Michael J Kearns
Financial Advisor|ChFC®, CLU®
Personal
I live in Fremont with my wife, Audrey. Our two children, Ryan and Somer, are both married with children of their own.
My Wife and I enjoy golf as a way to relax along with traveling and playing with our five grandchildren.
Professional
I'm committed to helping you get closer to your dreams. When you partner with me, you can expect a judgment-free, pressure-free environment with conversations that will be jargon-free. I strive to provide you the best experience possible.
Associations and Memberships
- Past President, Fremont Warm Springs Sunrise Rotary
- Member, National Association of Insurance and Financial Advisors
- Member, Million Dollar Round Table
- Life Insurance Specialist for the San Francisco Bay Area Group
Years of Experience
Representing Northwestern Mutual since 1981
Education
Bachelor of Arts in Political Science from Santa Clara University
Awards and Recognition
- Million Dollar Round Table Qualifying Member 1987-1993, 1995, 2010-2011, 2013
- MDRT is the premier association of financial professionals. MDRT status designation is granted for one year and members must apply every year to continue their affiliation with the MDRT
- National Quality Award 1987-1997, 1999-2001, 2003, 2009
- Award recognizing persistency and performance
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
Fremont Warms Springs Sunrise Rotary
As President of the Fremont Warms Springs Sunrise Rotary, we raised over $120,000 at a fundraising event to provide community service projects and money to eradicate polio. My club raised more than the 55 other rotary clubs in the south bay for 2011.
Here are my areas of expertise
Financial Planning
Insurance Protection Strategies
Life Insurance Strategies
Retirement Planning & Income Strategies
Education Planning & Funding
Disability Planning
Multigenerational Planning
Estate Planning
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
