Account B Series RR Front-Load 3.5 

October 31, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   1.005888 +0.014276        +1.44%
  Domestic Equity (MSA/Delaware Management)   1.328958 +0.017792        +1.36%
  Equity Income (MSA/T Rowe Price)   1.698880 +0.016455        +0.98%
  Large Cap Blend (MSA/Fiduciary Management)   0.969937 +0.012389        +1.29%
  Index 500 Stock (MSA)   0.989025 +0.011356        +1.16%
  Large Cap Core Stock (MSA/FayezSarofim)   0.805940 +0.009701        +1.22%
  Neuberger Berman AMT Socially Responsive   1.172206 +0.011531        +0.99%
  Russell Multi-Style Equity   0.926461 +0.011564        +1.26%
  Fidelity® VIP Contrafund® Portfolio   1.226546 +0.015069        +1.24%
  Growth Stock (MSA/The Boston Company)   0.883317 +0.009866        +1.13%
  Focused Appreciation (MSA/Janus)   2.034925 +0.023035        +1.14%
  Mid Cap Value (MSA/American Century)   1.974868 +0.021732        +1.11%
  Fidelity® VIP Mid Cap Portfolio   2.640934 +0.034169        +1.31%
  Index 400 Stock (MSA)   1.878951 +0.022426        +1.21%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.828313 +0.007499        +0.91%
  Small Cap Value (MSA/T Rowe Price)   1.986266 +0.029498        +1.51%
  Index 600 Stock (MSA)   1.279249 +0.020805        +1.65%
  Russell Aggressive Equity   1.267499 +0.021030        +1.69%
  Small Cap Growth Stock (MSA/Wellington)   1.162325 +0.015073        +1.31%
  International Equity (MSA/Franklin Templeton)   1.160978 +0.008748        +0.76%
  Emerging Markets Equity (MSA/MFS®)   0.802945 +0.005597        +0.70%
  Research International Core (MSA/MFS®)   0.788870 +0.007493        +0.96%
  Russell Non-US   0.816422 +0.012242        +1.52%
  International Growth (MSA/Janus)   1.188041 +0.010241        +0.87%
  Asset Allocation (MSA)   1.206846 +0.009021        +0.75%
  Balanced (MSA)   1.050635 +0.005609        +0.54%
  Russell LifePoints® Variable Moderate   1.056542 +0.004833        +0.46%
  Russell LifePoints® Variable Balanced   1.030854 +0.008585        +0.84%
  Russell LifePoints® Variable Growth   0.974691 +0.009250        +0.96%
  Russell LifePoints® Variable Equity Growth   0.906747 +0.010040        +1.12%
  Russell Global Real Estate Securities   2.633831 +0.049176        +1.90%
  Credit Suisse Commodity Return Strategy   5.761792 -0.010439        -0.18%
  Short-Term Bond (MSA/T. Rowe Price)   0.908149 -0.000098        -0.01%
  Inflation Protection (MSA/American Century)   1.043922 -0.000113        -0.01%
  Russell Core Bond   1.285811 -0.002522        -0.20%
  Select Bond (MSA/Wells Capital Management Inc.)   1.304800 -0.001178        -0.09%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.354990 -0.005246        -0.39%
  Multi-Sector Bond (MSA/PIMCO)   1.213566 +0.000962        +0.08%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.571787 -0.000170        -0.01%
  Money Market (MSA/BlackRock Advisors LLC)   0.758772 -0.000082        -0.01%

NMFN-UVIP-17 (0309)