About Pat DiCerbo
Pat signed his first contract with Northwestern Mutual in 1988. Since then Pat as created a very successful practice helping his clients reach their financial goals.
Pat has been among Northwestern Mutual’s “Top 10” for Eastern Regional Year and “Top 20” for Agents Year.
Pat has lectured at Northwestern Mutual’s Annual Meeting in Milwaukee and all four Regional Meetings. Pat has also spoken at many Northwestern Mutual agencies around the country.
Throughout the years Pat has achieved many designations to better serve his clientele. Pat has the following designations:
- Chartered Life Underwriter (CLU®) from The American College
- Chartered Financial Consultant (ChFC®) from The American College
- Accredited Estate Planner (AEP®) from the National Association of Estate Planners & Councils
- Certified Financial Planner (CFP®) from the Certified Financial Planner Board of Standards, Inc.
- Certified in Long Term Care (CLTC) from The Corporation for Long-Term Care Certification, Inc.
- Master of Science in Financial Services (MSFS) from The American College
Pat DiCerbo currently resides in Niskayuna, NY with his wife (Jennifer) and his two daughters (Johanna & Fiona). He enjoys biking, swimming and running. Pat has completed 30 Half Ironman races and 17 Full Ironman races around the country and the world.
Here are my areas of expertise
Financial Planning
Insurance Protection Strategies
Life Insurance Strategies
Retirement Planning & Income Strategies
Education Planning & Funding
Disability Planning
Multigenerational Planning
Estate Planning
Industry Involvement-Trade Association Memberships
I am affiliated with the following local and national trade associations.
- Associated Construction Contractors of New Jersey
- ACEC New York
- Associated General Contractors of America
- Associated General Contractors of New York
- Associated General Contractors of Texas
- American Institute of Steel Construction
- American Road and Transportation Builders Association
- Associated Subcontractors of Massachusetts
- Associated Pennsylvania Constructors
- The Beavers, Inc.
- Building Contractors Association
- Contractors Association of Eastern Pennsylvania
- Construction Contractors Association
- CIC Of Westchester and Hudson Valley
- Connecticut Construction Industries Association
- Construction Industries of Massachusetts
- Eastern Contractors Association
- General Building Contractors Association
- General Contractors Association of New York
- Long Island Contractors' Association
- Manufacturers Association of Central New York
- Mohawk Valley Builders Exchange
- National Stone, Sand & Gravel Association
- New York Building Congress
- NESCA
- New Jersey Land Improvement Contractors of America
- Pile Driving Contractors Association
- Syracuse Builders Exchange Inc.
- Subcontractors Trade Association
- Subcontractors Association of Delaware Valley
- TEXO
- Utility Contractors Association of New England
- Utility & Transportation Contractors Association of New Jersey
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
