About me
Born and raised in Los Angeles, Julie Kluft, now calls San Diego her home. Julie resides in La Jolla with her seven-year-old son. Growing up with an entrepreneurial father, that owned and founded various mattress companies, Julie developed an early appreciation for entrepreneurship, financial planning and business acumen. From a young age, she has been drawn to innovation, always looking for new ways to solve complex problems. Whether it was developing unconventional solutions for school projects or initiatives to increase student success and graduation rates, her desire for creativity and entrepreneurship has been the driving force behind her efforts.
Julie’s educational background includes a Bachelor of Arts in Psychology from Lehigh University and a Master’s in Education from the University of Southern California. Before transitioning to financial advising, Julie served as a school counselor in both San Diego and Los Angeles Counties. As a school counselor with at- risk youth, Julie developed a deep understanding of how to guide and support individuals through important life decisions. Julie now uses that experience to empower others, helping them build strong financial foundations and achieve their goals.
Outside of the office Julie enjoys hiking, dancing, concerts, the beach, trying new restaurants, cooking, reading and spending time with her son. She is honored to work in the Scripps Ranch Office under the mentorship of Andrew Cook and leadership of Rob Caraveo.
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
Get to know my dedicated Network of Specialists
Through Northwestern Mutual, I have access to a Network of Specialists. We help each other, share ideas and common values, and leverage each other's talents to help you achieve your personal dream of financial security.
Robert Paul Caraveo
CFP®, RICP®, ChFC®, CLU®, CLTC®
Founder & Wealth Management Advisor
We aim to create and implement a world class financial plan for our clients; focusing on building a strong foundation of protection and knowing how & where to maximize opportunities for growth and savings. Utilizing Robert’s advanced credentials, sophisticated planning software, & the extensive resources of Northwestern Mutual, Robert & his team help deliver a better tomorrow for their clients.
Andrew B Cook
ChFC®, RICP®
Financial Advisor
Andrew and his team work with many young families, professionals, business owners and retirees all across the United States. They bring a unique set of both professional and life experiences to every relationship and enjoy making a difference in all of their clients' lives.
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
