Disability Insurance Calculator
Insurance is the best way to protect the life you've worked hard to build and give you (and your family) more financial flexibility when it's needed most.Get insurance
At Northwestern Mutual, managing risk is a key part of our financial planning philosophy. We help people live more and worry less—today and down the road. Our advisors will help you figure out the right types of insurance, and exactly how much you need. And with the highest financial strength ratings in the industry1 and over 164 years in this business, we'll be here whenever you need us.Get started
What's included: a payout (that's guaranteed)2 when you pass away, and if it's permanent life insurance, more financial flexibility throughout your life, even in retirement.Best for: people who want to know that their loved ones will be financially secure, no matter what happens.
What's included: money to replace a portion of your income, or close the gap between your work coverage, if you're ever too sick or injured to work.Best for: individuals (even stay-at-home parents), doctors, dentists, business owners, and employers who want to protect their income, career, or employees.
What's included: a comprehensive plan that will help you pay for care if a chronic illness or injury prevents you from properly caring for yourself, no matter your age.Best for: people (or a loved one) who want the freedom to either stay at home, or get care at a facility of their choice, should they need it.
What's included: an additional income stream for when you retire that's guaranteed3 and that you can never outlive.Best for: people who want to have an additional stream of retirement income that's steady and cannot be outlived.
Insurance isn't often seen as a key part of a financial plan. Our advisors can show you how the right insurance and investment strategies can give you more options, flexibility, and confidence with a financial plan tailored to your priorities and goals—now and years from now. Here's what our version of planning can do:
Protect what you've worked so hard for
Make the most of what you have with recommendations for saving and managing debt
Grow your money with the right investments to reach your goals
How much life insurance is right for you?
Dividends are given out when our earnings turn out better than we thought they would when premiums were set, and benefits established.5 As a mutual company, we don't have stockholders so instead of paying dividends to Wall Street, we pay them to our policyowners. Even though they're not guaranteed, we've paid dividends every year since 1872. Here's what you can use them for:
Anything you want (when you take it as cash)
Paying your premiums
Increasing your coverage
No. 1 ranked insurance company for consumer experience
Best life insurance company for consumer experience, 20226
No. 1 ranked for disability income insurance based on premiums earned
Top ranked for disability income insurance based on premiums earned7
A++ financial strength rating
AAA, Aaa, and AA+—we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.1
Our advisors are here to recommend the right types, and right amount, of insurance to fit your goals and budget.
It's easy to get started—no commitment, just a conversation.