Account B Series RR Back-Load (Class B) 3.5% 

October 20, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.890052 +0.007319        +0.83%
  Domestic Equity (MSA/Delaware Management)   1.138391 +0.006412        +0.57%
  Equity Income (MSA/T Rowe Price)   1.488067 +0.011121        +0.75%
  Large Cap Blend (MSA/Fiduciary Management)   0.864081 +0.004737        +0.55%
  Index 500 Stock (MSA)   3.047403 +0.026300        +0.87%
  Large Cap Core Stock (MSA/FayezSarofim)   1.478029 +0.008873        +0.60%
  Neuberger Berman AMT Socially Responsive   1.051633 +0.009195        +0.88%
  Russell Multi-Style Equity   0.800765 +0.006982        +0.88%
  Fidelity® VIP Contrafund® Portfolio   1.095063 +0.011157        +1.03%
  Growth Stock (MSA/The Boston Company)   1.929728 +0.020305        +1.06%
  Focused Appreciation (MSA/Janus)   1.754775 +0.017013        +0.98%
  Mid Cap Value (MSA/American Century)   1.717915 +0.014200        +0.83%
  Fidelity® VIP Mid Cap Portfolio   2.268211 +0.020013        +0.89%
  Index 400 Stock (MSA)   1.935068 +0.019713        +1.03%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   3.223854 +0.017583        +0.55%
  Small Cap Value (MSA/T Rowe Price)   1.693406 +0.017060        +1.02%
  Index 600 Stock (MSA)   1.125365 +0.012187        +1.09%
  Russell Aggressive Equity   1.195943 +0.011472        +0.97%
  Small Cap Growth Stock (MSA/Wellington)   2.043754 +0.026894        +1.33%
  International Equity (MSA/Franklin Templeton)   1.802483 +0.002365        +0.13%
  Emerging Markets Equity (MSA/MFS®)   0.737762 +0.001253        +0.17%
  Research International Core (MSA/MFS®)   0.717274 +0.004508        +0.63%
  Russell Non-US   0.844722 +0.004115        +0.49%
  International Growth (MSA/Janus)   1.037340 +0.006655        +0.65%
  Asset Allocation (MSA)   1.054753 +0.006051        +0.58%
  Balanced (MSA)   3.730411 +0.014233        +0.38%
  Russell LifePoints® Variable Moderate   0.981432 +0.002433        +0.25%
  Russell LifePoints® Variable Balanced   0.943821 +0.004211        +0.45%
  Russell LifePoints® Variable Growth   0.885496 +0.004974        +0.56%
  Russell LifePoints® Variable Equity Growth   0.819109 +0.004921        +0.60%
  Russell Global Real Estate Securities   2.044277 +0.021316        +1.05%
  Credit Suisse Commodity Return Strategy   5.562876 -0.050041        -0.89%
  Short-Term Bond (MSA)   0.861332 +0.000503        +0.06%
  Inflation Protection (MSA/American Century)   0.994494 +0.000507        +0.05%
  Russell Core Bond   1.123985 -0.000433        -0.04%
  Select Bond (MSA)   3.618278 +0.001469        +0.04%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.305685 +0.001911        +0.15%
  Multi-Sector Bond (MSA/PIMCO)   1.139515 +0.000596        +0.05%
  High Yield Bond (MSA)   1.706796 +0.001678        +0.10%
  Money Market (MSA)   0.929057 -0.000358        -0.04%

NMFN-UVIP-15 (0309)