Account B Series QQ Front-Load 3.5% 

October 31, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.044382 +0.014836        +1.44%
  Domestic Equity (MSA/Delaware Management)   1.420036 +0.019030        +1.36%
  Equity Income (MSA/T Rowe Price)   1.799495 +0.017454        +0.98%
  Large Cap Blend (MSA/Fiduciary Management)   1.007039 +0.012876        +1.30%
  Index 500 Stock (MSA)   4.460109 +0.051273        +1.16%
  Large Cap Core Stock (MSA/FayezSarofim)   2.005318 +0.024164        +1.22%
  Neuberger Berman AMT Socially Responsive   1.217147 +0.011989        +0.99%
  Russell Multi-Style Equity   1.031885 +0.012893        +1.27%
  Fidelity® VIP Contrafund® Portfolio   1.273520 +0.015663        +1.25%
  Growth Stock (MSA/The Boston Company)   2.655945 +0.029700        +1.13%
  Focused Appreciation (MSA/Janus)   2.155483 +0.024428        +1.15%
  Mid Cap Value (MSA/American Century)   2.091850 +0.023048        +1.11%
  Fidelity® VIP Mid Cap Portfolio   2.797342 +0.036230        +1.31%
  Index 400 Stock (MSA)   2.491457 +0.029770        +1.21%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   4.366222 +0.039588        +0.91%
  Small Cap Value (MSA/T Rowe Price)   2.122353 +0.031548        +1.51%
  Index 600 Stock (MSA)   1.328261 +0.021619        +1.65%
  Russell Aggressive Equity   1.558494 +0.025879        +1.69%
  Small Cap Growth Stock (MSA/Wellington)   2.650362 +0.034406        +1.32%
  International Equity (MSA/Franklin Templeton)   2.439752 +0.018416        +0.76%
  Emerging Markets Equity (MSA/MFS®)   0.833701 +0.005823        +0.70%
  Research International Core (MSA/MFS®)   0.819091 +0.007791        +0.96%
  Russell Non-US   1.068698 +0.016039        +1.52%
  International Growth (MSA/Janus)   1.269486 +0.010961        +0.87%
  Asset Allocation (MSA)   1.289591 +0.009657        +0.75%
  Balanced (MSA)   4.673924 +0.025015        +0.54%
  Russell LifePoints® Variable Moderate   1.096967 +0.005033        +0.46%
  Russell LifePoints® Variable Balanced   1.070349 +0.008928        +0.84%
  Russell LifePoints® Variable Growth   1.012043 +0.009618        +0.96%
  Russell LifePoints® Variable Equity Growth   0.941492 +0.010437        +1.12%
  Russell Global Real Estate Securities   2.600537 +0.048588        +1.90%
  Credit Suisse Commodity Return Strategy   5.863854 -0.010543        -0.18%
  Short-Term Bond (MSA/T. Rowe Price)   0.942932 -0.000089        -0.01%
  Inflation Protection (MSA/American Century)   1.083946 -0.000102        -0.01%
  Russell Core Bond   1.354684 -0.002639        -0.19%
  Select Bond (MSA/Wells Capital Management Inc.)   3.454473 -0.003072        -0.09%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.406882 -0.005427        -0.38%
  Multi-Sector Bond (MSA/PIMCO)   1.260033 +0.001016        +0.08%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   2.219617 -0.000209        -0.01%
  Money Market (MSA/BlackRock Advisors LLC)   1.201180 -0.000113        -0.01%

NMFN-UVIP-13 (0309)