Account B Series RR Fee-Based 5.0% 

October 23, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.878024 +0.012128        +1.40%
  Domestic Equity (MSA/Delaware Management)   1.084746 +0.010996        +1.02%
  Equity Income (MSA/T Rowe Price)   1.426483 +0.014156        +1.00%
  Large Cap Blend (MSA/Fiduciary Management)   0.846447 +0.009609        +1.15%
  Index 500 Stock (MSA)   0.824892 +0.009994        +1.23%
  Large Cap Core Stock (MSA/FayezSarofim)   0.695815 +0.008180        +1.19%
  Neuberger Berman AMT Socially Responsive   1.037050 +0.014129        +1.38%
  Russell Multi-Style Equity   0.779664 +0.009661        +1.25%
  Fidelity® VIP Contrafund® Portfolio   1.076037 +0.013659        +1.29%
  Growth Stock (MSA/The Boston Company)   0.730597 +0.011346        +1.58%
  Focused Appreciation (MSA/Janus)   1.689099 +0.024673        +1.48%
  Mid Cap Value (MSA/American Century)   1.648559 +0.016710        +1.02%
  Fidelity® VIP Mid Cap Portfolio   2.195102 +0.033851        +1.57%
  Index 400 Stock (MSA)   1.568270 +0.022704        +1.47%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.684756 +0.008112        +1.20%
  Small Cap Value (MSA/T Rowe Price)   1.610013 +0.027705        +1.75%
  Index 600 Stock (MSA)   1.102697 +0.017142        +1.58%
  Russell Aggressive Equity   1.039316 +0.016792        +1.64%
  Small Cap Growth Stock (MSA/Wellington)   0.906316 +0.017086        +1.92%
  International Equity (MSA/Franklin Templeton)   0.937863 +0.005080        +0.54%
  Emerging Markets Equity (MSA/MFS®)   0.708912 -0.001577        -0.22%
  Research International Core (MSA/MFS®)   0.697669 +0.004491        +0.65%
  Russell Non-US   0.702313 +0.006555        +0.94%
  International Growth (MSA/Janus)   0.979773 +0.006422        +0.66%
  Asset Allocation (MSA)   0.995183 +0.006722        +0.68%
  Balanced (MSA)   0.873207 +0.004710        +0.54%
  Russell LifePoints® Variable Moderate   0.948318 +0.002561        +0.27%
  Russell LifePoints® Variable Balanced   0.916472 +0.005137        +0.56%
  Russell LifePoints® Variable Growth   0.861870 +0.006677        +0.78%
  Russell LifePoints® Variable Equity Growth   0.798816 +0.006585        +0.83%
  Russell Global Real Estate Securities   1.958478 +0.014410        +0.74%
  Credit Suisse Commodity Return Strategy   5.494338 +0.027393        +0.50%
  Short-Term Bond (MSA)   0.825939 -0.000920        -0.11%
  Inflation Protection (MSA/American Century)   0.949401 -0.002698        -0.28%
  Russell Core Bond   1.066520 -0.002123        -0.20%
  Select Bond (MSA)   1.085297 -0.002740        -0.25%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.235817 -0.008286        -0.67%
  Multi-Sector Bond (MSA/PIMCO)   1.096713 -0.000157        -0.01%
  High Yield Bond (MSA)   1.318254 -0.000189        -0.01%
  Money Market (MSA)   0.628182 -0.000090        -0.01%

NMFN-UVIP-20 (0309)