A Guide to Your Finances in Your 40s


With your 40s comes competing money goals. Here's how to manage them.

Couple study finances in your 40s on laptop
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In your 20s and 30s, your financial goals were probably pretty simple: start saving for retirement, build an emergency fund, keep your debt in check. But now that you're in your 40s, it's time to graduate from simply learning to establish good money habits to getting strategic about how you're going to meet your goals, some of which are quickly approaching.

The good news is that you're probably in a pretty good place. You're well-established in your career, your earnings have grown, and maybe you even manage to keep your family on budget. At the same time, you have more priorities to juggle, such as your kids' college savings and helping out your parents as they get older. And even though you have some time before hitting the brakes on your career, your retirement should be top of mind right now.




With so much going on, it's important you're taking how you save, spend, grow, protect and give your money to the next level. Here's how to get started on finances in your 40s.