Life insurance that's the best fit for your life.

Since everyone's situation and goals are different, our policies are designed differently, too. Depending on what you need, our life insurance can simply be your safety net from the unexpected, or it can be the foundation of a smart financial plan, giving you more financial flexibility for the things that are important during your life like paying for college, growing your business, and having more income in retirement.

At Northwestern Mutual, our advisors base their recommendations on your priorities and what you can afford—so you get only the insurance you need, and nothing you don't.

Get started

Life Insurance Calculator

How much life insurance is right for you?

Calculate it

Let's talk about why life insurance is so important.

Life insurance is simple. You make reoccurring payments (your premium), and we pay a set amount of money, tax-free, to whoever you choose (your beneficiaries), including your favorite charities if you want, when you pass away.

How much does life insurance cost?

A man leaning on a porch railing, looking out at the forest

There are many factors that can affect the cost of an insurance policy. That's why we value working with you to fully understand your situation, needs, and budget, to recommend the best options for you. In general, what you pay monthly (or yearly) will depend on things like the type and amount of life insurance you get, your age, health, and if you decide to add any riders that might make sense for your situation and goals.

Connect with an advisor

We have many types of life insurance policies to choose from

Get our monthly Life & Money newsletter filled with financial tips, tools, and more.

Enter your contact information to receive weekly emails about reaching your goals.

Which type of life insurance is best for you? Compare them.

Compare life insurance products

To compare insurance products, select any two below.

BenefitsWholeUniversalVariable UniversalTerm
Guaranteed payout for your loved ones*
Chance to receive a dividend (yearly payout)6
Coverage that lasts for your entire life*
Builds cash value over time that can be used for anything3
Choose amount and frequency of payments**
Flexibility to change coverage amount
Premiums (payments) that never increase
Choose how your cash value is invested
Has optional riders available
* Unless you cancel or stop paying your premiums.** Subject to policy minimums. Independent of the death benefit.Learn moreLearn moreLearn moreLearn more

Questions about life insurance? We've got answers.

The Northwestern Mutual difference

No. 1 ranked insurance company for consumer experience

Best life insurance company for consumer experience, 20237

Ranking for Northwestern Mutual Investment Services LLC, ©2017–2024 and TM, NerdWallet, Inc. All Rights Reserved.

A++ financial strength rating

AAA, Aaa, and AA+—we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.8

Awarded in the Insurance category: Life & Health industry, Fortune® Magazine's annual survey, 2017

$7.3B in dividends expected to be paid in 2024

in dividends expected to be paid in 20246

Statistic for Northwestern Mutual, Dividends are reviewed annually and are not guaranteed. based on Northwestern Mutual policyowner data.
Picture of a financial representative

Ready? Get a life insurance quote today.

Our advisors will help you find the right type, and amount, of life insurance for your goals and budget.

It's easy to get started—no commitment, just a conversation.