Account B Series RR Front-Load 5.0% 

July 28, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.903929 -0.001954        -0.22%
  Domestic Equity (MSA/Delaware Management)   1.107246 -0.001268        -0.11%
  Equity Income (MSA/T Rowe Price)   1.467555 -0.001455        -0.10%
  Large Cap Blend (MSA/Fiduciary Management)   0.883428 -0.001172        -0.13%
  Index 500 Stock (MSA)   0.793248 -0.000147        -0.02%
  Large Cap Core Stock (MSA/FayezSarofim)   0.658523 -0.000291        -0.04%
  Neuberger Berman AMT Socially Responsive   1.038751 -0.000919        -0.09%
  Russell Multi-Style Equity   0.751060 -0.000332        -0.04%
  Fidelity® VIP Contrafund® Portfolio   1.085575 -0.001383        -0.13%
  Growth Stock (MSA/The Boston Company)   0.707674 -0.001460        -0.21%
  Focused Appreciation (MSA/Janus)   1.669377 -0.001974        -0.12%
  Mid Cap Value (MSA/American Century)   1.655583 +0.003774        +0.23%
  Fidelity® VIP Mid Cap Portfolio   2.298285 -0.008578        -0.37%
  Index 400 Stock (MSA)   1.523137 -0.002961        -0.19%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.661278 -0.001953        -0.29%
  Small Cap Value (MSA/T Rowe Price)   1.671081 -0.008332        -0.50%
  Index 600 Stock (MSA)   1.123860 -0.003902        -0.35%
  Russell Aggressive Equity   1.013026 -0.004958        -0.49%
  Small Cap Growth Stock (MSA/Wellington)   0.927086 -0.007186        -0.77%
  International Equity (MSA/Franklin Templeton)   1.025645 -0.002357        -0.23%
  Emerging Markets Equity (MSA/MFS®)   0.780470 -0.001814        -0.23%
  Research International Core (MSA/MFS®)   0.760373 -0.000336        -0.04%
  Russell Non-US   0.708242 -0.000313        -0.04%
  International Growth (MSA/Janus)   1.059857 -0.004759        -0.45%
  Asset Allocation (MSA)   1.008341 -0.001963        -0.19%
  Balanced (MSA)   0.858489 -0.000907        -0.11%
  Russell LifePoints® Variable Moderate   0.962400 -0.001324        -0.14%
  Russell LifePoints® Variable Balanced   0.943296 -0.000417        -0.04%
  Russell LifePoints® Variable Growth   0.896661 -0.001247        -0.14%
  Russell LifePoints® Variable Equity Growth   0.835665 -0.001207        -0.14%
  Russell Global Real Estate Securities   2.153565 +0.004287        +0.20%
  Credit Suisse Commodity Return Strategy   6.093088 -0.002695        -0.04%
  Short-Term Bond (MSA)   0.825754 -0.000365        -0.04%
  Inflation Protection (MSA/American Century)   0.964279 -0.002112        -0.22%
  Russell Core Bond   1.046936 -0.001439        -0.14%
  Select Bond (MSA)   1.062514 -0.001306        -0.12%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.188845 -0.003934        -0.33%
  Multi-Sector Bond (MSA/PIMCO)   1.105687 -0.002428        -0.22%
  High Yield Bond (MSA)   1.300880 -0.000575        -0.04%
  Money Market (MSA)   0.623632 -0.000271        -0.04%

NMFN-UVIP-18 (0309)