Account B Series QQ Front-Load 5.0% 

October 30, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.924015 +0.004066        +0.44%
  Domestic Equity (MSA/Delaware Management)   1.157644 +0.004847        +0.42%
  Equity Income (MSA/T Rowe Price)   1.510057 +0.007705        +0.51%
  Large Cap Blend (MSA/Fiduciary Management)   0.892228 +0.004871        +0.55%
  Index 500 Stock (MSA)   3.129977 +0.019157        +0.62%
  Large Cap Core Stock (MSA/FayezSarofim)   1.474768 +0.007962        +0.54%
  Neuberger Berman AMT Socially Responsive   1.081627 +0.004107        +0.38%
  Russell Multi-Style Equity   0.815106 +0.006127        +0.76%
  Fidelity® VIP Contrafund® Portfolio   1.128899 +0.006625        +0.59%
  Growth Stock (MSA/The Boston Company)   1.954935 +0.015765        +0.81%
  Focused Appreciation (MSA/Janus)   1.805816 +0.018474        +1.03%
  Mid Cap Value (MSA/American Century)   1.752971 +0.008060        +0.46%
  Fidelity® VIP Mid Cap Portfolio   2.339693 +0.008900        +0.38%
  Index 400 Stock (MSA)   1.969116 +0.005999        +0.31%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.072807 +0.022319        +0.73%
  Small Cap Value (MSA/T Rowe Price)   1.727639 +0.007265        +0.42%
  Index 600 Stock (MSA)   1.172688 +0.008715        +0.75%
  Russell Aggressive Equity   1.225906 +0.009861        +0.81%
  Small Cap Growth Stock (MSA/Wellington)   2.092505 +0.016713        +0.81%
  International Equity (MSA/Franklin Templeton)   1.776538 +0.008558        +0.48%
  Emerging Markets Equity (MSA/MFS®)   0.743005 +0.003684        +0.50%
  Research International Core (MSA/MFS®)   0.728113 +0.003826        +0.53%
  Russell Non-US   0.842006 +0.004191        +0.50%
  International Growth (MSA/Janus)   1.039896 +0.006728        +0.65%
  Asset Allocation (MSA)   1.057550 +0.005246        +0.50%
  Balanced (MSA)   2.996566 +0.011907        +0.40%
  Russell LifePoints® Variable Moderate   0.980009 +0.002635        +0.27%
  Russell LifePoints® Variable Balanced   0.952611 +0.003475        +0.37%
  Russell LifePoints® Variable Growth   0.899642 +0.004239        +0.47%
  Russell LifePoints® Variable Equity Growth   0.835615 +0.005042        +0.61%
  Russell Global Real Estate Securities   2.041361 +0.011069        +0.55%
  Credit Suisse Commodity Return Strategy   5.585210 -0.048246        -0.86%
  Short-Term Bond (MSA/T. Rowe Price)   0.846313 -0.000113        -0.01%
  Inflation Protection (MSA/American Century)   0.972863 +0.000746        +0.08%
  Russell Core Bond   1.085751 +0.000859        +0.08%
  Select Bond (MSA/Wells Capital Management Inc.)   2.228633 +0.001472        +0.07%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.267501 -0.000169        -0.01%
  Multi-Sector Bond (MSA/PIMCO)   1.129939 +0.000868        +0.08%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.652440 -0.000221        -0.01%
  Money Market (MSA/BlackRock Advisors LLC)   0.774348 -0.000104        -0.01%

NMFN-UVIP-14 (0309)