Account B Series RR Front-Load 5.0% 

November 21, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.918404 +0.006299        +0.69%
  Domestic Equity (MSA/Delaware Management)   1.122657 +0.005278        +0.47%
  Equity Income (MSA/T Rowe Price)   1.467307 +0.008052        +0.55%
  Large Cap Blend (MSA/Fiduciary Management)   0.894893 +0.004659        +0.52%
  Index 500 Stock (MSA)   0.818496 +0.004202        +0.52%
  Large Cap Core Stock (MSA/FayezSarofim)   0.663902 +0.004252        +0.64%
  Neuberger Berman AMT Socially Responsive   1.077343 +0.005283        +0.49%
  Russell Multi-Style Equity   0.765978 +0.004034        +0.53%
  Fidelity® VIP Contrafund® Portfolio   1.117722 +0.006931        +0.62%
  Growth Stock (MSA/The Boston Company)   0.726336 +0.003918        +0.54%
  Focused Appreciation (MSA/Janus)   1.765668 +0.012610        +0.72%
  Mid Cap Value (MSA/American Century)   1.704240 +0.007554        +0.45%
  Fidelity® VIP Mid Cap Portfolio   2.285328 +0.012048        +0.53%
  Index 400 Stock (MSA)   1.546858 +0.006927        +0.45%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.688730 +0.003169        +0.46%
  Small Cap Value (MSA/T Rowe Price)   1.638806 +0.003954        +0.24%
  Index 600 Stock (MSA)   1.141961 +0.000683        +0.06%
  Russell Aggressive Equity   1.023577 +0.000483        +0.05%
  Small Cap Growth Stock (MSA/Wellington)   0.956260 +0.003821        +0.40%
  International Equity (MSA/Franklin Templeton)   0.940139 +0.006519        +0.70%
  Emerging Markets Equity (MSA/MFS®)   0.715445 +0.010065        +1.43%
  Research International Core (MSA/MFS®)   0.711050 +0.005922        +0.84%
  Russell Non-US   0.667454 +0.003776        +0.57%
  International Growth (MSA/Janus)   0.992798 +0.010531        +1.07%
  Asset Allocation (MSA)   1.004947 +0.004877        +0.49%
  Balanced (MSA)   0.856435 +0.003342        +0.39%
  Russell LifePoints® Variable Moderate   0.950524 +0.003401        +0.36%
  Russell LifePoints® Variable Balanced   0.930064 +0.004185        +0.45%
  Russell LifePoints® Variable Growth   0.880422 +0.004055        +0.46%
  Russell LifePoints® Variable Equity Growth   0.819484 +0.004002        +0.49%
  Russell Global Real Estate Securities   2.119146 +0.011291        +0.54%
  Credit Suisse Commodity Return Strategy   5.470326 +0.008498        +0.16%
  Short-Term Bond (MSA/T. Rowe Price)   0.811676 -0.000120        -0.01%
  Inflation Protection (MSA/American Century)   0.932289 +0.003226        +0.35%
  Russell Core Bond   1.040888 +0.001773        +0.17%
  Select Bond (MSA/Wells Capital Management Inc.)   1.055166 +0.001521        +0.14%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.221423 +0.005523        +0.45%
  Multi-Sector Bond (MSA/PIMCO)   1.078886 +0.002776        +0.26%
  High Yield Bond (MSA/Federated Invest. Mgmt. Co.)   1.256288 +0.003262        +0.26%
  Money Market (MSA/BlackRock Advisors LLC)   0.613117 -0.000090        -0.01%

NMFN-UVIP-18 (0309)