Avante Wealth
Roberto Espinosa
Wealth Management Advisor|AEP®, CAP®, CFP®, ChFC®, CLU®
Professional
Having always been a business owner, I first became a client of Northwestern Mutual in 1999 and was impressed by the quality of both the company and its people.
In 2002, I went through an experience that not many people do, and that gave me the opportunity to make a pause in my life, evaluate my affairs, and become aware of my own mortality. After an accident in an elevator, a doctor told me that he needed me to be conscious if I wanted to live. For the next 6 hours I was very conscious about my life, the good things that had happened to me, and the things that I hadn't done. Little did I know this was my first step in making a career change to a Northwestern Mutual Financial Network Representative. I became a professional who has the privilege of helping people with the discipline required to make a change in the things that may be hard, but the things that really matter in their lives and the lives of the people they love.
Calling oneself a professional doesn't really make one a professional. As a Northwestern Mutual Financial Advisor, professionalism is defined not only by the measure of one's experience, education and accreditation, but by one's character and professional standard of practice in supporting clients as a trusted financial expert.
Certified speaker of the Spanish language.
Personal
Originally from Mexico City, I moved to San Antonio in 1996 with my wife Lourdes. We have two magnificent children, Pablo & Mariana.
My core values are Family & Friends, Faith & Fun, Stewardship & Loyalty.
I believe in being active member in the community, through my Chartered Advisor in Philanthropy I’m currently involved with non-profits and business organizations serving in several boards and committees.
Loving what I do, making a difference in the lives of those I interact with, and leaving the world a better place.
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
Here are my areas of expertise
Financial Planning
Insurance Protection Strategies
Life Insurance Strategies
Retirement Planning & Income Strategies
Education Planning & Funding
Disability Planning
Multigenerational Planning
Estate Planning
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
