Pat Olsen Sr.

You've invested a lot of time, energy and money in building your practice. Protect it with disability income insurance that's designed specifically for physicians and dentists.

Based on the input of medical professionals across the country, we developed the patented* Medical Occupation Definition of Disability – the only one of its kind in the industry. Medical Occupation Definition provides more flexible protection than Own Occupation coverage can offer, including the ability to decide for yourself whether to continue working if an illness or injury prevents you from doing some, but not all, of the most important duties of your specialty. In contrast, most Own Occupation policies typically require you to continue working to receive benefits if you can still perform some of your important duties while sick or injured.

In short, Northwestern Mutual's Medical Occupation Definition does what no other disability insurance today does: it puts you in charge of how you move forward in your life should disability strike.

*U.S. Patent No. 8,775,216, issued on methods and systems for processing insurance claims in accordance with disability income insurance policies the scope of which cover the Medical Occupation Definition of disability.