Garbien Financial Group
Scott M Garbien
Wealth Management Advisor|CFP®, ChFC®, RICP®, CLU®, WMCP®
Professional
Education
- The American College of Financial Services
- CLU®, ChFC®, CASL®, RICP®, Insurance, Financial Services
- 2002 – 2018
- Central Connecticut State University
- Bachelor of Science in Business Administration, Finance
- 1992-1996
Licenses & Certifications
- CERTIFIED FINANCIAL PLANNER™ Certification
- Series 65
- Series 7
Here are my areas of expertise
Financial Planning
Insurance Protection Strategies
Life Insurance Strategies
Retirement Planning & Income Strategies
Education Planning & Funding
Disability Planning
Multigenerational Planning
Estate Planning
Personal
Originally from Oxford, Connecticut, I have been a Capital Region resident for over 25 years. I enjoy following the New York Yankees, the New York Rangers, and the Dallas Cowboys. I also enjoy traveling, playing poker, video games, soccer, and doing high performance driver education (HPDE) events.
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
The Garbien Financial Group is raising money for Alex’s Lemonade Stand Foundation to fund childhood cancer research. Every day, 720 kids are diagnosed with cancer. Northwestern Mutual is committed to giving all kids a chance to live life to the fullest by accelerating the search for a cure while providing support to families battling the disease and survivors struggling with treatment late effects. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.

Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.

How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
