What is disability insurance for physicians and dentists?

You've made a significant investment in your career, and your unique capabilities are the most important financial asset you have to earn a living. Unlike other professional careers, an injury or illness can adversely affect your ability to perform your job. That's why it's important to have the right disability coverage in case the unexpected happens and you're not able to do the work you love.

We've designed our policies to give you flexibility and choice that can help meet your unique needs. Whether you want to stay in your practice or start something new, you can rest easy knowing that if you experience a covered disability, you'll be able to help cover your daily expenses as well as keep your lifestyle and your financial plan on track.

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We cover more physicians and dentists than anyone else1

See how our disability insurance helps protect your income

Options for your physician disability insurance

We'll help you understand each option and figure out which type of coverage will be right for your unique needs and your budget.

True Own Occupation

Should you ever become unable to perform all the duties of your occupation, you'll collect the full monthly benefit—even if you're earning an income in a different occupation.

Medical True Own Occupation

This option builds on our True Own Occupation and goes a step further by giving you the flexibility to stop working and still be eligible to collect the full benefit.

Questions about physician disability insurance? We've got answers.

Disability Insurance Calculator

How much disability insurance do you need to protect your income?

Doctors and dentists tell their disability insurance stories

Hear how Northwestern Mutual helped these practitioners plan for the unexpected.

Get matched with a financial advisor in four easy steps.

The Northwestern Mutual difference

97%  of our policyowners stay with us year over year

The percentage of our policyowners who stay with us year over year3

Statistic for Northwestern Mutual, based on Northwestern Mutual policyowner data.

No. 1  ranked for disability income insurance

Top ranked for disability income insurance4

Latest ranking for Northwestern Mutual based on direct premiums earned S&P Global Market Intelligence

$530M  in expected disability insurance dividends paid back to our policyowners

in expected disability insurance dividends paid back to our policyowners in 20235

Statistic for Northwestern Mutual, Dividends are reviewed annually and are not guaranteed. based on Northwestern Mutual policyowner data.
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Ready to take the next step?

Our advisors will help you figure out which kind, and how much, disability income insurance is right for you.

It's easy to get started—no commitment, just a conversation.