Fee-Based Planning That Puts You First

We believe financial planning should be about you—not about the products. That’s why we operate as fee-based fiduciaries, ensuring that every recommendation we make is designed to serve your best interests. 

 

Why Fee-Based Planning?

Many financial services firms focus solely on managing your investments. While that’s important, it’s only one piece of the puzzle. A truly effective financial strategy requires comprehensive planning—one that aligns your vision, wealth, and tax-efficient strategies into a seamless, goal-oriented approach. 

Unlimited Wealth Management

What you’re likely used to. 

If you're currently working with a traditional asset management firm, you likely have: 

  • Limited Customization: Access to planning resources but little tailored guidance. 
  • Investment-Only Focus: Asset-based fees without a comprehensive financial plan. 
  • Lack of Coordination: Minimal collaboration between investment managers and your other advisors. 

At McGowan and Associates, we take a different approach.

Our fee-based planning model ensures we work for you. We start by getting to know you, your goals, and your vision for the future. From there, we create a customized, tax-efficient plan that balances accumulation, risk management, and wealth distribution while integrating all aspects of your financial life. 

  • Holistic, Personalized Financial Planning: We prioritize what matters to you now, near, and far. 

  • Tax-Conscious Strategies: Optimizing accumulation and distribution for long-term efficiency. 
  • Strategic Asset Allocation: Ensuring your investments, accounts, and risk levels are working together. 
  • Comprehensive Risk Management: Evaluating insurance and tactical planning. 
  • Collaborative Approach: Partnering with your tax and legal advisors to create an aligned strategy. 
Meet Your Financial Goals

Next Steps: 

  • Decide if this approach aligns with your financial goals. 
  • Schedule a 60–90 minute discovery meeting to determine if we’re the right fit. 
  • Discuss fees and outline your next steps.

Your Roadmap To Possible

At the end of this journey, you'll have a financial roadmap built for possibility. 

Financial Planning Process