Account B Series RR Fee-Based 5.0% 

October 31, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.912914 +0.012924        +1.44%
  Domestic Equity (MSA/Delaware Management)   1.120097 +0.014957        +1.35%
  Equity Income (MSA/T Rowe Price)   1.464499 +0.014134        +0.97%
  Large Cap Blend (MSA/Fiduciary Management)   0.880301 +0.011213        +1.29%
  Index 500 Stock (MSA)   0.852489 +0.009759        +1.16%
  Large Cap Core Stock (MSA/FayezSarofim)   0.716778 +0.008603        +1.21%
  Neuberger Berman AMT Socially Responsive   1.063921 +0.010429        +0.99%
  Russell Multi-Style Equity   0.807645 +0.010053        +1.26%
  Fidelity® VIP Contrafund® Portfolio   1.113191 +0.013638        +1.24%
  Growth Stock (MSA/The Boston Company)   0.754759 +0.008403        +1.13%
  Focused Appreciation (MSA/Janus)   1.754209 +0.019796        +1.14%
  Mid Cap Value (MSA/American Century)   1.702424 +0.018675        +1.11%
  Fidelity® VIP Mid Cap Portfolio   2.276627 +0.029376        +1.31%
  Index 400 Stock (MSA)   1.619905 +0.019278        +1.20%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.706628 +0.006373        +0.91%
  Small Cap Value (MSA/T Rowe Price)   1.673983 +0.024802        +1.50%
  Index 600 Stock (MSA)   1.161041 +0.018842        +1.65%
  Russell Aggressive Equity   1.094296 +0.018118        +1.68%
  Small Cap Growth Stock (MSA/Wellington)   0.948063 +0.012262        +1.31%
  International Equity (MSA/Franklin Templeton)   0.953972 +0.007155        +0.76%
  Emerging Markets Equity (MSA/MFS®)   0.728731 +0.005054        +0.70%
  Research International Core (MSA/MFS®)   0.715973 +0.006775        +0.96%
  Russell Non-US   0.720240 +0.010775        +1.52%
  International Growth (MSA/Janus)   1.001223 +0.008596        +0.87%
  Asset Allocation (MSA)   1.017179 +0.007568        +0.75%
  Balanced (MSA)   0.886694 +0.004703        +0.53%
  Russell LifePoints® Variable Moderate   0.958905 +0.004353        +0.46%
  Russell LifePoints® Variable Balanced   0.935589 +0.007759        +0.84%
  Russell LifePoints® Variable Growth   0.884656 +0.008365        +0.95%
  Russell LifePoints® Variable Equity Growth   0.822993 +0.009084        +1.12%
  Russell Global Real Estate Securities   2.018591 +0.037619        +1.90%
  Credit Suisse Commodity Return Strategy   5.506806 -0.010172        -0.18%
  Short-Term Bond (MSA/T. Rowe Price)   0.824193 -0.000118        -0.01%
  Inflation Protection (MSA/American Century)   0.947459 -0.000136        -0.01%
  Russell Core Bond   1.061364 -0.002120        -0.20%
  Select Bond (MSA/Wells Capital Management Inc.)   1.082333 -0.001016        -0.09%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.229774 -0.004804        -0.39%
  Multi-Sector Bond (MSA/PIMCO)   1.101410 +0.000835        +0.08%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.316743 -0.000189        -0.01%
  Money Market (MSA/BlackRock Advisors LLC)   0.627462 -0.000090        -0.01%

NMFN-UVIP-20 (0309)