Account B Series RR Front-Load 5.0% 

October 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.863633 +0.018457        +2.18%
  Domestic Equity (MSA/Delaware Management)   1.057504 +0.018592        +1.79%
  Equity Income (MSA/T Rowe Price)   1.398455 +0.023880        +1.74%
  Large Cap Blend (MSA/Fiduciary Management)   0.836438 +0.015918        +1.94%
  Index 500 Stock (MSA)   0.772003 +0.014775        +1.95%
  Large Cap Core Stock (MSA/FayezSarofim)   0.630792 +0.008647        +1.39%
  Neuberger Berman AMT Socially Responsive   1.020327 +0.021717        +2.17%
  Russell Multi-Style Equity   0.723290 +0.015801        +2.23%
  Fidelity® VIP Contrafund® Portfolio   1.060772 +0.020932        +2.01%
  Growth Stock (MSA/The Boston Company)   0.688227 +0.016071        +2.39%
  Focused Appreciation (MSA/Janus)   1.654005 +0.033100        +2.04%
  Mid Cap Value (MSA/American Century)   1.616003 +0.029166        +1.84%
  Fidelity® VIP Mid Cap Portfolio   2.144646 +0.049452        +2.36%
  Index 400 Stock (MSA)   1.469297 +0.033327        +2.32%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.649590 +0.016331        +2.58%
  Small Cap Value (MSA/T Rowe Price)   1.572562 +0.027164        +1.76%
  Index 600 Stock (MSA)   1.086450 +0.017808        +1.67%
  Russell Aggressive Equity   0.974178 +0.017039        +1.78%
  Small Cap Growth Stock (MSA/Wellington)   0.895774 +0.013798        +1.56%
  International Equity (MSA/Franklin Templeton)   0.923352 +0.013755        +1.51%
  Emerging Markets Equity (MSA/MFS®)   0.704126 +0.003545        +0.51%
  Research International Core (MSA/MFS®)   0.688576 +0.007466        +1.10%
  Russell Non-US   0.642157 +0.007134        +1.12%
  International Growth (MSA/Janus)   0.955879 +0.009155        +0.97%
  Asset Allocation (MSA)   0.974213 +0.011636        +1.21%
  Balanced (MSA)   0.837715 +0.008005        +0.96%
  Russell LifePoints® Variable Moderate   0.937985 +0.006086        +0.65%
  Russell LifePoints® Variable Balanced   0.905671 +0.009420        +1.05%
  Russell LifePoints® Variable Growth   0.850827 +0.009965        +1.19%
  Russell LifePoints® Variable Equity Growth   0.788454 +0.010652        +1.37%
  Russell Global Real Estate Securities   2.060220 +0.023009        +1.13%
  Credit Suisse Commodity Return Strategy   5.476686 +0.045930        +0.85%
  Short-Term Bond (MSA)   0.817773 -0.000121        -0.01%
  Inflation Protection (MSA/American Century)   0.943317 -0.000984        -0.10%
  Russell Core Bond   1.049526 -0.000155        -0.01%
  Select Bond (MSA)   1.064209 -0.000157        -0.01%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.233892 -0.005911        -0.48%
  Multi-Sector Bond (MSA/PIMCO)   1.083828 +0.001806        +0.17%
  High Yield Bond (MSA)   1.274162 +0.008470        +0.67%
  Money Market (MSA)   0.615925 -0.000091        -0.01%

NMFN-UVIP-18 (0309)