Joy N. Dow
Wealth Management Advisor|CFP®, ChFC®
Get to Know Our Dedicated Team
Each of us are committed to providing exceptional service. If you need to schedule an appointment, request service, or have a question about a policy or account, please don't hesitate to contact us.

Elisha Mora
Client Service Associate
Elisha began her career in the risk
management portion of planning
5 years ago. She joined
Northwestern Mutual a year ago
and truly found her passion in
helping people alleviate the
anxiety that comes from not
having a comprehensive financial
plan. She is from Central
California and fell in love with
SoCal when she moved here 5
years ago. She lives in San Diego
with her two Fur babies Jazzy and
Nala.
Network of Specialists
Through Northwestern Mutual, I have access to a Network of Specialists. We help each other, share ideas and common values, and leverage each other's talents to help you achieve your personal dream of financial security.

Melissa Gonzalez
Financial Advisor
My focus as a financial professional is unique, because I do more than just help clients achieve their financial goals — I connect with them, on a deeply personal level, to help make sure they’re able to live the comfortable lives they envision. My target markets are primarily diverse professionals and business owners (BIPOC families and LGBTQ+ families ) and professionals in the tech industry.
Chantel Bonneau Stewart
CFP®, ChFC®, CLU®, RICP®, WMCP®
Wealth Management Advisor
I help my clients make sense of this complicated financial world so that they can achieve their important financial goals now and in the future. I often partner with doctors, tech industry professionals, and women in business to help them develop sound financial strategies. I can also be seen in publications such as Forbes, USA Today, and Reuters Money promoting the power of financial planning.
David J. Miller
CFP®, CLU®
Wealth Management Advisor
People often come to us in times of transition. Whether they're hitting their stride in their profession, starting a family, approaching retirement, or just at a time in their life when they want to partner with someone to develop their financial plan, my team and I are here to help. We help our clients sleep at night by making sure they have attractive options at every stage in life.
Scott E Ashline
CLU®, ChFC®
Founder and Private Wealth Advisor
Since 1992,Scott has helped successful businesses, corporate executives and other high net worth individuals to achieve their individual goals. Scott offers a unique approach to the financial management process through an integration of five key components to comprehensive financial planning: risk management, investment strategies, estate planning, retirement income planning and business planning.
Steven Richard Christensen
CFP®
Wealth Management Advisor
I started my career with Northwestern Mutual as an intern, while wrapping up at the University of New Mexico with a degree in finance. The greatest part of my job is working closely with individuals, families and business owners to help build a strategic plan for the future. I enjoy helping clients live fully today and tomorrow.
Kate Johnson
Financial Advisor
As a financial representative I prioritize the goals of my clients and ensure their planning experience is seamless. I enjoy working with successful professionals, business owners and medical practitioners. My husband, Kyle, and I live in North Park and enjoy practicing yoga, surfing and cooking new recipes together. I believe financial planning should be simple, not stressful.
Kristen Muranyi
Financial Advisor
As a former Golf Professional, I tend to work with former & current athletes who appreciate coaching and accountability and are motivated to move forward on their goals quickly. To provide the most value in the type of planning we do, I typically look to help married couples with kids, or those looking to start a family soon. San Diego based Financial Advisor, with nationwide outreach.