Heaton Juarez Financial
Brett Heaton Juarez
Wealth Management Advisor|CFP®, M.S., CLU®, ChSNC®
Get a financial plan that prioritizes your priorities.
I’ll take the time to listen to what’s important to you and understand your needs. Then drawing upon a broader perspective and financial expertise, I’ll tailor your financial plan to fit your priorities and goals. From planning to implementation, my recommendations always follow a fiduciary standard, so I’ll act in your best interests, not mine. I’ll be transparent about what my planning services will, and will not include, so you’ll know exactly what you’re getting upfront. And when it comes to the cost of our services, I’ll let you know upfront about that, too.
New to Heaton Juarez Financial? Here's what to expect:
Our Team's Planning Process
The first step is always a conversation. This can be a brief phone call of ten minutes to clarify a few things up front, or if you’re ready to go, we’ll start with a full conversation around goals, concerns and actions taken to date. About half of these conversations lead to long-term relationships. So, normal if it does, and normal if it doesn’t. At the end of our first talk, I will share the fee-based planning structure I recommend in your situation.
What to Expect During a Planning Engagement
I assign homework (info to gather or goals to ponder) to prepare for step two: the planning/education meeting. In this talk, my team and I will present recommendations, teach concepts and share strategies that are working for your peer group. You will leave with a written summary of recommendations, rationale, and clearly outlined implementation steps.
If Planning Isn't the Priority
There may be cases when a client is looking for a particular product or service, rather than comprehensive planning. In this case I am also compensated directly by investment and or insurance companies when I act as an investment and/or insurance broker to the public. This is the way most products and services are sold, from coffee to houses. Convenience, quality, service, and education are built into the price. If that’s the immediate priority, clients can start here and move into fee-based planning later if they chose.
Retirement planning
We tailor your plan to fit you and your goals with a range of financial options. From insurance for protection to strategies for growing your money and providing more flexibility, we'll help you live the retirement you always wanted.
Education funding
With the cost of school continuing to rise, it's more important than ever to have a plan to pay for it. From strategies for saving and funding education to how whole life insurance can play a role, we can help you understand your options.
Special needs planning
Caring for a loved one with special needs can present unique challenges. We can help you navigate complex considerations and assemble the right team including experts in law, social services, and more, to help you provide the highest possible quality of life for you and your loved ones.
Estate planning
We can help you coordinate with your other advisors like attorneys, accountants, and tax professionals to do things like set up trusts, minimize taxes, and administrative costs that can protect the legacy you leave behind.
Business planning
No matter if your business is big or small, we'll work hard to help you grow. From protecting against risk and managing growth, to attracting and retaining top talent, we have a range of solutions designed for you and your employees.
