Account B Series RR Back-Load (Class B) 3.5% 

November 25, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.968951 -0.001819        -0.19%
  Domestic Equity (MSA/Delaware Management)   1.228565 -0.004418        -0.36%
  Equity Income (MSA/T Rowe Price)   1.585023 -0.004679        -0.29%
  Large Cap Blend (MSA/Fiduciary Management)   0.943334 +0.000720        +0.08%
  Index 500 Stock (MSA)   3.300074 -0.003738        -0.11%
  Large Cap Core Stock (MSA/FayezSarofim)   1.578313 -0.002082        -0.13%
  Neuberger Berman AMT Socially Responsive   1.133221 -0.004444        -0.39%
  Russell Multi-Style Equity   0.869611 -0.000538        -0.06%
  Fidelity® VIP Contrafund® Portfolio   1.180925 -0.001086        -0.09%
  Growth Stock (MSA/The Boston Company)   2.096306 -0.000992        -0.05%
  Focused Appreciation (MSA/Janus)   1.928543 +0.000486        +0.03%
  Mid Cap Value (MSA/American Century)   1.848356 -0.001294        -0.07%
  Fidelity® VIP Mid Cap Portfolio   2.490367 -0.001661        -0.07%
  Index 400 Stock (MSA)   2.098624 -0.000270        -0.01%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.527394 -0.003575        -0.10%
  Small Cap Value (MSA/T Rowe Price)   1.808187 -0.004830        -0.27%
  Index 600 Stock (MSA)   1.215244 -0.001053        -0.09%
  Russell Aggressive Equity   1.292532 -0.002541        -0.20%
  Small Cap Growth Stock (MSA/Wellington)   2.249150 -0.006716        -0.30%
  International Equity (MSA/Franklin Templeton)   1.875354 +0.002804        +0.15%
  Emerging Markets Equity (MSA/MFS®)   0.755778 -0.000862        -0.11%
  Research International Core (MSA/MFS®)   0.752045 +0.002284        +0.30%
  Russell Non-US   0.894574 +0.002831        +0.32%
  International Growth (MSA/Janus)   1.097287 +0.006099        +0.56%
  Asset Allocation (MSA)   1.104952 -0.000142        -0.01%
  Balanced (MSA)   3.863917 +0.002103        +0.05%
  Russell LifePoints® Variable Moderate   1.003936 +0.000803        +0.08%
  Russell LifePoints® Variable Balanced   0.983167 +0.000784        +0.08%
  Russell LifePoints® Variable Growth   0.931653 +0.000762        +0.08%
  Russell LifePoints® Variable Equity Growth   0.867430 -0.000111        -0.01%
  Russell Global Real Estate Securities   2.134459 +0.001020        +0.05%
  Credit Suisse Commodity Return Strategy   5.584861 +0.018347        +0.33%
  Short-Term Bond (MSA/T. Rowe Price)   0.855697 -0.000110        -0.01%
  Inflation Protection (MSA/American Century)   0.984595 +0.001645        +0.17%
  Russell Core Bond   1.116739 +0.001919        +0.17%
  Select Bond (MSA/Wells Capital Management Inc.)   3.598732 +0.008087        +0.23%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.298460 +0.011847        +0.92%
  Multi-Sector Bond (MSA/PIMCO)   1.139406 +0.000884        +0.08%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.698920 +0.002106        +0.12%
  Money Market (MSA/BlackRock Advisors LLC)   0.924773 -0.000119        -0.01%

NMFN-UVIP-15 (0309)