Account B Series RR Front-Load 5.0% 

October 22, 2014

  Fund   Unit Value   Unit Value Change    Unit Value % Change    
  Large Company Value (MSA/American Century)   0.856236 -0.007397        -0.86%
  Domestic Equity (MSA/Delaware Management)   1.052663 -0.004841        -0.46%
  Equity Income (MSA/T Rowe Price)   1.388285 -0.010170        -0.73%
  Large Cap Blend (MSA/Fiduciary Management)   0.827494 -0.008944        -1.07%
  Index 500 Stock (MSA)   0.766308 -0.005695        -0.74%
  Large Cap Core Stock (MSA/FayezSarofim)   0.626727 -0.004065        -0.64%
  Neuberger Berman AMT Socially Responsive   1.011523 -0.008804        -0.86%
  Russell Multi-Style Equity   0.715989 -0.007301        -1.01%
  Fidelity® VIP Contrafund® Portfolio   1.050520 -0.010252        -0.97%
  Growth Stock (MSA/The Boston Company)   0.682315 -0.005912        -0.86%
  Focused Appreciation (MSA/Janus)   1.636074 -0.017931        -1.08%
  Mid Cap Value (MSA/American Century)   1.604007 -0.011996        -0.74%
  Fidelity® VIP Mid Cap Portfolio   2.124429 -0.020217        -0.94%
  Index 400 Stock (MSA)   1.453112 -0.016185        -1.10%
  Mid Cap Growth Stock (MSA/Wm Blair Co)   0.642925 -0.006665        -1.03%
  Small Cap Value (MSA/T Rowe Price)   1.551263 -0.021299        -1.35%
  Index 600 Stock (MSA)   1.073460 -0.012990        -1.20%
  Russell Aggressive Equity   0.960038 -0.014140        -1.45%
  Small Cap Growth Stock (MSA/Wellington)   0.883705 -0.012069        -1.35%
  International Equity (MSA/Franklin Templeton)   0.920130 -0.003222        -0.35%
  Emerging Markets Equity (MSA/MFS®)   0.702563 -0.001563        -0.22%
  Research International Core (MSA/MFS®)   0.685448 -0.003128        -0.45%
  Russell Non-US   0.639283 -0.002874        -0.45%
  International Growth (MSA/Janus)   0.954308 -0.001571        -0.16%
  Asset Allocation (MSA)   0.969022 -0.005191        -0.53%
  Balanced (MSA)   0.834109 -0.003606        -0.43%
  Russell LifePoints® Variable Moderate   0.935180 -0.002805        -0.30%
  Russell LifePoints® Variable Balanced   0.901196 -0.004475        -0.49%
  Russell LifePoints® Variable Growth   0.845658 -0.005169        -0.61%
  Russell LifePoints® Variable Equity Growth   0.783369 -0.005085        -0.64%
  Russell Global Real Estate Securities   2.056032 -0.004188        -0.20%
  Credit Suisse Commodity Return Strategy   5.438500 -0.038186        -0.70%
  Short-Term Bond (MSA)   0.817652 -0.000121        -0.01%
  Inflation Protection (MSA/American Century)   0.941489 -0.001828        -0.19%
  Russell Core Bond   1.049371 -0.000155        -0.01%
  Select Bond (MSA)   1.063210 -0.000999        -0.09%
  Long-Term U.S. Government Bond (MSA/PIMCO)   1.230274 -0.003618        -0.29%
  Multi-Sector Bond (MSA/PIMCO)   1.084651 +0.000823        +0.08%
  High Yield Bond (MSA)   1.275705 +0.001543        +0.12%
  Money Market (MSA)   0.615834 -0.000091        -0.01%

NMFN-UVIP-18 (0309)