Account B Series RR Back-Load (Class B) 3.5% 

November 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.967754 +0.006656        +0.69%
  Domestic Equity (MSA/Delaware Management)   1.230901 +0.005810        +0.47%
  Equity Income (MSA/T Rowe Price)   1.589419 +0.008752        +0.55%
  Large Cap Blend (MSA/Fiduciary Management)   0.942977 +0.004927        +0.53%
  Index 500 Stock (MSA)   3.295968 +0.016983        +0.52%
  Large Cap Core Stock (MSA/FayezSarofim)   1.578184 +0.010138        +0.65%
  Neuberger Berman AMT Socially Responsive   1.135236 +0.005589        +0.49%
  Russell Multi-Style Equity   0.867496 +0.004585        +0.53%
  Fidelity® VIP Contrafund® Portfolio   1.177794 +0.007326        +0.63%
  Growth Stock (MSA/The Boston Company)   2.086545 +0.011294        +0.54%
  Focused Appreciation (MSA/Janus)   1.912658 +0.013696        +0.72%
  Mid Cap Value (MSA/American Century)   1.846136 +0.008218        +0.45%
  Fidelity® VIP Mid Cap Portfolio   2.475549 +0.013098        +0.53%
  Index 400 Stock (MSA)   2.085768 +0.009380        +0.45%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.508383 +0.016209        +0.46%
  Small Cap Value (MSA/T Rowe Price)   1.796849 +0.004369        +0.24%
  Index 600 Stock (MSA)   1.203305 +0.000743        +0.06%
  Russell Aggressive Equity   1.279732 +0.000628        +0.05%
  Small Cap Growth Stock (MSA/Wellington)   2.217236 +0.008902        +0.40%
  International Equity (MSA/Franklin Templeton)   1.864133 +0.012962        +0.70%
  Emerging Markets Equity (MSA/MFS®)   0.753870 +0.010620        +1.43%
  Research International Core (MSA/MFS®)   0.749256 +0.006254        +0.84%
  Russell Non-US   0.888403 +0.005043        +0.57%
  International Growth (MSA/Janus)   1.088487 +0.011566        +1.07%
  Asset Allocation (MSA)   1.101847 +0.005369        +0.49%
  Balanced (MSA)   3.852902 +0.015106        +0.39%
  Russell LifePoints® Variable Moderate   1.001654 +0.003602        +0.36%
  Russell LifePoints® Variable Balanced   0.980029 +0.004429        +0.45%
  Russell LifePoints® Variable Growth   0.927722 +0.004291        +0.46%
  Russell LifePoints® Variable Equity Growth   0.863531 +0.004233        +0.49%
  Russell Global Real Estate Securities   2.127789 +0.011377        +0.54%
  Credit Suisse Commodity Return Strategy   5.606805 +0.008817        +0.16%
  Short-Term Bond (MSA/T. Rowe Price)   0.855306 -0.000110        -0.01%
  Inflation Protection (MSA/American Century)   0.982443 +0.003418        +0.35%
  Russell Core Bond   1.115250 +0.001920        +0.17%
  Select Bond (MSA/Wells Capital Management Inc.)   3.589178 +0.005241        +0.15%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.287109 +0.005845        +0.46%
  Multi-Sector Bond (MSA/PIMCO)   1.136899 +0.002947        +0.26%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.695142 +0.004434        +0.26%
  Money Market (MSA/BlackRock Advisors LLC)   0.925248 -0.000119        -0.01%

NMFN-UVIP-15 (0309)