Account B Series QQ Front-Load 5.0% 

November 25, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.955033 -0.001798        -0.19%
  Domestic Equity (MSA/Delaware Management)   1.197646 -0.004313        -0.36%
  Equity Income (MSA/T Rowe Price)   1.550338 -0.004585        -0.29%
  Large Cap Blend (MSA/Fiduciary Management)   0.929734 +0.000704        +0.08%
  Index 500 Stock (MSA)   3.237769 -0.003684        -0.11%
  Large Cap Core Stock (MSA/FayezSarofim)   1.517525 -0.002010        -0.13%
  Neuberger Berman AMT Socially Responsive   1.116941 -0.004386        -0.39%
  Russell Multi-Style Equity   0.844173 -0.000527        -0.06%
  Fidelity® VIP Contrafund® Portfolio   1.163953 -0.001076        -0.09%
  Growth Stock (MSA/The Boston Company)   2.015498 -0.000964        -0.05%
  Focused Appreciation (MSA/Janus)   1.886336 +0.000465        +0.02%
  Mid Cap Value (MSA/American Century)   1.807839 -0.001275        -0.07%
  Fidelity® VIP Mid Cap Portfolio   2.435827 -0.001637        -0.07%
  Index 400 Stock (MSA)   2.037157 -0.000272        -0.01%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.198975 -0.003259        -0.10%
  Small Cap Value (MSA/T Rowe Price)   1.762727 -0.004718        -0.27%
  Index 600 Stock (MSA)   1.197791 -0.001044        -0.09%
  Russell Aggressive Equity   1.254691 -0.002473        -0.20%
  Small Cap Growth Stock (MSA/Wellington)   2.183269 -0.006531        -0.30%
  International Equity (MSA/Franklin Templeton)   1.799588 +0.002681        +0.15%
  Emerging Markets Equity (MSA/MFS®)   0.744951 -0.000854        -0.11%
  Research International Core (MSA/MFS®)   0.741223 +0.002247        +0.30%
  Russell Non-US   0.868390 +0.002743        +0.32%
  International Growth (MSA/Janus)   1.069740 +0.005940        +0.56%
  Asset Allocation (MSA)   1.077141 -0.000144        -0.01%
  Balanced (MSA)   3.039313 +0.001638        +0.05%
  Russell LifePoints® Variable Moderate   0.989471 +0.000787        +0.08%
  Russell LifePoints® Variable Balanced   0.969045 +0.000768        +0.08%
  Russell LifePoints® Variable Growth   0.918238 +0.000746        +0.08%
  Russell LifePoints® Variable Equity Growth   0.854967 -0.000114        -0.01%
  Russell Global Real Estate Securities   2.071950 +0.000979        +0.05%
  Credit Suisse Commodity Return Strategy   5.546897 +0.018192        +0.33%
  Short-Term Bond (MSA/T. Rowe Price)   0.843374 -0.000113        -0.01%
  Inflation Protection (MSA/American Century)   0.970358 +0.001616        +0.17%
  Russell Core Bond   1.083983 +0.001857        +0.17%
  Select Bond (MSA/Wells Capital Management Inc.)   2.227957 +0.004995        +0.22%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.279676 +0.011668        +0.92%
  Multi-Sector Bond (MSA/PIMCO)   1.122974 +0.000865        +0.08%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.633301 +0.002016        +0.12%
  Money Market (MSA/BlackRock Advisors LLC)   0.771666 -0.000103        -0.01%

NMFN-UVIP-14 (0309)