Account B Series RR Back-Load (Class B) 5.0% 

November 24, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.870365 +0.002601        +0.30%
  Domestic Equity (MSA/Delaware Management)   1.017748 +0.001599        +0.16%
  Equity Income (MSA/T Rowe Price)   1.345730 +0.000080        +0.01%
  Large Cap Blend (MSA/Fiduciary Management)   0.845166 -0.000426        -0.05%
  Index 500 Stock (MSA)   2.339115 +0.005277        +0.23%
  Large Cap Core Stock (MSA/FayezSarofim)   1.175278 +0.001505        +0.13%
  Neuberger Berman AMT Socially Responsive   1.020031 +0.002057        +0.20%
  Russell Multi-Style Equity   0.695307 +0.002038        +0.29%
  Fidelity® VIP Contrafund® Portfolio   1.059784 +0.003656        +0.35%
  Growth Stock (MSA/The Boston Company)   1.559705 +0.007813        +0.50%
  Focused Appreciation (MSA/Janus)   1.632139 +0.012844        +0.79%
  Mid Cap Value (MSA/American Century)   1.565753 +0.002790        +0.18%
  Fidelity® VIP Mid Cap Portfolio   2.109598 +0.013703        +0.65%
  Index 400 Stock (MSA)   1.677212 +0.010292        +0.62%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   2.500026 +0.015698        +0.63%
  Small Cap Value (MSA/T Rowe Price)   1.496564 +0.013170        +0.89%
  Index 600 Stock (MSA)   1.090534 +0.011521        +1.07%
  Russell Aggressive Equity   1.034925 +0.012138        +1.19%
  Small Cap Growth Stock (MSA/Wellington)   1.802688 +0.030660        +1.73%
  International Equity (MSA/Franklin Templeton)   1.372525 +0.006008        +0.44%
  Emerging Markets Equity (MSA/MFS®)   0.678411 +0.002404        +0.36%
  Research International Core (MSA/MFS®)   0.672227 +0.000373        +0.06%
  Russell Non-US   0.712644 +0.002585        +0.36%
  International Growth (MSA/Janus)   0.900753 +0.002123        +0.24%
  Asset Allocation (MSA)   0.912222 +0.002573        +0.28%
  Balanced (MSA)   2.405211 +0.005267        +0.22%
  Russell LifePoints® Variable Moderate   0.899402 +0.001220        +0.14%
  Russell LifePoints® Variable Balanced   0.880799 +0.002007        +0.23%
  Russell LifePoints® Variable Growth   0.834617 +0.002743        +0.33%
  Russell LifePoints® Variable Equity Growth   0.777821 +0.003503        +0.45%
  Russell Global Real Estate Securities   1.704817 +0.004313        +0.25%
  Credit Suisse Commodity Return Strategy   5.287305 -0.038900        -0.73%
  Short-Term Bond (MSA/T. Rowe Price)   0.767307 +0.000359        +0.05%
  Inflation Protection (MSA/American Century)   0.881305 +0.000350        +0.04%
  Russell Core Bond   0.890877 -0.000449        -0.05%
  Select Bond (MSA/Wells Capital Management Inc.)   2.048515 +0.000595        +0.03%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.153538 -0.000581        -0.05%
  Multi-Sector Bond (MSA/PIMCO)   1.020799 +0.001334        +0.13%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.261832 +0.001094        +0.09%
  Money Market (MSA/BlackRock Advisors LLC)   0.575857 -0.000290        -0.05%

NMFN-UVIP-16 (0309)