
Putting
people first.
Get to know our leadership team
Leadership at the Woburn office is dedicated to doing good for our clients, employees and community.


Kristen Torres
Director of Operations


My goal is to help clients reach their financial and personal goals in the most efficient and appropriate way. Through risk management, wealth accumulation, and tax efficiency planning we are able to reduce the stresses and unknowns of financial planning so clients can focus on the areas in their lives that are...
My goal is to help clients reach their financial and personal goals in the most efficient and appropriate way. Through risk management, wealth accumulation, and tax efficiency planning we are able to reduce the stresses and unknowns of financial planning so clients can focus on the areas in their lives that are most important to them.

I specialize in providing strategic & holistic advice to help people in many designated career paths; Sales professionals People in tech & biotech (health & human sciences) Medical professionals (orthopedics, cardiology, internal medicine, anesthesiology, pediatrics, dermatology, radiology, oncology, psychiatry,...
I specialize in providing strategic & holistic advice to help people in many designated career paths; Sales professionals People in tech & biotech (health & human sciences) Medical professionals (orthopedics, cardiology, internal medicine, anesthesiology, pediatrics, dermatology, radiology, oncology, psychiatry, etc.) Established Families & pre-retirees looking for the most effective solutions

John DeSimone
Associate Financial Representative
John attended Saint Anselm College and UMass Amherst during his undergrad, and joined Northwestern Mutual shortly after. He currently holds his Life, Accident and Health Licenses along with Series 7 and 63. He currently runs financial planning analysis for Jay Kalil, and also works with other advisors around the...
John attended Saint Anselm College and UMass Amherst during his undergrad, and joined Northwestern Mutual shortly after. He currently holds his Life, Accident and Health Licenses along with Series 7 and 63. He currently runs financial planning analysis for Jay Kalil, and also works with other advisors around the office. John is from the North Shore, growing up in Revere MA. He is a huge football and baseball fan (rooting for the Red Sox and Ravens) and also loves art and traveling.

Nicole Burla
Director of New Business
Nikki graduated with a bachelor’s degree from Cal State Northridge. She started at Northwestern Mutual in 2012 and has over 17 years’ experience as an Executive Assistant. Nikki also heads up the new business side of things for the Kalil team and is committed to delivering a high level of service to our clients....
Nikki graduated with a bachelor’s degree from Cal State Northridge. She started at Northwestern Mutual in 2012 and has over 17 years’ experience as an Executive Assistant. Nikki also heads up the new business side of things for the Kalil team and is committed to delivering a high level of service to our clients. Nikki lives in Woodland Hills, CA with her husband and 8 year old son. She’s a huge foodie, a well researched nerd around all things health and wellness, and is passionate about helping others. Most weekends you can find Nikki outdoors enjoying time with family and friends.

Hannah Wein
Director of Recruitment
Hannah graduated from Northeastern University with a Bachelor’s Degree in Psychology. She played field hockey at Northeastern, and coached at the University of Vermont for 2 years after graduation. She joined Northwestern Mutual in February of 2022, and manages the Recruiting and Selection Process for the Woburn,...
Hannah graduated from Northeastern University with a Bachelor’s Degree in Psychology. She played field hockey at Northeastern, and coached at the University of Vermont for 2 years after graduation. She joined Northwestern Mutual in February of 2022, and manages the Recruiting and Selection Process for the Woburn, MA office. Hannah lives in Chelmsford, MA with her fiancé, Tyler and their dog Oakley. She enjoys being with family and friends, hiking and being outside, and practicing yoga!