Kristin Ramirez
Financial Advisor
Financial Representative for successful professionals and growing families looking to maximize their financial potential.
Meet My Team
At Northwestern Mutual, our team is dedicated to helping you navigate your financial journey with confidence and clarity. We will work closely with you to create customized strategies that align with your unique goals. Whether you're planning for retirement, protecting your family, or building a legacy.
Let's create a plan that gives you peace of mind for the future!!
Get to know my dedicated Network of Specialists
Through Northwestern Mutual, I have access to a Network of Specialists. We help each other, share ideas and common values, and leverage each other's talents to help you achieve your personal dream of financial security.

Andrew B Cook
ChFC®, RICP®
Financial Advisor
Andrew and his team work with many young families, professionals, business owners and retirees all across the United States. They bring a unique set of both professional and life experiences to every relationship and enjoy making a difference in all of their clients' lives.
Robert Paul Caraveo
CFP®, RICP®, ChFC®, CLU®, CLTC®
Founder & Wealth Management Advisor
We aim to create and implement a world class financial plan for our clients; focusing on building a strong foundation of protection and knowing how & where to maximize opportunities for growth and savings. Utilizing Robert’s advanced credentials, sophisticated planning software, & the extensive resources of Northwestern Mutual, Robert & his team help deliver a better tomorrow for their clients.
Zack Ziegler
Field Director
Born and raised in San Diego, CA. My wife and I live in Rancho Bernardo with our son, Joseph, and lab mix, Bailey. Our team runs a generational Financial Planning practice that specializes in navigating my clients through some of the biggest phases in their financial journey to help alleviate the anxieties of financial stress. If you would like to learn more let's connect!