Account B Series RR Fee-Based 3.5% 

November 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.035893 +0.007150        +0.70%
  Domestic Equity (MSA/Delaware Management)   1.387229 +0.006581        +0.48%
  Equity Income (MSA/T Rowe Price)   1.763371 +0.009752        +0.56%
  Large Cap Blend (MSA/Fiduciary Management)   1.009352 +0.005298        +0.53%
  Index 500 Stock (MSA)   1.070980 +0.005545        +0.52%
  Large Cap Core Stock (MSA/FayezSarofim)   0.896305 +0.005780        +0.65%
  Neuberger Berman AMT Socially Responsive   1.215110 +0.006011        +0.50%
  Russell Multi-Style Equity   1.013527 +0.005382        +0.53%
  Fidelity® VIP Contrafund® Portfolio   1.260724 +0.007872        +0.63%
  Growth Stock (MSA/The Boston Company)   0.942168 +0.005123        +0.55%
  Focused Appreciation (MSA/Janus)   2.121938 +0.015246        +0.72%
  Mid Cap Value (MSA/American Century)   2.048178 +0.009168        +0.45%
  Fidelity® VIP Mid Cap Portfolio   2.746449 +0.014598        +0.53%
  Index 400 Stock (MSA)   2.024541 +0.009154        +0.45%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.891953 +0.004143        +0.47%
  Small Cap Value (MSA/T Rowe Price)   2.025066 +0.004974        +0.25%
  Index 600 Stock (MSA)   1.288043 +0.000827        +0.06%
  Russell Aggressive Equity   1.341508 +0.000691        +0.05%
  Small Cap Growth Stock (MSA/Wellington)   1.184042 +0.004782        +0.41%
  International Equity (MSA/Franklin Templeton)   1.172774 +0.008183        +0.70%
  Emerging Markets Equity (MSA/MFS®)   0.806935 +0.011387        +1.43%
  Research International Core (MSA/MFS®)   0.802020 +0.006714        +0.84%
  Russell Non-US   0.893834 +0.005096        +0.57%
  International Growth (MSA/Janus)   1.226799 +0.013065        +1.08%
  Asset Allocation (MSA)   1.241819 +0.006081        +0.49%
  Balanced (MSA)   1.097222 +0.004329        +0.40%
  Russell LifePoints® Variable Moderate   1.072131 +0.003882        +0.36%
  Russell LifePoints® Variable Balanced   1.049035 +0.004766        +0.46%
  Russell LifePoints® Variable Growth   0.993029 +0.004617        +0.47%
  Russell LifePoints® Variable Equity Growth   0.924325 +0.004554        +0.50%
  Russell Global Real Estate Securities   2.465685 +0.013244        +0.54%
  Credit Suisse Commodity Return Strategy   5.789364 +0.009246        +0.16%
  Short-Term Bond (MSA/T. Rowe Price)   0.915493 -0.000095        -0.01%
  Inflation Protection (MSA/American Century)   1.051547 +0.003684        +0.35%
  Russell Core Bond   1.304305 +0.002278        +0.17%
  Select Bond (MSA/Wells Capital Management Inc.)   1.328733 +0.001973        +0.15%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.377630 +0.006289        +0.46%
  Multi-Sector Bond (MSA/PIMCO)   1.216914 +0.003184        +0.26%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.597709 +0.004218        +0.26%
  Money Market (MSA/BlackRock Advisors LLC)   0.769619 -0.000080        -0.01%

NMFN-UVIP-19 (0309)