Cowell Financial
David T. Cowell
Wealth Management Advisor|CFP®, AEP®, CLU®, ChFC®, RICP®
Professional
After graduating from Minnesota State University Moorhead with a Bachelor of Science degree in Finance, David Cowell began his career with Northwestern Mutual in 2000. David takes great care in developing long-term client relationships and providing quality service to both individuals and businesses.
David's definition of success: Assisting and encouraging individuals, families, and businesses to achieve their personal, professional, and financial goals.
David Cowell uses a personal planning analysis to deliver a comprehensive plan that integrates a wide spectrum of survivor income, retirement, and asset allocation needs. David helps people:
- Identify both short and longer-term goals for you and your family
- Develop a comprehensive plan that addresses a wide spectrum of needs, including asset allocation, disability income, education funding, estate planning, long-term care, retirement planning, and survivor income.
Here are my areas of expertise
Business Planning & Succession
Retirement Planning & Income Strategies
Financial Planning
Insurance Protection Strategies
Wealth Management
Tax-Efficient Strategies
Multigenerational Planning
Estate Planning
Personal
David is married to his wife, Carrie. They have two children.
David was born and raised in Brainerd. He enjoys spending as much time as possible with his children, traveling and enjoying all of the outdoor activities the Brainerd Lakes Area has to offer.
Lending a hand in my community.
David is a current member of the Brainerd Lakes Area Chamber of Commerce as well as the Brainerd Lakes Area Economic Development Corporation (BLAEDC).
David also participated in the Business Owners and Executives Round Table group from 2011 - 2015.
David served as a board member for Mount Ski Gull which is a ski hill in the Brainerd Lakes Area from 2017-2022.
David was a member of the Brainerd Sunrise Rotary Club from 2002 - 2007. He has served on the Rotary Board as Chairman of Club Assembly from May 2003 - May 2006.
David served on the First Lutheran Church Council from 2004 - 2006 and was Chairman of the Stewardship Committee from 2005 - 2006.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.

Brainerd Lakes Area Community Foundation
David is a past board member of the Brainerd Lakes Area Community Foundation and served on the Development Committee. BLACF, established in 1998, is a Community Giving partner Foundation. They seek to link donors with the needs of our community by creating permanent endowments that create a lasting impact.
St. Joseph's Foundation
David served as a board member of the Essentia Health - St. Joseph's Foundation from 2012 - 2016. St. Joseph's Foundation supports Essentia Health-St. Joseph's Medical Center and Clinics by raising and granting funds to promote the health and well-being of its patients and the people in the area it serves.
Brainerd Public Schools Foundation
David served on the Finance Committee of the Brainerd Public Schools Foundation from 2014 - 2016. The mission of the Brainerd Public Schools Foundation is to enhance opportunities for quality academics, arts, activities and athletics for the students of the Brainerd Public School District.
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
