoints® Variable Balanced   1.080841 +0.000899        +0.08%
  Russell LifePoints® Variable Growth   1.024196 +0.000873        +0.09%
  Russell LifePoints® Variable Equity Growth   0.953595 -0.000090        -0.01%
  Russell Global Real Estate Securities   2.592844 +0.001327        +0.05%
  Credit Suisse Commodity Return Strategy   5.840087 +0.019383        +0.33%
  Short-Term Bond (MSA/T. Rowe Price)   0.940710 -0.000089        -0.01%
  Inflation Protection (MSA/American Century)   1.082368 +0.001845        +0.17%
  Russell Core Bond   1.356506 +0.002377        +0.18%
  Select Bond (MSA/Wells Capital Management Inc.)   3.460039 +0.007893        +0.23%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.427340 +0.013071        +0.92%
  Multi-Sector Bond (MSA/PIMCO)   1.252540 +0.001015        +0.08%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   2.196364 +0.002798        +0.13%
  Money Market (MSA/BlackRock Advisors LLC)   1.198354 -0.000113        -0.01%

NMFN-UVIP-13 (0309)