Live your life with whole life insurance.

A whole life insurance policy from Northwestern Mutual is much more than a safety net. It's a whole life policy with benefits you can use while you're living that will help make your financial plan even more flexible. Whole life insurance builds cash value over time that you can use for anything. It can come in handy for unexpected expenses, putting your kids through college, expanding your business, upgrading your home, or as additional income in retirement.

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Whole life insurance policy highlights

Guaranteed payout

Along with feeling confident knowing that your loved ones will receive a guaranteed death benefit when you're no longer here, you'll have coverage that lasts your entire life.

Costs are set

How much you'll pay will depend on things like your coverage amount, age, and health. Once your premiums are set, what you pay each month (or yearly) is what you'll always pay.

Flexible funds

Your whole life policy builds cash value1 that can be used for anything. You also have a chance to earn dividends2 which you can take as cash, use it to pay premiums, and more.

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Dividends put money back into your pocket.

Dividends are given out when our earnings turn out better than we thought they would when premiums were set, and benefits established. As a mutual company, we don't have stockholders so instead of paying dividends to Wall Street, we pay them to our policyowners. Even though they're not guaranteed, we've paid dividends every year since 1872. Here's what you can use them for:

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  • Anything you want (when you take it as cash)
  • Paying your premiums
  • Increasing your coverage
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The Northwestern Mutual difference

No. 1  ranked insurance company for consumer experience

Best life insurance company for consumer experience, 20225

Ranking for Northwestern Mutual Investment Services LLC, ©2017–2022 and TM, NerdWallet, Inc. All Rights Reserved.

No. 1  most admired companies

Fortune® named us one of the World's Most Admired Life Insurance Companies, 20226

Ranking for Northwestern Mutual, 2021 Fortune®

$7.3B  in dividends expected to be paid in 2024

in dividends expected to be paid in 20242

Statistic for Northwestern Mutual, Dividends are reviewed annually and are not guaranteed. based on Northwestern Mutual policyowner data.

A++  financial strength rating

AAA, Aaa, and AA+—we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.7

Awarded in the Insurance category: Life & Health industry, Fortune® Magazine's annual survey, 2017
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