At Northwestern Mutual, managing risk is a key part of our financial planning philosophy. We help people live more and worry less—today and down the road. Our advisors will help you figure out the right types of insurance, and exactly how much you need. And with the highest financial strength ratings in the industry1 and over 164 years in this business, we'll be here whenever you need us.
What's included: a payout (that's guaranteed)2 when you pass away, and if it's permanent life insurance, more financial flexibility throughout your life, even in retirement.Best for: people who want to know that their loved ones will be financially secure, no matter what happens.
What's included: money to replace a portion of your income, or close the gap between your work coverage, if you're ever too sick or injured to work.Best for: individuals (even stay-at-home parents), doctors, dentists, business owners, and employers who want to protect their income, career, or employees.
What's included: a comprehensive plan that will help you pay for care if a chronic illness or injury prevents you from properly caring for yourself, no matter your age.Best for: people (or a loved one) who want the freedom to either stay at home, or get care at a facility of their choice, should they need it.
What's included: an additional income stream for when you retire that's guaranteed3 and that you can never outlive.Best for: people who want to have an additional stream of retirement income that's steady and cannot be outlived.
There are four kinds of life insurance that can give you the protection you need: term life, whole life, universal life, and variable universal life. Term life only covers you for a specified amount of time, while whole, universal, and variable universal life all have lifelong coverage. Whole, universal, and variable universal builds cash value over time4 that you can use for whatever you need, whenever you need it. And whole life can earn dividends that can be taken as cash, used to pay premiums, or buy more coverage. Get more details on our different types of life insurance.
Everyone's insurance needs are different. Our advisors will show you what kind of insurance is right for you, and how much you'll need, to keep you and your family financially secure if the unexpected happens. The best way to get an accurate quote, and get answers to your questions, is to connect with one of our advisors.
Get matched with a financial advisor in four easy steps.
Insurance: making your financial plan smarter.
Insurance isn't often seen as a key part of a financial plan. Our advisors can show you how the right insurance and investment strategies can give you more options, flexibility, and confidence with a financial plan tailored to your priorities and goals—now and years from now. Here's what our version of planning can do:
Protect what you've worked so hard for
Make the most of what you have with recommendations for saving and managing debt
Grow your money with the right investments to reach your goals
Put money back into your pocket with insurance dividends
Dividends are given out when our earnings turn out better than we thought they would when premiums were set, and benefits established.5 As a mutual company, we don't have stockholders so instead of paying dividends to Wall Street, we pay them to our policyowners. Even though they're not guaranteed, we've paid dividends every year since 1872. Here's what you can use them for: