Account B Series RR Back-Load (Class B) 5.0% 

May 23, 2013

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.756599 -0.001662        -0.22%
  Domestic Equity (MSA/Delaware Management)   0.867572 -0.000892        -0.10%
  Equity Income (MSA/T Rowe Price)   1.233215 -0.001778        -0.14%
  Large Cap Blend (MSA/Fiduciary Management)   0.744259 -0.002408        -0.32%
  Index 500 Stock (MSA)   1.990902 -0.005747        -0.29%
  Large Cap Core Stock (MSA)   1.058676 -0.004248        -0.40%
  Neuberger Berman AMT Socially Responsive   0.876397 -0.001541        -0.18%
  Russell Multi-Style Equity   0.597405 -0.001466        -0.24%
  Fidelity® VIP Contrafund® Portfolio   0.898627 -0.001973        -0.22%
  Growth Stock (MSA)   1.298732 -0.005580        -0.43%
  Focused Appreciation (MSA/Janus)   1.395428 -0.008130        -0.58%
  Mid Cap Value (MSA/American Century)   1.326956 -0.004609        -0.35%
  Fidelity® VIP Mid Cap Portfolio   1.834269 -0.004095        -0.22%
  Index 400 Stock (MSA)   1.482246 -0.001095        -0.07%
  Mid Cap Growth Stock (MSA)   2.288800 -0.007805        -0.34%
  Small Cap Value (MSA/T Rowe Price)   1.426578 -0.000902        -0.06%
  Index 600 Stock (MSA)   0.954677 -0.000975        -0.10%
  Russell Aggressive Equity   0.929487 +0.001702        +0.18%
  Small Cap Growth Stock (MSA)   1.520148 +0.000453        +0.03%
  International Equity (MSA/Franklin Templeton)   1.406001 -0.017733        -1.25%
  Emerging Markets Equity (MSA/MFS®)   0.776788 -0.011981        -1.52%
  Research International Core (MSA/MFS®)   0.687011 -0.014622        -2.08%
  Russell Non-US   0.692196 -0.010884        -1.55%
  International Growth (MSA/Janus)   0.911376 -0.017339        -1.87%
  Asset Allocation (MSA)   0.882357 -0.003724        -0.42%
  Balanced (MSA)   2.372338 -0.009247        -0.39%
  Russell LifePoints® Variable Moderate   0.912402 -0.003656        -0.40%
  Russell LifePoints® Variable Balanced   0.865442 -0.004422        -0.51%
  Russell LifePoints® Variable Growth   0.804904 -0.005975        -0.74%
  Russell LifePoints® Variable Equity Growth   0.738967 -0.005918        -0.79%
  Russell Global Real Estate Securities   1.723849 -0.043368        -2.45%
  Commodities Return Strategy (MSA/Credit Suisse)   6.563316 +0.007710        +0.12%
  Short-Term Bond (MSA)   0.834617 -0.000140        -0.02%
  Inflation Protection (MSA/American Century)   0.989041 -0.000997        -0.10%
  Russell Core Bond   0.950296 -0.001041        -0.11%
  Select Bond (MSA)   2.180567 -0.000366        -0.02%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.191442 +0.002107        +0.18%
  Multi-Sector Bond (MSA/PIMCO)   1.096920 -0.002074        -0.19%
  High Yield Bond (MSA)   1.329143 -0.005323        -0.40%
  Money Market (MSA)   0.630905 -0.000104        -0.02%

NMFN-UVIP-16 (0309)