Account B Series RR Front-Load 5.0% 

October 23, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.868225 +0.011989        +1.40%
  Domestic Equity (MSA/Delaware Management)   1.063439 +0.010776        +1.02%
  Equity Income (MSA/T Rowe Price)   1.402194 +0.013909        +1.00%
  Large Cap Blend (MSA/Fiduciary Management)   0.836993 +0.009499        +1.15%
  Index 500 Stock (MSA)   0.775703 +0.009395        +1.23%
  Large Cap Core Stock (MSA/FayezSarofim)   0.634180 +0.007453        +1.19%
  Neuberger Berman AMT Socially Responsive   1.025491 +0.013968        +1.38%
  Russell Multi-Style Equity   0.724969 +0.008980        +1.25%
  Fidelity® VIP Contrafund® Portfolio   1.064022 +0.013502        +1.29%
  Growth Stock (MSA/The Boston Company)   0.693075 +0.010760        +1.58%
  Focused Appreciation (MSA/Janus)   1.660320 +0.024246        +1.48%
  Mid Cap Value (MSA/American Century)   1.620426 +0.016419        +1.02%
  Fidelity® VIP Mid Cap Portfolio   2.157694 +0.033265        +1.57%
  Index 400 Stock (MSA)   1.474452 +0.021340        +1.47%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.650630 +0.007705        +1.20%
  Small Cap Value (MSA/T Rowe Price)   1.578418 +0.027155        +1.75%
  Index 600 Stock (MSA)   1.090406 +0.016946        +1.58%
  Russell Aggressive Equity   0.975800 +0.015762        +1.64%
  Small Cap Growth Stock (MSA/Wellington)   0.900682 +0.016977        +1.92%
  International Equity (MSA/Franklin Templeton)   0.925137 +0.005007        +0.54%
  Emerging Markets Equity (MSA/MFS®)   0.701001 -0.001562        -0.22%
  Research International Core (MSA/MFS®)   0.689886 +0.004438        +0.65%
  Russell Non-US   0.645303 +0.006020        +0.94%
  International Growth (MSA/Janus)   0.960600 +0.006292        +0.66%
  Asset Allocation (MSA)   0.975608 +0.006586        +0.68%
  Balanced (MSA)   0.838629 +0.004520        +0.54%
  Russell LifePoints® Variable Moderate   0.937709 +0.002529        +0.27%
  Russell LifePoints® Variable Balanced   0.906272 +0.005076        +0.56%
  Russell LifePoints® Variable Growth   0.852257 +0.006599        +0.78%
  Russell LifePoints® Variable Equity Growth   0.789877 +0.006508        +0.83%
  Russell Global Real Estate Securities   2.071264 +0.015232        +0.74%
  Credit Suisse Commodity Return Strategy   5.465728 +0.027228        +0.50%
  Short-Term Bond (MSA)   0.816739 -0.000913        -0.11%
  Inflation Protection (MSA/American Century)   0.938817 -0.002672        -0.28%
  Russell Core Bond   1.047282 -0.002089        -0.20%
  Select Bond (MSA)   1.060528 -0.002682        -0.25%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.222075 -0.008199        -0.67%
  Multi-Sector Bond (MSA/PIMCO)   1.084491 -0.000160        -0.01%
  High Yield Bond (MSA)   1.275517 -0.000188        -0.01%
  Money Market (MSA)   0.615743 -0.000091        -0.01%

NMFN-UVIP-18 (0309)