Michael C. Cozier
Financial Advisor|CFP®, ChFC®, RICP®
Professional
Since founding his financial practice in 2017, Michael and his team have been dedicated to providing expert guidance to hundreds of clients, specializing in serving families in the medical market, law industry, business owners, and individuals close to retirement. Michael holds several designations, including Certified Financial Planner™ (CFP), Retirement Income Certified Professional ® (RICP), and a Chartered Financial Consultant ® (ChFC).
Before embarking on his finance career, Michael graduated Magna Cum Laude from Stony Brook University with a B.S. in Economics and Applied Mathematics and Statistics. With a passion for empowering clients, Michael established his practice to help individuals achieve financial security by understanding their goals and implementing tailored solutions to make those goals a reality.
Michael values his integrity and takes a personalized, holistic approach to financial planning. He believes financial success isn't defined by the highest rate of return, but by creating a diversified strategy that aligns with each client’s unique situation and brings them peace of mind. The earlier you start planning, the more options and flexibility you will have for your future.
Personal
Outside of his professional life, Michael enjoys exploring new cities and embracing the great outdoors alongside his wife, Melissa, and their growing family. He has traveled extensively throughout the US, visiting destinations like Charleston, SC, Nashville, TN, St. Petersburg, FL, and the Finger Lakes Region in Upstate NY. His adventures have also taken him as far as the Caribbean and the Maldives. A road trip across the US to visit national parks is high on Michael’s bucket list!
When he is not in the office, Michael stays active by competing in his local cornhole league, where he’s a proud league champion! He also enjoys going on walks with their goldendoodle, Maple, golfing, and reading books that inspire personal growth and enhance his financial practice.
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
Here are my areas of expertise
Financial Planning
Insurance Protection Strategies
Life Insurance Strategies
Retirement Planning & Income Strategies
Education Planning & Funding
Disability Planning
Tax-Efficient Strategies
Estate Planning
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
