Account B Series RR Back-Load (Class B) 5.0% 

October 20, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.799096 +0.006477        +0.82%
  Domestic Equity (MSA/Delaware Management)   0.940964 +0.005189        +0.55%
  Equity Income (MSA/T Rowe Price)   1.261434 +0.009279        +0.74%
  Large Cap Blend (MSA/Fiduciary Management)   0.775822 +0.004162        +0.54%
  Index 500 Stock (MSA)   2.160554 +0.018393        +0.86%
  Large Cap Core Stock (MSA/FayezSarofim)   1.100670 +0.006478        +0.59%
  Neuberger Berman AMT Socially Responsive   0.944198 +0.008144        +0.87%
  Russell Multi-Style Equity   0.640747 +0.005512        +0.87%
  Fidelity® VIP Contrafund® Portfolio   0.983183 +0.009902        +1.02%
  Growth Stock (MSA/The Boston Company)   1.437072 +0.014953        +1.05%
  Focused Appreciation (MSA/Janus)   1.487504 +0.014247        +0.97%
  Mid Cap Value (MSA/American Century)   1.456246 +0.011867        +0.82%
  Fidelity® VIP Mid Cap Portfolio   1.922780 +0.016740        +0.88%
  Index 400 Stock (MSA)   1.548438 +0.015593        +1.02%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.285735 +0.012197        +0.54%
  Small Cap Value (MSA/T Rowe Price)   1.399762 +0.013938        +1.01%
  Index 600 Stock (MSA)   1.010401 +0.010823        +1.08%
  Russell Aggressive Equity   0.957029 +0.009068        +0.96%
  Small Cap Growth Stock (MSA/Wellington)   1.635441 +0.021330        +1.32%
  International Equity (MSA/Franklin Templeton)   1.322994 +0.001580        +0.12%
  Emerging Markets Equity (MSA/MFS®)   0.662399 +0.001047        +0.16%
  Research International Core (MSA/MFS®)   0.643990 +0.003971        +0.62%
  Russell Non-US   0.675999 +0.003213        +0.48%
  International Growth (MSA/Janus)   0.857487 +0.005400        +0.63%
  Asset Allocation (MSA)   0.871868 +0.004899        +0.57%
  Balanced (MSA)   2.326578 +0.008602        +0.37%
  Russell LifePoints® Variable Moderate   0.881161 +0.002080        +0.24%
  Russell LifePoints® Variable Balanced   0.847395 +0.003681        +0.44%
  Russell LifePoints® Variable Growth   0.795012 +0.004372        +0.55%
  Russell LifePoints® Variable Equity Growth   0.735413 +0.004331        +0.59%
  Russell Global Real Estate Securities   1.635826 +0.016866        +1.04%
  Credit Suisse Commodity Return Strategy   5.291145 -0.048228        -0.90%
  Short-Term Bond (MSA)   0.773330 +0.000360        +0.05%
  Inflation Protection (MSA/American Century)   0.892887 +0.000349        +0.04%
  Russell Core Bond   0.899444 -0.000453        -0.05%
  Select Bond (MSA)   2.067127 +0.000595        +0.03%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.172256 +0.001578        +0.13%
  Multi-Sector Bond (MSA/PIMCO)   1.023099 +0.000414        +0.04%
  High Yield Bond (MSA)   1.271008 +0.001099        +0.09%
  Money Market (MSA)   0.579250 -0.000292        -0.05%

NMFN-UVIP-16 (0309)