Cernovich's Team Picture

Get to know my dedicated team

Each of us are committed to providing exceptional service. If you need to schedule an appointment, request service, or have a question about a policy or account, please don't hesitate to contact us.

Photo of Founder and Advisor William R Hayes

William R Hayes

CFP®, CLU®, ChFC®, RICP®

Founder and Advisor

Will Hayes is a CERTIFIED FINANCIAL PLANNER™ professional who works primarily with Business Owners on their Personal and Business financial planning needs. This includes a focus on Invest Planning, Retirement Planning, Insurance Planning, and Tax & Estate Planning. He also hold his Chartered Financial Consultant (ChFC®) and Life Underwriter (CLU®) Designations.

Originally from Americus, Georgia, Will graduated from Georgia Southwestern State University where he played tennis and studied Business Management. He moved to College Station, Texas in 2010 where his wife, Allison, completed her degree in Finance at Texas A&M. Since moving to BCS, Will has built his financial planning practice, and in 2018 founded the local 1 Million Cups chapter for business owners and entrepreneurs to connect and share their stories over coffee each week. 

Will and his wife Allison have three daughters, they enjoy being involved in multiple organizations throughout the BCS area.

Photo of Associate Wealth Management Advisor Josh W. Pownall

Josh W. Pownall

CFP®, ChFC®, CLU®, MBA, QPFC

Associate Wealth Management Advisor

Josh Pownall joined Will Hayes’ team after serving as a financial representative in the College Station Northwestern Mutual office. Josh has worked with clients around the great State of Texas, primarily assisting individual clients and small business owners by developing holistic, integrated wealth planning strategies. Josh is licensed under FINRA (Series 7 and 63). 

Josh is a CERTIFIED FINANCIAL PLANNER™ Professional and holds the Chartered Financial Consultant™ and Chartered Life Underwriter™ designations.

Josh attended the University of Mary Hardin Baylor, where he earned his Bachelor of Science in Sport Management and his Master’s in Business Administration. A former collegiate athlete, Josh is an avid outdoorsman who is active in the local sports leagues, enjoys playing tennis with his wife, Yvonne, and is currently in pursuit of the single-digit handicap in golf.

Photo of Director of Client Services Leslie Stewart

Leslie Stewart

Director of Client Services

Leslie Stewart joined Will Hayes’ team as the Director of Client Services in 2022. Prior to joining Northwestern Mutual, Leslie was an Account Executive at Lockton Dunning Benefits and the HR/Accounting Manager at HBK, an investment management firm in Dallas, Texas. Leslie is passionate about developing trusted relationships and ensuring we deliver a distinctive client experience through their financial journey.

Leslie is originally from Washington, Texas and graduated from Brenham High School. She attended The University of Texas at Austin, where she earned her Bachelor’s in Business Administration and Master’s in Professional Accounting. After spending 15 years in Dallas, her family relocated to BCS in 2020 to be closer to family and raise their children in a wonderful community.