Putting
people first.
Get to know our leadership team
Leadership at the Downers Grove office is dedicated to doing good for our clients, employees and community.
Ryan Kramer
CLU®, ChFC®, CLF®
Managing Partner
Scott began his career with Northwestern Mutual as a college representative in 1984 while attending ISU. After graduating with a B.S. Degree in Marketing, he joined full time and in 1987 became the Managing Director in Schaumburg. Scott has been married to his wife, Beth for 35 years and they have two adult children,...
Scott began his career with Northwestern Mutual as a college representative in 1984 while attending ISU. After graduating with a B.S. Degree in Marketing, he joined full time and in 1987 became the Managing Director in Schaumburg. Scott has been married to his wife, Beth for 35 years and they have two adult children, Megan and Matt. Besides spending time with family, Scott enjoys golf and travel.
I am a proud Chicagoan and Illinois State University grad, married with 2 boys. My mission is to help individuals, families, and business owners to achieve financial security. I aim to become a trusted professional to my clients and live at the center of their lives. My promise is to always do the right thing...
I am a proud Chicagoan and Illinois State University grad, married with 2 boys. My mission is to help individuals, families, and business owners to achieve financial security. I aim to become a trusted professional to my clients and live at the center of their lives. My promise is to always do the right thing and live with no regrets while impacting people’s lives.
Frank Ribaudo
Chief Financial Officer
Lori Ham
CMP
Director of Events and Philanthropy
Colleen Olson
Director of Marketing
Anna Nelis
Director of Supervision
Erik Krueger
Director of Financial Planning
Allyson Czadowski
Director of Training
Nello Selvaggio
Director of Development
Field Director
Born and raised in the suburbs of Chicago, I have an immense pride in where I came from. I am a retired Division 1 college baseball player who applies my determination and hard-working demeanor to my practice. Now, I'm attacking the issues that are relevant to so many people. My mission is to impact every single...
Born and raised in the suburbs of Chicago, I have an immense pride in where I came from. I am a retired Division 1 college baseball player who applies my determination and hard-working demeanor to my practice. Now, I'm attacking the issues that are relevant to so many people. My mission is to impact every single person I sit down with to achieve their life plan.
I specialize in working with driven, successful professionals looking for financial education, a comprehensive plan and a long-term relationship. My team and I focus on tax efficiency combined with world class risk management planning to help our clients build a strong financial foundation for their lives.
Devon Hempe
Executive Director of Recruitment
Melissa Zeman
Director of Recruitment
Bailey Carrabotta
Director of Recruitment
Jacki Struif
Director of Recruitment
Laura Menolascino
Director of Recruitment