Plan for tomorrow, live for today.

Insurance at Northwestern Mutual

Insurance is the best way to make sure your loved ones are protected today, tomorrow, and every day.
We'll help you figure out exactly how much, and what types of insurance you need – now and years from now.
And with the highest financial strength ratings in the insurance industry1 and 160 years in this business,
we'll be here no matter when you need us.

We've Paid The
Highest Dividends
In The Life Insurance Industry
For the Last

2 Decades3

Take the next step.

Our financial advisors are here to recommend the right types of insurance to help you protect what's most important. And help get you to your next goal. And the next.

Let's Talk

1Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company, as of the most recent review and report by each rating agency. Northwestern Mutual's ratings: A.M. Best Company A++ (highest), April 2017; Fitch Ratings AAA (highest), July 2017; Moody's Investors Service Aaa (highest), July 2017; S&P Global Ratings AA+ (second highest), June 2017. Ratings are subject to change.

2Your policy's cash value typically becomes a useful source of funds only after several years of premium payments, which allows the cash value to build up. Each method of utilizing your policy's cash value has advantages and disadvantages and is subject to different tax consequences. Surrenders of, withdrawals from and loans against a policy will reduce the policy's cash surrender value and death benefit and may also affect any dividends paid on the policy. As a general rule, surrenders and withdrawals are taxable to the extent they exceed the cost basis of the policy, while loans are not taxable when taken. Loans taken against a life insurance policy can have adverse effects if not managed properly. Policy loans and automatic premium loans, including any accrued interest, must be repaid in cash or from policy values upon policy termination or the death of the insured. Repayment of loans from policy values (other than death proceeds) can potentially trigger a significant tax liability, and there may be little or no cash value remaining in the policy to pay the tax. If loans equal or exceed the cash value, the policy will terminate if additional cash payments are not made. Policyowners should consult with their tax advisors about the potential impact of any surrenders, withdrawals or loans.

3$4.8 billion in dividends on ordinary life insurance expected to be paid in 2018, representing about 35% of the expected total ordinary life insurance dividends paid by the entire industry. Northwestern Mutual has paid more ordinary life insurance dividends than any other company in the industry each year for the past 22 years.a Dividends are reviewed annually and are not guaranteed. Decisions with respect to the determination and allocation of divisible surplus as dividends each year are left to the discretion and sound business judgment of the Company's Board of Trustees. There is no guaranteed specific method or formula for the determination or allocation of divisible surplus. Accordingly, the company's approach is subject to change. Neither the existence nor the amount of a dividend is guaranteed on any policy in any given policy year. Some policies may not receive any dividends in a particular year or years even while other policies receive dividends.

    aFinancial information taken or derived from 2016 yearend statutory financial statements published by SNL Financial. Calculations are made by Northwestern Mutual.