Special Needs Planning
Crystal Herrington
Financial Advisor
Special Needs Financial Planner
I began my financial career in the banking industry in 2002. After six years in banking and earning my Business Management degree from Texas State University, I joined Northwestern Mutual as a Financial Representative. Over the years, I’ve had the privilege of serving clients in various roles, including leadership positions.
In 2018, my youngest son’s journey led me to discover my passion for the special needs community. During this time, I realized there were very few financial advisors in Central Texas with the expertise needed to navigate the unique planning required for individuals with special healthcare needs. As a special needs mom myself, I knew I wanted to change that.
Today, my financial planning practice is dedicated to serving families who have a loved one with special needs. My team and I are committed to delivering the highest level of service, ensuring families feel confident, prepared, and secure in their financial future. Our goal is to create a comprehensive plan that not only provides for the individual with special needs but also brings peace of mind to their entire family.
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
Here are my areas of expertise:
Planning for Special Needs
Financial Planning
Estate Planning
Life Insurance Strategies
Retirement Planning & Income Strategies
Education Planning & Funding
Disability Planning
Multigenerational Planning
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
