Plan for tomorrow, live for today.
The foundation of our financial planning philosophy is to make sure your financial security isn't left to chance. We believe insurance is the best way to protect the life you've worked hard to build for you and your family.
Our advisors will help you figure out the right types of insurance, and exactly how much you need. And with the highest financial strength ratings in the industry1 and over 163 years in this business, we'll be here when you need us.
Know that your family will be financially secure, no matter what happens. And whole life insurance can do more than pay the bills, it can help pay for tuition or help you live well in retirement, too.2Find Out More
Long-term care planning
Getting older can mean incurring medical costs not usually covered by health insurance. And while talking about long-term care can be tough, we can help get the conversation started.Find Out More
Disability income insurance
Your earning potential is your biggest asset. With disability income insurance, you can help protect your family's lifestyle.Find Out More
Like a "paycheck" for life, an annuity is a great way to help ensure that you have enough money to help enjoy your retirement.Find Out More
Life Insurance Calculator
How much life insurance is right for you?
The Northwestern Mutual difference
A++ financial strength rating
AAA, Aaa, and AA+ the highest financial strength ratings of any life insurer from all four major rating agencies1
No. 1 overall-ranked insurance company
Best Life Insurance Company ranked by NerdWallet, 20203
22 consecutive years paying the industry's highest dividends
Years in a row we've paid the highest dividends in the industry4
Take the next step.
Our advisors are here to recommend the right types of insurance to help you protect what's most important. And help get you to your next goal. And the next.Let's Talk
1Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), April 2020; Fitch Ratings, AAA (highest), August 2020; Moody's Investors Service, Aaa (highest), July 2020; S&P Global Ratings, AA+ (second highest), June 2020. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.
2Your policy's cash value typically becomes a useful source of funds only after several years of premium payments, which allows the cash value to build up. Each method of utilizing your policy's cash value has advantages and disadvantages and is subject to different tax consequences. Surrenders of, withdrawals from and loans against a policy will reduce the policy's cash surrender value and death benefit and may also affect any dividends paid on the policy. As a general rule, surrenders and withdrawals are taxable to the extent they exceed the cost basis of the policy, while loans are not taxable when taken. Loans taken against a life insurance policy can have adverse effects if not managed properly. Policy loans and automatic premium loans, including any accrued interest, must be repaid in cash or from policy values upon policy termination or the death of the insured. Repayment of loans from policy values (other than death proceeds) can potentially trigger a significant tax liability, and there may be little or no cash value remaining in the policy to pay the tax. If loans equal or exceed the cash value, the policy will terminate if additional cash payments are not made. Policyowners should consult with their tax advisors about the potential impact of any surrenders, withdrawals or loans.
3©2017–2020 and TM, NerdWallet, Inc. All Rights Reserved.
4$4.8 billion in dividends on ordinary life insurance expected to be paid in 2018, representing about 35% of the expected total ordinary life insurance dividends paid by the entire industry. Northwestern Mutual has paid more ordinary life insurance dividends than any other company in the industry each year for the past 22 years. Dividends are reviewed annually and are not guaranteed. Decisions with respect to the determination and allocation of divisible surplus as dividends each year are left to the discretion and sound business judgment of the Company's Board of Trustees. There is no guaranteed specific method or formula for the determination or allocation of divisible surplus. Accordingly, the company's approach is subject to change. Neither the existence nor the amount of a dividend is guaranteed on any policy in any given policy year. Some policies may not receive any dividends in a particular year or years even while other policies receive dividends.