Account B Series RR Fee-Based 5.0% 

November 28, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.923073 -0.007580        -0.81%
  Domestic Equity (MSA/Delaware Management)   1.137006 -0.009044        -0.79%
  Equity Income (MSA/T Rowe Price)   1.479641 -0.010510        -0.71%
  Large Cap Blend (MSA/Fiduciary Management)   0.902588 -0.001872        -0.21%
  Index 500 Stock (MSA)   0.871598 -0.002437        -0.28%
  Large Cap Core Stock (MSA/FayezSarofim)   0.724745 -0.006278        -0.86%
  Neuberger Berman AMT Socially Responsive   1.089898 -0.001687        -0.15%
  Russell Multi-Style Equity   0.825067 -0.003073        -0.37%
  Fidelity® VIP Contrafund® Portfolio   1.130240 -0.005702        -0.50%
  Growth Stock (MSA/The Boston Company)   0.769487 -0.001280        -0.17%
  Focused Appreciation (MSA/Janus)   1.818779 +0.002233        +0.12%
  Mid Cap Value (MSA/American Century)   1.731304 -0.007439        -0.43%
  Fidelity® VIP Mid Cap Portfolio   2.332334 -0.010741        -0.46%
  Index 400 Stock (MSA)   1.642985 -0.013146        -0.79%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.729803 -0.001069        -0.15%
  Small Cap Value (MSA/T Rowe Price)   1.655167 -0.028271        -1.68%
  Index 600 Stock (MSA)   1.152950 -0.016683        -1.43%
  Russell Aggressive Equity   1.082497 -0.019189        -1.74%
  Small Cap Growth Stock (MSA/Wellington)   0.970950 -0.009043        -0.92%
  International Equity (MSA/Franklin Templeton)   0.954819 -0.008056        -0.84%
  Emerging Markets Equity (MSA/MFS®)   0.719944 -0.006813        -0.94%
  Research International Core (MSA/MFS®)   0.718433 -0.004774        -0.66%
  Russell Non-US   0.729393 -0.003219        -0.44%
  International Growth (MSA/Janus)   1.016797 -0.005370        -0.53%
  Asset Allocation (MSA)   1.025908 -0.003709        -0.36%
  Balanced (MSA)   0.893363 -0.002060        -0.23%
  Russell LifePoints® Variable Moderate   0.963115 -0.002065        -0.21%
  Russell LifePoints® Variable Balanced   0.941449 -0.003764        -0.40%
  Russell LifePoints® Variable Growth   0.890418 -0.005330        -0.60%
  Russell LifePoints® Variable Equity Growth   0.829695 -0.004404        -0.53%
  Russell Global Real Estate Securities   2.020250 -0.001797        -0.09%
  Credit Suisse Commodity Return Strategy   5.260502 -0.207132        -3.79%
  Short-Term Bond (MSA/T. Rowe Price)   0.821687 +0.000562        +0.07%
  Inflation Protection (MSA/American Century)   0.944514 -0.001120        -0.12%
  Russell Core Bond   1.063970 +0.001655        +0.16%
  Select Bond (MSA/Wells Capital Management Inc.)   1.084852 +0.001403        +0.13%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.255960 +0.005403        +0.43%
  Multi-Sector Bond (MSA/PIMCO)   1.094037 -0.000314        -0.03%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.297234 -0.003932        -0.30%
  Money Market (MSA/BlackRock Advisors LLC)   0.624946 -0.000179        -0.03%

NMFN-UVIP-20 (0309)