Get to know the Crew at Pharos Employee Benefits

Each of us are committed to providing exceptional service. If you need to schedule an appointment, request service, or have a question about a policy or account, please don't hesitate to contact us.

Photo of Client Service Manager Terri Moxley

Terri Moxley

Client Service Manager

Consulting with our larger clients to navigate the constantly changing topography of employee benefits is Terri’s strength.  Her experience and attention to detail will help our employers and their teams chart a course to provide meaningful benefit packages.  Her efforts in communicating the complicated language of benefits will set our clients at ease.  Together she will assist employers in attracting, retaining and retiring the best talent.

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Julie Keller

Client Service Representative

Navigating the ever changing waters and topography of Medicare Supplement, Advantage, Cost and Prescription drug plans keeps Julie busy during the day.  She is patient and understanding and works to ensure you have the correct plan based on your needs, health situation and current medications.

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Julie Wheeler

Client Service Representative

As a compass leads you consistently to your destination, Julie keeps the day-to-day customer service on course, so that we can deliver accurate and up to date assistance to our clients and their employees. With several years of experience in customer service and the insurance industry her steady confidence and attention to detail complements our crew.

Network of Specialists

Through Northwestern Mutual, I have access to a Network of Specialists. We help each other, share ideas and common values, and leverage each other's talents to help you achieve your personal dream of financial security.

Photo of Life Insurance Specialist Andrew Forrest Spaanem

Andrew Forrest Spaanem

CFP®, ChFC®, AEP®, RICP®, WMCP®

Life Insurance Specialist

Photo of Partner & Wealth Management Advisor Gregory D Captain

Gregory D Captain

Partner & Wealth Management Advisor

Photo of Annuity Specialist Matt Anagnostou

Matt Anagnostou

CLU®, ChFC®, CASL®, RICP®

Annuity Specialist

Matt is a Wealth Management Advisor with the Northwestern Mutual Wealth Management Company and has been with Northwestern Mutual for 35 years, contracted in 1988. He started his career with NM in San Francisco, CA, where he was born and raised. He now is in Mendota Heights, MN with Northwestern Mutual, where he has been for the last 23 years. He lives in Eagan, MN.
Photo of Long Term Care Specialist Ryan Patrick Gargaro

Ryan Patrick Gargaro

Long Term Care Specialist