Account B Series RR Front-Load 3.5 

November 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.024238 +0.007065        +0.69%
  Domestic Equity (MSA/Delaware Management)   1.359851 +0.006446        +0.48%
  Equity Income (MSA/T Rowe Price)   1.733115 +0.009578        +0.56%
  Large Cap Blend (MSA/Fiduciary Management)   0.998012 +0.005235        +0.53%
  Index 500 Stock (MSA)   1.010674 +0.005228        +0.52%
  Large Cap Core Stock (MSA/FayezSarofim)   0.819739 +0.005283        +0.65%
  Neuberger Berman AMT Socially Responsive   1.201407 +0.005939        +0.50%
  Russell Multi-Style Equity   0.945772 +0.005018        +0.53%
  Fidelity® VIP Contrafund® Portfolio   1.246519 +0.007779        +0.63%
  Growth Stock (MSA/The Boston Company)   0.896843 +0.004872        +0.55%
  Focused Appreciation (MSA/Janus)   2.085516 +0.014976        +0.72%
  Mid Cap Value (MSA/American Century)   2.013031 +0.009002        +0.45%
  Fidelity® VIP Mid Cap Portfolio   2.699311 +0.014337        +0.53%
  Index 400 Stock (MSA)   1.910031 +0.008629        +0.45%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.850410 +0.003946        +0.47%
  Small Cap Value (MSA/T Rowe Price)   1.985157 +0.004868        +0.25%
  Index 600 Stock (MSA)   1.273504 +0.000812        +0.06%
  Russell Aggressive Equity   1.263845 +0.000646        +0.05%
  Small Cap Growth Stock (MSA/Wellington)   1.180727 +0.004764        +0.41%
  International Equity (MSA/Franklin Templeton)   1.160877 +0.008095        +0.70%
  Emerging Markets Equity (MSA/MFS®)   0.797886 +0.011256        +1.43%
  Research International Core (MSA/MFS®)   0.792963 +0.006635        +0.84%
  Russell Non-US   0.824141 +0.004695        +0.57%
  International Growth (MSA/Janus)   1.202594 +0.012803        +1.08%
  Asset Allocation (MSA)   1.217299 +0.005956        +0.49%
  Balanced (MSA)   1.057532 +0.004168        +0.40%
  Russell LifePoints® Variable Moderate   1.060070 +0.003834        +0.36%
  Russell LifePoints® Variable Balanced   1.037194 +0.004708        +0.46%
  Russell LifePoints® Variable Growth   0.981816 +0.004561        +0.47%
  Russell LifePoints® Variable Equity Growth   0.913888 +0.004499        +0.49%
  Russell Global Real Estate Securities   2.616725 +0.014044        +0.54%
  Credit Suisse Commodity Return Strategy   5.758538 +0.009173        +0.16%
  Short-Term Bond (MSA/T. Rowe Price)   0.905210 -0.000098        -0.01%
  Inflation Protection (MSA/American Century)   1.039683 +0.003638        +0.35%
  Russell Core Bond   1.285275 +0.002239        +0.17%
  Select Bond (MSA/Wells Capital Management Inc.)   1.302881 +0.001929        +0.15%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.362095 +0.006213        +0.46%
  Multi-Sector Bond (MSA/PIMCO)   1.203181 +0.003143        +0.26%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.551205 +0.004089        +0.26%
  Money Market (MSA/BlackRock Advisors LLC)   0.757052 -0.000082        -0.01%

NMFN-UVIP-17 (0309)