Account B Series RR Front-Load 5.0% 

October 29, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.886018 +0.003098        +0.35%
  Domestic Equity (MSA/Delaware Management)   1.078882 +0.000621        +0.06%
  Equity Income (MSA/T Rowe Price)   1.418373 -0.001039        -0.07%
  Large Cap Blend (MSA/Fiduciary Management)   0.854676 +0.001476        +0.17%
  Index 500 Stock (MSA)   0.787614 -0.001149        -0.15%
  Large Cap Core Stock (MSA/FayezSarofim)   0.641951 -0.000888        -0.14%
  Neuberger Berman AMT Socially Responsive   1.037779 -0.003338        -0.32%
  Russell Multi-Style Equity   0.736053 -0.000865        -0.12%
  Fidelity® VIP Contrafund® Portfolio   1.080879 -0.001643        -0.15%
  Growth Stock (MSA/The Boston Company)   0.702304 -0.003385        -0.48%
  Focused Appreciation (MSA/Janus)   1.687395 -0.008405        -0.50%
  Mid Cap Value (MSA/American Century)   1.647380 -0.000243        -0.01%
  Fidelity® VIP Mid Cap Portfolio   2.200518 -0.002188        -0.10%
  Index 400 Stock (MSA)   1.500267 -0.003412        -0.23%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.660513 -0.002969        -0.45%
  Small Cap Value (MSA/T Rowe Price)   1.609995 -0.005850        -0.36%
  Index 600 Stock (MSA)   1.121059 -0.001874        -0.17%
  Russell Aggressive Equity   1.002267 -0.001419        -0.14%
  Small Cap Growth Stock (MSA/Wellington)   0.922542 -0.006099        -0.66%
  International Equity (MSA/Franklin Templeton)   0.929457 -0.005790        -0.62%
  Emerging Markets Equity (MSA/MFS®)   0.712043 +0.000624        +0.09%
  Research International Core (MSA/MFS®)   0.697591 -0.003882        -0.55%
  Russell Non-US   0.648619 -0.003984        -0.61%
  International Growth (MSA/Janus)   0.966892 -0.005142        -0.53%
  Asset Allocation (MSA)   0.984830 -0.002666        -0.27%
  Balanced (MSA)   0.843687 -0.001864        -0.22%
  Russell LifePoints® Variable Moderate   0.941321 -0.001915        -0.20%
  Russell LifePoints® Variable Balanced   0.914143 -0.001870        -0.20%
  Russell LifePoints® Variable Growth   0.862421 -0.000967        -0.11%
  Russell LifePoints® Variable Equity Growth   0.799933 -0.001773        -0.22%
  Russell Global Real Estate Securities   2.083661 -0.006775        -0.32%
  Credit Suisse Commodity Return Strategy   5.535577 +0.055202        +1.01%
  Short-Term Bond (MSA)   0.815226 -0.000912        -0.11%
  Inflation Protection (MSA/American Century)   0.936299 -0.001825        -0.19%
  Russell Core Bond   1.043458 -0.002086        -0.20%
  Select Bond (MSA)   1.057909 -0.001838        -0.17%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.220995 +0.002109        +0.17%
  Multi-Sector Bond (MSA/PIMCO)   1.087459 -0.000160        -0.01%
  High Yield Bond (MSA)   1.274389 -0.000188        -0.01%
  Money Market (MSA)   0.615198 -0.000091        -0.01%

NMFN-UVIP-18 (0309)