About me
I’m Sergio Torres, Colombian by heart, and someone who’s dedicated the last decade to helping individuals, families, and business owners protect what truly matters: their legacy.
I know what it’s like to come to a new country with a dream, a plan, and the desire to build something that lasts. That’s why I’ve made it my mission to guide others in doing the same not just by growing wealth, but by preserving it across generations.
At my core, I believe financial planning should be personal. Not transactional. Not complicated. Just honest conversations, clear strategies, and the right tools like life insurance, disability protection, and smart estate planning to ensure you and your loved ones are always taken care of.
I lead a firm at Northwestern Mutual in Miami, working with purpose-driven individuals who want to build with confidence, protect their families, and create lasting impact.
If you’re here, it’s probably because you’re thinking ahead. You’re ready to plan, not just for the now but for the future.
Let’s build something that lasts. Together.
I'm committed to helping you get closer to your dreams. When you partner with me, you can expect a judgment-free, pressure-free environment with conversations that will be jargon-free. I strive to provide you the best experience possible.
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.

Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.

How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
