Account B Series RR Fee-Based 3.5% 

October 30, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.002804 +0.004442        +0.44%
  Domestic Equity (MSA/Delaware Management)   1.337443 +0.005639        +0.42%
  Equity Income (MSA/T Rowe Price)   1.711644 +0.008785        +0.52%
  Large Cap Blend (MSA/Fiduciary Management)   0.968342 +0.005315        +0.55%
  Index 500 Stock (MSA)   1.035912 +0.006371        +0.62%
  Large Cap Core Stock (MSA/FayezSarofim)   0.870533 +0.004726        +0.55%
  Neuberger Berman AMT Socially Responsive   1.173808 +0.004492        +0.38%
  Russell Multi-Style Equity   0.980352 +0.007398        +0.76%
  Fidelity® VIP Contrafund® Portfolio   1.225175 +0.007226        +0.59%
  Growth Stock (MSA/The Boston Company)   0.917509 +0.007426        +0.82%
  Focused Appreciation (MSA/Janus)   2.046844 +0.021001        +1.04%
  Mid Cap Value (MSA/American Century)   1.987056 +0.009195        +0.46%
  Fidelity® VIP Mid Cap Portfolio   2.652047 +0.010167        +0.38%
  Index 400 Stock (MSA)   1.967650 +0.006053        +0.31%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.860834 +0.006278        +0.73%
  Small Cap Value (MSA/T Rowe Price)   1.995928 +0.008453        +0.43%
  Index 600 Stock (MSA)   1.272698 +0.009496        +0.75%
  Russell Aggressive Equity   1.322944 +0.010680        +0.81%
  Small Cap Growth Stock (MSA/Wellington)   1.150372 +0.009222        +0.81%
  International Equity (MSA/Franklin Templeton)   1.163934 +0.005642        +0.49%
  Emerging Markets Equity (MSA/MFS®)   0.806319 +0.004022        +0.50%
  Research International Core (MSA/MFS®)   0.790228 +0.004176        +0.53%
  Russell Non-US   0.872107 +0.004367        +0.50%
  International Growth (MSA/Janus)   1.201401 +0.007809        +0.65%
  Asset Allocation (MSA)   1.221840 +0.006097        +0.50%
  Balanced (MSA)   1.084148 +0.004340        +0.40%
  Russell LifePoints® Variable Moderate   1.063578 +0.002892        +0.27%
  Russell LifePoints® Variable Balanced   1.033847 +0.003802        +0.37%
  Russell LifePoints® Variable Growth   0.976376 +0.004630        +0.48%
  Russell LifePoints® Variable Equity Growth   0.906867 +0.005499        +0.61%
  Russell Global Real Estate Securities   2.435245 +0.013278        +0.55%
  Credit Suisse Commodity Return Strategy   5.802604 -0.049950        -0.85%
  Short-Term Bond (MSA/T. Rowe Price)   0.918477 -0.000095        -0.01%
  Inflation Protection (MSA/American Century)   1.055853 +0.000841        +0.08%
  Russell Core Bond   1.307286 +0.001074        +0.08%
  Select Bond (MSA/Wells Capital Management Inc.)   1.331772 +0.000920        +0.07%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.375625 -0.000143        -0.01%
  Multi-Sector Bond (MSA/PIMCO)   1.226333 +0.000979        +0.08%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.618936 -0.000168        -0.01%
  Money Market (MSA/BlackRock Advisors LLC)   0.771379 -0.000080        -0.01%

NMFN-UVIP-19 (0309)