"And whatever you do, do it heartily, as to the Lord and not to men" Colossians 3:23
Sarah S Morales
Financial Advisor|CFP®, RICP®, ChFC®
Meet Me
Hey you, my name is Sarah Morales. I am a first generation American; my family immigrated to the United States from Egypt. Yes, I am Egyptian and Arabic was my first language. I fluently speak Arabic & Spanish.
I grew up in Union, NJ and attended Rutgers University at the age of 16. I moved to NC in 2010 when I got married and completed my undergraduate studies at North Carolina State University (Go Wolfpack!), receiving a Bachelor's of Science in Molecular and Cellular Development after only three years of college.
I am married to Jorge Morales and live in Garner with my 2 children, Eliana and Elijah and our dog Shorty Bubbles. My oldest daughter Gracie lives and goes to school at Florida Atlantic University. When I am not in the office, I enjoy spending time with my family, encouraging our community youth to play sports, watch football and actively participate in various church ministries.
I am proud to serve as a Financial Advisor. I place a high value on education so that I can serve my clients' best interests. As such, I hold the CERTIFIED FINANCIAL PLANNER™ certification, the Retirement Income Certified Professional (RICP®) and the Chartered Financial Consultant (ChFC®) designations.
"And whatever you do, do it heartily, as to the Lord and not to men" Colossians 3:23
Lending a hand in my community.
I believe that community involvement is a cornerstone of my commitment to the clients I serve.
I serve actively at ICDJ, a non-denominational Christian church in Smithfield, NC. I serve as a minister of the word, teach in the children's ministry and lead the worship ministry by the grace of God.
I also serve as President and board member of Garner Sports League; a local youth sports organization caring for the youth of our community.
Garner Sports League
Garner Sports League is a 501(c)3 local youth sports organization serving families with children ages 3 to 15 since 1996, giving them the opportunity to learn and play the sports we all love: Baseball, Softball and Flag Football.
Called to Peace Ministries
Through advocacy, support groups, and church partnership we are starting a movement that is impacting the culture of churches, setting women and children free from oppression, abuse and influencing future generations.
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
CERTIFIED FINANCIAL PLANNER™
The Certified Financial Planner™ certification is one of the most recognized financial planning marks in the world. CFP® certification identifies to the public those individuals who have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence when dealing with clients. The certification differs from an educational designation or state license in that it is based upon requirements that have been determined by extensive job analyses of actual practitioners in the field, and therefore, continue to evolve with the profession. The CFP® certification prepares the financial services professional for a career-long commitment to meeting the ever-changing financial needs of clients.
ChFC® Chartered Financial Consultant
The Chartered Financial Consultant designation is one of the highest and most recognized marks in the insurance and financial planning industry. A ChFC® has completed the most extensive educational program required for any financial services credential. Each ChFC® has taken eight or more college-level courses on all aspects of financial planning from The American College, a non-profit educator with the highest level of academic accreditation. The average study time for the program is over 400 hours, and advisors frequently spend years earning this coveted distinction. Each ChFC® must also complete a minimum of 30 hours of continuing education every two years and must meet extensive experience requirements to ensure that you get the professional financial advice you need.
RICP® Retirement Income Certified Professional
The RICP® Program gives the skills needed to build sustainable and holistic retirement income plans using a depth of knowledge that covers every strategy and income style. Learning outcomes to help retirees and pre-retirees include:
- Skills required to counter the 18 major risks in retirement
- Strategies for Social Security claiming
- Approaches to contain healthcare and long-term care costs
- Tools for estate and legacy planning
- Solutions for retirement plan savings