Richard C Flowers
Financial Representative|CLU®, ChFC®
Personal
Rick and his wife, Ann, are the proud parents of Nicole, who recently graduated from Colgate University, and Michelle, from Williams College. Rick and Ann are active supporters of these two fine institutions. They are also alums of St. Luke’s School, in New Canaan, Connecticut, where Ann is a former board member.
In addition to his support of Special Olympics Connecticut, Rick has been very involved in the National Kidney Foundation. In his free time, Rick greatly enjoys sailing.
Professional
Since 1977, Rick Flowers has sought to positively affect clients’ lives through his work in the Northwestern Mutual Financial Network.
Rick has received high honors from his Network Office, winning the Ann Liston Educational Grant and Award in 1993 for his professionalism, dedication and high ethical standards, and the Willard H. Griffin, CLU Award of Excellence (now renamed for Phillip J. Pierz, CLU) for outstanding assistance to fellow associates.
Rick Flowers also participated in a year of study at the University of Nairobi through the American Institute for Foreign Study.
Associations and Memberships
Rick Flowers is past president of the Estate Planning Council of Lower Fairfield County, staying on top of the latest trends in estate needs analysis. He is also a member and past president of The Society for Financial Service Professionals, Fairfield County Chapter, committed to helping individuals, families and businesses achieve financial security.
Years of Experience
Representing Northwestern Mutual since 1977.
Education
Eastern Michigan University - Economics (Bachelor of Business Administration)
University of Bridgeport - Business (Master of Business Administration)
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.

Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.

World Affairs Forum
Rick Flowers has been a member of the World Affairs Forum since 2007. The World Affairs Forum is an organization which serves Fairfield and Westchester counties. The Forum is located in Stamford, CT since 1946 and has been contributing to their community since. Their goal is to educate others about international affairs and the role America plays in those affairs. Today, the World Affairs Forum serves over 500 members and their community through a variety of programs. Please visit the website to learn more about this organization
Special Olympics
Rick Flowers along with the entire Bender Financial group have supported the children and adult Special Olympics organization. The Special Olympics is an organization that is determined to help individuals with special needs to become physically fit, productive and respected members of society. The Special Olympics is a great way to help these individuals develop a sense of empowerment and meaning through sports training and competition. This year, Rick along with the Bender Financial team will join together in hopes of raising money for more than 1,500 athletes. Rick along with other Financial Representatives of the Bender Financial group will work and raise in excess of $60,000 for Special Olympics in a golf tournament September 2009.
Here are my areas of expertise
Financial Planning
Insurance Protection Strategies
Life Insurance Strategies
Retirement Planning & Income Strategies
Education Planning & Funding
Disability Planning
Multigenerational Planning
Estate Planning
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
