A message from our team

Thank you for visiting our website! We appreciate the opportunity to make a difference in our clients' lives and our community. Please take your time to familiarize yourself with our team, services, and resources. If you would like to learn more about our services, our team is here to answer any questions.

Our Planning Philosophy

We work with you to create a comprehensive plan.

Your plan should be tailored to your specific financial landscape.

We ask the right questions to help you define and prioritize you needs and wants.

Advice based on your best interest.

Your plan will have specific goals, actionable items and a clear timeline.

If you have a growing family and/or career, currently in your homestretch years, in the tech space, a young professional, or any other stage of your life, our team is here to provide relevant education, recommend solutions and partner with you to execute your financial plan. Feel free to schedule some time with us using the link below:

 

Connecting with You and your Future

Close up of woman in deli with two workers in background

Employer retirement plans: creating a retirement-ready nation

The Retirement Plan Cake and Your Company Culture:

We work with you to ensure that your company's Retirement Plan Cake matches your company’s unique culture. We find that retirement plans create successful outcomes by matching the plan to your company’s culture, and the plan is designed to consider what is important to your company.

As of 2021, there were about 6.1M business owners with employees, 625,000 401(k) plans, and 25,000 cash balance plans. With such a low implementation rate, there are clear barriers to communication.  Our team has developed imagery that simplifies complex conversations and helps you understand how you, as a business owner, can achieve significant tax deductions and creditor-protected asset growth, reward your key employees, and transform your plan to tie into your company culture.

Our unique perspective is how we engage your company with the options around significant tax deductions, rewarding key employees, and enhancing the outcomes for your employees.

While all companies are different, we find that the discussions around your opportunity to set aside significant tax-deductible contributions while also being able to set aside substantial Roth contributions are not properly framed in the marketplace. We have developed a win-win strategy for you and your team.

Two simple changes to a plan document fundamentally transform participation;

Automatic enrollment and escalation.

How do I know this?

As Co-Chair of the California Society of CPA’s (CalCPA) State IRA Task Force, our team worked with the California State Treasurer’s office to share our thoughts around implementation for business owners and what would make the program successful. The outcome was a 70% participation rate and 1 of 3 participants’ contributions from multiple employers. 

 

Supporting our communities nationwide

On behalf of the American Institute of Certified Public Accountants (AICPA), Leonard has had many community involvements. He worked on a three person task force with the American Red Cross and National Endowment for Financial Education to highlight the importance of disaster planning in your community. Whether it is a weather emergency, natural disaster or personal crisis due to illness, unemployment or disability, most families will experience some form of disaster that leaves them with little or no time to think before making important decisions.

The Northwestern Mutual difference

No. 1

Best life insurance company for consumer experience, 2023. (NerdWallet)1

Top 5

We're one of the Top U.S. Independent Investment Broker-Dealers.2

$8.2B

In dividends expected to be paid in 2025.3

A++

AAA, Aaa, and AA+ - we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.4

Boost your financial knowledge.

Financial planning

Our financial planning conversations don't begin with your finances. Instead we start with you - your life, your family, your priorities, and goals. Once we have your big picture in focus, we'll tailor a plan from a range of financial options using multiple strategies designed specifically to help get you to where you want to be.