Account B Series RR Back-Load (Class B) 5.0% 

November 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.867764 +0.005934        +0.69%
  Domestic Equity (MSA/Delaware Management)   1.016149 +0.004756        +0.47%
  Equity Income (MSA/T Rowe Price)   1.345650 +0.007357        +0.55%
  Large Cap Blend (MSA/Fiduciary Management)   0.845592 +0.004385        +0.52%
  Index 500 Stock (MSA)   2.333838 +0.011934        +0.51%
  Large Cap Core Stock (MSA/FayezSarofim)   1.173773 +0.007494        +0.64%
  Neuberger Berman AMT Socially Responsive   1.017974 +0.004971        +0.49%
  Russell Multi-Style Equity   0.693269 +0.003637        +0.53%
  Fidelity® VIP Contrafund® Portfolio   1.056128 +0.006528        +0.62%
  Growth Stock (MSA/The Boston Company)   1.551892 +0.008339        +0.54%
  Focused Appreciation (MSA/Janus)   1.619295 +0.011532        +0.72%
  Mid Cap Value (MSA/American Century)   1.562963 +0.006896        +0.44%
  Fidelity® VIP Mid Cap Portfolio   2.095895 +0.011007        +0.53%
  Index 400 Stock (MSA)   1.666920 +0.007431        +0.45%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.484328 +0.011380        +0.46%
  Small Cap Value (MSA/T Rowe Price)   1.483394 +0.003549        +0.24%
  Index 600 Stock (MSA)   1.079013 +0.000624        +0.06%
  Russell Aggressive Equity   1.022787 +0.000461        +0.05%
  Small Cap Growth Stock (MSA/Wellington)   1.772028 +0.007045        +0.40%
  International Equity (MSA/Franklin Templeton)   1.366517 +0.009448        +0.70%
  Emerging Markets Equity (MSA/MFS®)   0.676007 +0.009497        +1.42%
  Research International Core (MSA/MFS®)   0.671854 +0.005582        +0.84%
  Russell Non-US   0.710059 +0.004003        +0.57%
  International Growth (MSA/Janus)   0.898630 +0.009514        +1.07%
  Asset Allocation (MSA)   0.909649 +0.004396        +0.49%
  Balanced (MSA)   2.399944 +0.009315        +0.39%
  Russell LifePoints® Variable Moderate   0.898182 +0.003195        +0.36%
  Russell LifePoints® Variable Balanced   0.878792 +0.003937        +0.45%
  Russell LifePoints® Variable Growth   0.831874 +0.003815        +0.46%
  Russell LifePoints® Variable Equity Growth   0.774318 +0.003766        +0.49%
  Russell Global Real Estate Securities   1.700504 +0.009026        +0.53%
  Credit Suisse Commodity Return Strategy   5.326205 +0.008166        +0.15%
  Short-Term Bond (MSA/T. Rowe Price)   0.766948 -0.000129        -0.02%
  Inflation Protection (MSA/American Century)   0.880955 +0.003030        +0.35%
  Russell Core Bond   0.891326 +0.001500        +0.17%
  Select Bond (MSA/Wells Capital Management Inc.)   2.047920 +0.002910        +0.14%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.154119 +0.005195        +0.45%
  Multi-Sector Bond (MSA/PIMCO)   1.019465 +0.002602        +0.26%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.260738 +0.003248        +0.26%
  Money Market (MSA/BlackRock Advisors LLC)   0.576147 -0.000097        -0.02%

NMFN-UVIP-16 (0309)