Protect the life you love.

You've worked hard to build a life you enjoy with the people you love, now it's time to protect it all. But it can be tough to know how much, or what type of life insurance you need. And life insurance can be more than a safety net. Depending on the type you get, it can be the foundation for a sound financial plan. At Northwestern Mutual, our recommendations are based on your priorities and what you can afford – so you get only the life insurance you need, and nothing you don't.

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Take the next step.

Our financial advisors work with you to help you find the right type of insurance, and the right amount, for your needs, goals, and budget.

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Term Whole Universal

Financial benefits for your loved ones

Term checkmark Whole checkmark Universal checkmark

Insurance protection for your entire lifetime (unless you cancel or stop paying your premiums)

Yellow, Whole checkmark Yellow, Universal checkmark

Premiums that are guaranteed to never increase

Yellow, Term checkmark* Yellow, Whole checkmark**

Cash value that grows over time (taxes deferred)

Yellow, Whole checkmark Yellow, Universal checkmark

The opportunity to earn dividends5 (payouts to policyholders)

Yellow, Term checkmark Yellow, Whole checkmark Yellow, Universal checkmark

Cash value that can be used at any time and for any reason during your lifetime

Yellow, Whole checkmark Yellow, Universal checkmark

Lower premiums at the beginning of your policy

Yellow, Term checkmark

Flexibility to change the amount of life insurance protection you want (within limits)

Yellow, Universal checkmark

Ability to control the amount and frequency of your payments (subject to policy minimums)

Yellow, Universal checkmark

*Level premium term policies provide a level premium for the life of the policy, however not all policies have guaranteed level premiums.
**Certain product designs combine term insurance and whole life insurance, and may be subject to premium increases.

*Level premium term policies provide a level premium for the life of the policy, however, not all term policies have level premiums.
**Certain product designs combine term insurance and whole life insurance, and may be subject to premium increases.

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The Northwestern Mutual difference

  • A++


    AAA, Aaa, and AA+ the highest financial strength ratings of any life insurer FROM ALL FOUR MAJOR credit RATING AGENCIES3

  • No 1


    best life insurance company Ranked by NerdWallet, April 20194

  • $6B


    in dividends expected
    to be paid in 20205