Account B Series RR Front-Load 3.5 

October 20, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.941383 +0.007798        +0.84%
  Domestic Equity (MSA/Delaware Management)   1.256827 +0.007156        +0.57%
  Equity Income (MSA/T Rowe Price)   1.621536 +0.012217        +0.76%
  Large Cap Blend (MSA/Fiduciary Management)   0.913914 +0.005066        +0.56%
  Index 500 Stock (MSA)   0.933843 +0.008116        +0.88%
  Large Cap Core Stock (MSA/FayezSarofim)   0.767215 +0.004652        +0.61%
  Neuberger Berman AMT Socially Responsive   1.112204 +0.009791        +0.89%
  Russell Multi-Style Equity   0.872449 +0.007660        +0.89%
  Fidelity® VIP Contrafund® Portfolio   1.158200 +0.011870        +1.04%
  Growth Stock (MSA/The Boston Company)   0.828898 +0.008772        +1.07%
  Focused Appreciation (MSA/Janus)   1.912115 +0.018653        +0.99%
  Mid Cap Value (MSA/American Century)   1.871993 +0.015587        +0.84%
  Fidelity® VIP Mid Cap Portfolio   2.471615 +0.021957        +0.90%
  Index 400 Stock (MSA)   1.770872 +0.018147        +1.04%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.780932 +0.004307        +0.55%
  Small Cap Value (MSA/T Rowe Price)   1.869646 +0.018948        +1.02%
  Index 600 Stock (MSA)   1.190236 +0.012961        +1.10%
  Russell Aggressive Equity   1.180322 +0.011394        +0.97%
  Small Cap Growth Stock (MSA/Wellington)   1.087631 +0.014377        +1.34%
  International Equity (MSA/Franklin Templeton)   1.121751 +0.001541        +0.14%
  Emerging Markets Equity (MSA/MFS®)   0.780328 +0.001374        +0.18%
  Research International Core (MSA/MFS®)   0.758620 +0.004814        +0.64%
  Russell Non-US   0.783104 +0.003862        +0.50%
  International Growth (MSA/Janus)   1.145336 +0.007417        +0.65%
  Asset Allocation (MSA)   1.164510 +0.006751        +0.58%
  Balanced (MSA)   1.023241 +0.003966        +0.39%
  Russell LifePoints® Variable Moderate   1.037989 +0.002636        +0.25%
  Russell LifePoints® Variable Balanced   0.998224 +0.004515        +0.45%
  Russell LifePoints® Variable Growth   0.936514 +0.005318        +0.57%
  Russell LifePoints® Variable Equity Growth   0.866308 +0.005257        +0.61%
  Russell Global Real Estate Securities   2.512378 +0.026348        +1.06%
  Credit Suisse Commodity Return Strategy   5.709672 -0.051004        -0.89%
  Short-Term Bond (MSA)   0.910993 +0.000588        +0.06%
  Inflation Protection (MSA/American Century)   1.051749 +0.000600        +0.06%
  Russell Core Bond   1.294496 -0.000419        -0.03%
  Select Bond (MSA)   1.312582 +0.000614        +0.05%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.380849 +0.002106        +0.15%
  Multi-Sector Bond (MSA/PIMCO)   1.205156 +0.000705        +0.06%
  High Yield Bond (MSA)   1.560844 +0.001630        +0.10%
  Money Market (MSA)   0.759674 -0.000246        -0.03%

NMFN-UVIP-17 (0309)