Physician's Insurance Solutions
Seth J Kalkstein
Disability Income Specialist
Professional
I'm committed to helping you get closer to your dreams. When you partner with me, you can expect a judgment-free, pressure-free environment with conversations that will be jargon-free. I strive to provide you the best experience possible.
Following in the footsteps of my father, who has represented Northwestern Mutual since 1975, I have been affiliated with Northwestern Mutual since 1988.
Education
Western New England College - Business / Finance (Bachelor of Science)
Awards and Recognition
- Million Dollar Round Table Life Member (2016, 2018)
- MDRT is the premier association of financial professionals. MDRT status designation is granted for one year and members must apply every year to continue their affiliation with the MDRT
- Million Dollar Round Table Qualifying Member (1997, 1999-2006)
- Million Dollar Round Table Qualifying/Life Member (2007-2015, 2017, 2019-2022)
Personal
On a personal note, I was born in Brooklyn, New York and I reside in Farmington, Connecticut with my wife, Denise and our daughter, Madison. My hobbies include snow skiing, traveling, and attending major sporting events.
Here are my areas of expertise
Disability Planning for Physicians & Dentists
Business Employee & Executive Benefits Planning
Life Insurance Strategies
Business Planning & Succession
Business Risk Management
Estate Planning
Retirement Planning & Income Strategies
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.

How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
