David Molenaar
Financial Representative|CLU®, ChFC®, RHU®, REBC®
Professional
DAVID A. MOLENAAR, CLU, ChFC, RHU, REBC
Dave entered the insurance industry in 1981 after graduating from college with a degree in business and a minor in economics. Initially he worked with individuals and families. In 1985, using his business background, he expanded his practice in to the corporate and group business marketplace.
Dave has continued his education over the years, keeping up with industry changes and trends while earning multiple professional designations in the insurance field, including:
- Chartered Life Underwriter (CLU)
- Chartered Financial Consultant (ChFC)
- Registered Health Underwriter (RHU)
- Registered Employee Benefits Consultant (REBC)
Today Dave is well known as a Group Disability Income Specialist. A part of his services include doing employee educational presentations, helping employees understand the value of their employer provided benefits.
Feeling a strong commitment to the community, Dave is an active member in the small rural community of Laupahoehoe on the Big Island. Over the past decade Dave has donated both time and money doing numerous projects for Laupahoehoe Community Public Charter School. In addition, in 2018 Dave helped secure a $25,000 grant from the state of Hawaii Agricultural Department for two new green houses for the school and over saw the site development and installation of them.
Most recently, Dave started a new pickleball program for his fellow community members. Pickleball is one of the fastest growing sports in America today. This new program has created an opportunity for community members to learn and play the game pickleball, as well as meet fellow community members and make new friends.
Dave enjoys hiking, mountain biking and yoga. Some hiking highlights include summiting Mt Rainer, Mt Mauna Loa, trekking thru Patagonia and multiple treks in the Himalayan Mounts of Nepal and Bhutan.
Years of Experience
Representing Northwestern Mutual since 1991.
Education
Bachelor of Arts in Business from Calvin College
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.

Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.

Here are my areas of expertise
Financial Planning
Insurance Protection Strategies
Life Insurance Strategies
Retirement Planning & Income Strategies
Education Planning & Funding
Disability Planning
Multigenerational Planning
Estate Planning
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
