Client Testimonial
Josh recently helped us create our long-term financial plans. Although I thought I was managing pretty well myself, he brought in the diversification needed for our family's long-term financial security. Only helps that we crossed paths during our Target tenure and is someone I can trust and recommend to my friends and colleagues too.
Client Testimonial
Josh has been an amazing advisor to lean on. His passion and skills to help our family achieve financial stability both in the present and also for the future is obvious as he spent time getting to know us and understand what our financial goals are, and then explained our best options to achieve that. He made the process extremely easy - guiding us every step of the way and we never hesitate to call Josh whenever we have a big life change!
Client Testimonial
I trust and value Josh Howard as my Financial Advisor. As an employee at Target, I find his former experience at Target to be extremely comforting as he is assisting me and my family with reaching our financial goals. He understands the nuances of Target's financial benefits and is able to apply that knowledge towards my own objectives and financial health. Josh is completely genuine in helping us reach our goals, and I take comfort in knowing he is the right person for the job. Regardless if you work for Target or not, I highly recommend Josh in assisting anyone with their financial needs!
Client Testimonial
Josh has an approach that is custom to your needs and goals. He has the experience to most effectively create the best possible plan for you in an efficient way. It is also great to work with someone who truly understands not only how to help you with your finances but also your business. This helps you always think ahead and make the best decisions possible.
Client Testimonial
We have worked with Josh as our financial representative for quite some time. Whether it be planning large expenses, children's future college funds or early retirement, Josh proactively helps us manage our family's life events. He uses a practical, no-pressure approach that builds a personal relationship and client trust for a successful future together.
Client Testimonial
I've really enjoyed working with Josh over the past year. He asks questions, is open-minded, and really tries to enhance your financial plans to ensure a well-balanced portfolio in terms of risk. I was hesitant to work with a Financial Advisor in the past because I wasn't looking to give up control, but I've been very impressed with how Josh has filled in the gaps that I didn't see, while understanding that I'm still going to execute my plan. It certainly helps that he's a kind, family-oriented guy that is very easy to relate to. I highly recommend him and only wish I would have gotten started with him sooner!
Client Testimonial
Working with Josh has been a great experience, for many reasons. His understanding of our pay and benefits structure, ability to educate, break things down into simpler terms, and the time he takes to connect with me to truly understand my personal financial situation, have all been positive factors. He's transparent, shares personal experiences, and helps me take a balanced approach to enjoy shorter term purchases while feeling secure with longer term investments. If you are looking for a pressure-free conversation with an objective and honest advisor, I highly recommend connecting with Josh!
Client Testimonial
Josh has been amazing throughout my whole process with his timely responses, flexibility, and ability to illustrate exactly what my future outcomes could be. Josh has really let me go at my own pace and continues to answer all of my questions in great detail explaining things through a variety of different scenarios to help me better see the full picture. His past experience as a leader at Target has also made it quite easy to connect and relate to one another. I only wish I had been put in contact with Josh sooner!
Client Testimonial
We truly appreciate Josh's thoroughness with explaining our options and making sure we understand our future outcomes. It's been a great process with Josh from planning our retirement, large expenses and long-term financial plans. What's even better is his understanding of Target's financial benefits and applying that. Thankful he is our financial advisor.
Client Testimonial
Our family trusts Josh to lead us through our financial planning processes as he truly understands what is important to us as a family. Josh gives us an easy to understand analysis of the current market, several options and levers to choose from to strategically save for our future. We often go to Josh to walk through big and small life changes which gives us comfort and assurance in our spending decisions. The comfort I have from his understanding of my retail background gives me so much confidence in the decisions we make for our short term and long term goals. We can't thank him enough for being a genuine listener, and our go to for promoting our financial health!