Account B Series RR Front-Load 5.0% 

May 24, 2013

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.791714 -0.000117        -0.01%
  Domestic Equity (MSA/Delaware Management)   0.946056 -0.001769        -0.19%
  Equity Income (MSA/T Rowe Price)   1.327834 -0.001890        -0.14%
  Large Cap Blend (MSA/Fiduciary Management)   0.777978 -0.000911        -0.12%
  Index 500 Stock (MSA)   0.689912 -0.000519        -0.08%
  Large Cap Core Stock (MSA)   0.592038 -0.000087        -0.01%
  Neuberger Berman AMT Socially Responsive   0.918014 +0.000837        +0.09%
  Russell Multi-Style Equity   0.651849 -0.000842        -0.13%
  Fidelity® VIP Contrafund® Portfolio   0.940295 -0.000139        -0.01%
  Growth Stock (MSA)   0.600984 -0.000089        -0.01%
  Focused Appreciation (MSA/Janus)   1.501771 -0.002840        -0.19%
  Mid Cap Value (MSA/American Century)   1.429612 -0.001156        -0.08%
  Fidelity® VIP Mid Cap Portfolio   1.972800 -0.004957        -0.25%
  Index 400 Stock (MSA)   1.354513 -0.005634        -0.41%
  Mid Cap Growth Stock (MSA)   0.625828 -0.001618        -0.26%
  Small Cap Value (MSA/T Rowe Price)   1.554610 -0.003847        -0.25%
  Index 600 Stock (MSA)   0.998957 -0.000147        -0.01%
  Russell Aggressive Equity   0.920923 +0.001090        +0.12%
  Small Cap Growth Stock (MSA)   0.810700 -0.000498        -0.06%
  International Equity (MSA/Franklin Templeton)   0.956870 +0.000355        +0.04%
  Emerging Markets Equity (MSA/MFS®)   0.812823 -0.000120        -0.01%
  Research International Core (MSA/MFS®)   0.718858 -0.000106        -0.01%
  Russell Non-US   0.642144 -0.001272        -0.20%
  International Growth (MSA/Janus)   0.997008 +0.001355        +0.14%
  Asset Allocation (MSA)   0.963023 -0.000923        -0.10%
  Balanced (MSA)   0.837027 -0.000123        -0.01%
  Russell LifePoints® Variable Moderate   0.954665 -0.000141        -0.01%
  Russell LifePoints® Variable Balanced   0.904699 -0.001028        -0.11%
  Russell LifePoints® Variable Growth   0.841384 -0.000997        -0.12%
  Russell LifePoints® Variable Equity Growth   0.772378 -0.000980        -0.13%
  Russell Global Real Estate Securities   2.118796 -0.005490        -0.26%
  Commodities Return Strategy (MSA/Credit Suisse)   6.655813 -0.009928        -0.15%
  Short-Term Bond (MSA)   0.873317 -0.000129        -0.01%
  Inflation Protection (MSA/American Century)   1.036595 +0.001587        +0.15%
  Russell Core Bond   1.097201 -0.000162        -0.01%
  Select Bond (MSA)   1.110822 -0.000164        -0.01%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.250299 +0.003437        +0.28%
  Multi-Sector Bond (MSA/PIMCO)   1.145765 -0.002146        -0.19%
  High Yield Bond (MSA)   1.309486 -0.000193        -0.01%
  Money Market (MSA)   0.663806 -0.000095        -0.01%

NMFN-UVIP-18 (0309)